It will be GONE !!!

Woowoo

Happy days for finding the spare £50!
You really are doing so well x

Cialilerin

HWG - How do you do it? You must be living on fresh air or beans on toast constantly (without butter on the toast of course!!:)) You are an inspiration. :T

Herewego

I definately think beans on fresh air this month, boy have i cut the budget to the bone but the sooner this is gone we can start to live again although I dont know that im missing some of the things we have given up. I feel i appreciate it more if we go to the cinema or out for dinner now.
Just realised now my mortgage payment has gone out i can reduce the s/o for next month off to do it now, along with a meal plan for next week could do with the shopping coming in under £30.

joshua_blue

HWG....superb progress... very well done indeed... but interest really is a killer :mad: i noticed ur signature shows current debt at £36,380 & DFD Dec 2011..... thats a lot to clear.... if u dont mind me asking.... im hoping to pick ur brains for ideas .... is there anything in particular gonna contribute to this reduction in a relatively short time :question:

Herewego

Hi Joshua Blue, my mortgage has changed rate from next month and the payment will be £400 less so I am going to throw that at the debt also the card i am clearing now has a 0% deal on it which i will use once cleared and then I plan to shuffle everything and hopefully all be 0% by april/May 2011.
Extremely tight budget and not going out much mixed with ebay and amazon i so hope i can be debt free for 2012.
I also plan to start daily clicks, i currently do surveys and have made quite alot in M & S vouchers which i am planning on using some for xmas.

Todays shopping came in slightly more than i planned at £50, the ironic thing is if i run out of money I can always use my M & S vouchers to do a weekly shop :rotfl:
Just checked mortgage and that has had less interest added than i thought :T hope this continues.

taxi73

All sounds good HWG

REDMADCURLS

I am delighted you got a 0% deal...............it will make a big difference.

You WILL be debt free in 2011 for sure. Wonderful work HWG!!

Ceniza

Well done HWG

REDMADCURLS

Cenzia, I do like the way you have your sig. It's great to see the goals you have achieved, and so quickly too!

Herewego

Not a great day moneywise as had to pick a few bits up in town earlier, however I have been so busy today.
Weather has been kind to us today so in my clean and declutter mode I have cleaned cleared and decluttered the garden and its now been put to bed for the winter.
We were going to the cinema tonight but due to my aching body (and lack of cash) I will be making a curry and watching a movie on sky.
On a positive note got a few £2 coins while out and sold another book on amazon think i need to find £5 to hit the 3k just wish the money cleared quicker.