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It will be GONE !!!
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:j:jIve done it Virgin Card is clear can't wait to log in tonight to see a NIL balance. I am a bit worried it will leave us short through July but i'm sure we can sort it.
Do you think I should give it a day or so before I ask them for a 0% BT
Have great day everyoneMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Well done on Virgin....that's fantastic
I would give it until you have a statement with nil balnce on as there may be trailing interest and then phone them about a BT...0 -
Ive had to log on to Virgin account just to make sure the balance was 0.00
Been to have my cards read and they mainly talked about finding a new job and how I have made the right choices, things will be looking up. Money will improve maybe through a promotion or a change in jobs next year march-may.
She wasn't even surprised when I told her I had just got a new job at the end.
Collecting new car tomorrow,i'm exhausted keeping up with myself this week why do I think I can keep going for 20 hours a day at 100 mph.
Cant add days until payday to my signature as I dont know when I will next get paid :eek:MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Fabulouly wonderfully excellent fantastic amazing gloriously stunning news!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Just logged onto Virgin again to make sure the balance is still 0.00
not sure how long this habit will last
Picked up my new car (7 years old) tonight and really pleased with it :j
Tomorrow is my last day at work and even though I have only been there 6 months i think a few tears will be shed.
How strange 6 month debt busting and we have cleared £9558.60, not sure we will do so well in the next 6 months unless some 0% come along and we no longer have to pay interest wishful thinking :cool:
Out with the girls for dinner tomorrow then the diet starts Saturday, a friend of mine has been on a high protein diet and lost 1 1/2 stone in about 5 weeks she looks amazing. I will test for my fellow MSE friends and report my results, not going to have much else to report this month all payments made unless I get a move on.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
That is an amazing amount to have paid in 6 months!
Is the high protein diet based on low carbs?
Enjoy the last day at work!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Just logged onto Virgin again to make sure the balance is still 0.00
not sure how long this habit will last
Picked up my new car (7 years old) tonight and really pleased with it :j
Tomorrow is my last day at work and even though I have only been there 6 months i think a few tears will be shed.
How strange 6 month debt busting and we have cleared £9558.60, not sure we will do so well in the next 6 months unless some 0% come along and we no longer have to pay interest wishful thinking :cool:
Out with the girls for dinner tomorrow then the diet starts Saturday, a friend of mine has been on a high protein diet and lost 1 1/2 stone in about 5 weeks she looks amazing. I will test for my fellow MSE friends and report my results, not going to have much else to report this month all payments made unless I get a move on.
haha I keep loggin into my Capital One account to keep checking that I'm on £0 there too LOL - it's a nice thing to do though
And that is an AMAZING amount to have cleared in such a short space of time, well doneAdam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
That's an amazing amount in 6 months....fantastic0
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Thank you all I feel the second half of the year may be a bit of a disappointment.
Well left my job today and been out for dinner with some friends so quite a good day. The next week I have great plans and hopefully make some money along the way as well as clean the house form top to bottom and tidy the garden.
Red the diet is high protein and NO carbs Im starting tomorrow promise to not be too grumpy.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
:beer:Congratulations!
Just getting back into my diary and decided to catch up with yours. Your signature is fabulous, you are my inspiration:TProud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120
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