It will be GONE !!!

Herewego

Well looks like the race is on for December 2011. I am waiting for over £50 to clear through quidco wish it would hurry up, I now have about £40 to find to hit my £3k in October so i may have to set a new target there.
We have £200 left to get us through to 25th October this is including DH wages going in so budget is tight we have 4 weekends to get through and I will need at least one more tank of petrol. I do have £100 i can use which I have set aside for times of need although we have DH parents visiting through October for a weekend will have to do it on the cheap.
I probably shouldnt have bought lottery tickets but I have decided to only play on rollovers now that should save a few pennies.

Just logged onto Lloyds and they have sent me a message offering 6 months 0% although the small print says payments will be made to 0% amount first so I will just have to wait 2 more months then take advantage.
Hope ebay money arrives tomorrow then Thursday is payday for DH not sure if i should leave us a bit more in the budget and reduce my payment again to lloyds, although I do have a little bit in a savings account if im really stuck.

Woowoo

The race most definitely is on for Dec 2011 and I'm counting on you to kick my bum all the way there lol!

Send the money to Lloyds, you'll do without it or like you said you have a little in savings to fall back on.

Primrose2004

WOW hwg you certainly are powering through with being df :T I wish I could be as motiviated:o

I too would like my df date to be Dec 2011 but the realistic target is more like May 2012:(

My first target is to get my cc under £6,000 by end of Dec 2010, which is doable, if I can get it down even further I will be extatic but I want to be able to do some things whilst trying to be df to can't overstretch too much.

I'd best get on with some ovetime:rotfl:

Herewego

Right thats it sorted then the payment will be sent may hang on for a few days just to see the account in credit for a change LOL.
Miscalculated what i need for lloyds its only £20 forgot the £20 i sent monday

Ceniza

Herewego wrote: »

Just logged onto Lloyds and they have sent me a message offering 6 months 0% although the small print says payments will be made to 0% amount first so I will just have to wait 2 more months then take advantage.

How is that even fair I asked nicely for a new card (want to collect the airmiles). I have a platinum account with Lloyds TSB and earn more than enough to fit their criteria, plus have no adverse credit at all! Damn Lloyds!!! :mad:

Herewego

Think they are worried after all the interest they have been getting they just want some more

taxi73

you are really beating that debt...go you girl..

Herewego

Primrose you are welcome to join us we are not sure we can make it but i hate letting people down so thats a good incentive for me.
£25 sent to Lloyds.
Lunch made and ready for work and Dinner from freezer supplies hoping for a NSD today.

taxi73

looking good xx

Herewego

So the figures are in and month end now stands at £36380.00 and Lloyds is at £3120 as still waiting for money to clear. My aim for October is to get the total debt to £36000 which would put me £500 ahead of my budget, I know i already have £100 waiting to clear so only £280 to find.
I know September would be tight with DS birthday and a hen night and wedding to attend so I am pleased with the result. Also interest is killing us at the moment so I am working hard to sort that out.
Money for October
£170 in the bank
£51.30 in my purse (forgot I put £50 in a side pocket for just in case at the wedding)
£100 spare which i have put into the savings account
this works out about £55.00 a week for food and petrol this deoesnt include spare money
The freezer is running low I think i can probably get 6 evening meals out of it.
Next month I am hoping to hit £34,500 as I will have some extra to throw at the debt once mortgage is reduced.