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It will be GONE !!!

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Comments

  • Herewego
    Herewego Posts: 2,541 Forumite
    I am trying to catch you I have plans for 0 % cards in the new year just you watch out, you never know what I will pull out of the bag (20k would be nice) LOL
    Lloyds are offering me 0% for six months but I need to clear the balance first so hopefully 1st week of December a rather large shuffle will occur saving us about £200 in interest, then hopefully I can shuffle a bit more getting everything 0% by May.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Ceniza
    Ceniza Posts: 761 Forumite
    I wish Lloyds let me have a 0% card. I want to collect more airmiles, but they said no to me :(
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Herewego
    Herewego Posts: 2,541 Forumite
    I dont have airmiles cards in fact my cards are so old I dont think they issue them anymore, I can collect points to get money off buying vouchers of no use to me.
    I think I will just continue to use and abuse THEM for a change while I clear the debt
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I wish I could get a 0% card :(
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    How is your partners credit could he not get a 0% for you, I will be mixing mine and DH credit to make sure we get the best deal.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    He has a perfect credit record, but wouldn't do it, my debt my problem, which is true of course!

    I do hate owing friends or family though as whenever you want to do anything you feel like you have to justify yourself.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Thats very true I guess its different for us, all our money goes into one pot and then I pay all the bills.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    All our money goes in the same pot as well hwg
  • Herewego
    Herewego Posts: 2,541 Forumite
    Good to see you have been out and about taxi, but dont forget rest as well and my gran would always say a little dust didnt hurt anyone.

    Been playing with dates and figures again tonight to hit my target of Dec 2011 I will need to pay off the following

    15 months @ £2400
    66 weeks @ £546
    462 days @ £77.93
    They are some scarey figures as they dont include interest so looks like Im going need some serious ebay/amazon sales. I also know i need to get the debt onto 0% asap to have any chance of clearing this by next year. It's not impossible but its going to be hard work and a tight budget what i could do with £10k, may have a try on the lottery as its a rollover again as they say got to be in it to win it.
    On a positive note just sold a book on amazon £5 to me well actually Lloyds
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Am sure you will manage it somehow xx heres hoping for some 0% deals for you
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