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It will be GONE !!!
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Thanks Red will have a look round this week while im off, looking forward to the morning weigh in just to see if it really works.....
I'm going to ring virgin this week to find out about BT and if they say no I can close the account, if I do get a BT I need about £500 extra to clear Lloyds thats after next months payment.
I have £20 in £2's which I will pay of Lloyds this week oh the plans I have for this week lets hope I can fit them all inMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
What a start to my week off dull black clouds was so looking forward to breakfast in the garden
Good news another 1/2 lb gone so in days, I dont have loads to lose so im pleased with that so farMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Happy Days - enjoy your week offLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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B***dy Branson found some 0% transfer cheques filed away while tidying today so thought I would give them a ring and as I made one late payment by one day in January all they are offering is 34.9% they are a complete JOKE.
Just glad I have no balance with them, I may be cutting my nose of to spite my face but I will be sending an email to close the account today complete with reasons. Can only improve my credit if I dont have so much, they said they may offer me a deal in the future so please dont close the account yeah right.
Plans will have to change slightly but thats fine I will sort it, we haven't had and deals so far and I am paying them off slowly robbing B*****ds...
Sorry just a little stressed, on a positive note I have already shreded 2 black bags of carp.... and done 3 loads of washingMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
They are robbing b******ds but they will NEVER get to rob us again!!!
By now you have probably shredded 50 bags and washed everything in sight!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Well I have told Mr Branson to close the account, I no longer need him !!!!! Just waiting for confirmation to come through then thats another one down.
Diet has gone well today not been hungry and starting to feel really good.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Bet you he cries!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I hope he cries he deserves to he's made me cry lots, not heard anything yet no surprise there.
Spent a bit of playing with snowball today, not sure its a good thing or not but this is what i have found out.
DFD is 26 paydays away (pinched that from another thread)
MFD is 68 paydays away
I just hope I can keep the payments going I suppose its something to work towards may even have a countdown in my signature.
Even if I dont make it hopefully gives me the incentive to keep going.
Diet weigh in today was 1/4lb lost so going well and finding it quite easy so far.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
26 pay days doesn't seem so much, does it
LOL at MFD - I am already starting to calculate that in my head too!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I have huge spreadsheets for both only the trial on my new laptop has ran out and now you have to buy microsoft 2007 for £70, not got much choice and I cant edit my spreadsheets :mad:
Is nothing free nowdays soon we will be taxed on fresh air, for what this laptop cost it should be able to make the coffeeMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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