We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

It will be GONE !!!

16566687071176

Comments

  • Ceniza
    Ceniza Posts: 761 Forumite
    Herewego wrote: »

    Also bit the bullet and downloaded experian report was too scared to before but there was nothing on it to worry about. Do you think I should also do the other report as not all credit was showing.

    Just make sure with that that your addresses all all up to date and accurate if you've moved as this will have a big effect on what shows up on your report :)
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Herewego
    Herewego Posts: 2,541 Forumite
    :j:j:j:j:j:j:j
    Off to watch X factor auditions with my FREE tickets in Manchester.
    Should be a low spend day as everyone is chipping in with petrol and my lunch is being bought for me.
    Must try and make some extra money this month as would like to make some payments before the holiday so there are less to worry about after, plus I am going to be short one weeks money whilst in between jobs. Wish I knew when my new payday will be as it makes so i can work it all out.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • lucielle
    lucielle Posts: 11,588 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oooooh, have fune. Who's the stand in judge for Danni?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Have fun Herewego and dont forget your poster so we will know who you are!

    Stop worrying about extra payments - this is holiday time for you to enjoy
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Enjoy x factor...
  • Herewego
    Herewego Posts: 2,541 Forumite
    I suppose you could say slight disaster, didnt read the small print and your not guaranteed a seat, we got there about 1/2 hour to late so no x factor for us all seats allocated. Never mind wasnt meant to be spent the afternoon shopping in Manchester and I didnt spend a penny all day :money:
    Diet has been a bit pants today with being out but back on track now and plans for a long walk tomorrow ;)
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Bummer re X Factor - but sure at least Cheryl and Danni didn't make it either :)

    An afternoon shopping and no spendies - well done!

    Diet- everything is calorie free on weekends!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Cialilerin
    Cialilerin Posts: 649 Forumite
    My friend had tickets for X factor a couple of weeks ago and the same thing happened to her and they were there early - she said some people had queued all day!! Queueing or shopping? Know what I'd rather do!
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Me too, X factor would be fun, shopping is cruical, even window shopping!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Nothing much to update in the HWG house, not been spending and my new payday is Thursday when I should get 3 weeks money although it will have emergency tax taken off it. The problem I have is I hate the job not only is it boring, but my boss is an alcoholic and the moods are up and down with no talking in the office and no personal phones on the desk :(.
    Good news the people I used to work with before my redundancy have contacted me asking if I am interested in a job so just waiting to see what they offer.
    Holiday is nearly here we fly on Friday and the bikini should fit I have lost 7lb in 2 1/2 weeks.
    Debt busting is not going to be too good this month and I think we will only just scrape under £40k after all the interest is added but I will leave the update until after the holiday.
    Amazon sales this week £37 :T
    Hope everyone is well and I will try and bring the sun back with me
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.