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It will be GONE !!!
Comments
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When you've spent a £1000 on something you really don't need - that's the time to worry. Trust me, I know!!
Have a great holiday!Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120 -
Yeah agree! Have a great timeAdam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Todays weigh in 1/4 lb Off :jmy first goal is getting closer.
Just counted the penny jar and going to take a genlte jog to the bank and probably crawl back miles round trip to pay £30 off Lloyds.
Still not sorted Excel but will do that this afternoon as im missing playing with spreadsheets, it feel like ive had my right arm chopped offMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
have a good day.0
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LOL @ missing playing with spreadsheets - come over here, I will make you hate spreadsheets!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Im back up and running with my spreadsheets :j was getting close to hyper-ventilating.
Send them over Red I just love playing speadsheets.
Holiday tickets have arrived today and Im so excited
Phoned Virgin up for final interest that I may owe so I can close the account but they were so dim they couldnt calculate it and I have to wait for the computer to do it on the 28th. I spole to 3 people and in the end they suggested I pay £10 and they refund the difference on the 28th when they close the account.
33 minutes later I got them to admit they couldnt do it (think it could be PMT that wouldnt let it go until admission)
The last guy said if I close my account and apply as a new customer im likely to get a 0% deal :eek: think he was taking the p*** like im going back now.
Also bit the bullet and downloaded experian report was too scared to before but there was nothing on it to worry about. Do you think I should also do the other report as not all credit was showing.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
33 minutes!!!!!!!!!!!!!!! God they are unbelieveable!
I would apply as a new customer - if you don't get 0% what have you lost!
Experian - I think you can get it free if you sign up for the deal and then just remember to cancel it - St Martin tells you how somewhere on hereLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Re spreadsheet
Do you know how to get excel to transfer info from one sheet to another automatically, eg. if I list all invoices but want another sheet with just wages on itLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Have you got everything on the one spreadsheet and do you want them seperate them ?MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
I want it to automatically copy info over - I can do it myself right now by sorting the list and then cutting and pasting but would prefer it to just copy overLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0
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