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It will be GONE !!!

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    That all sounds great and all very positive
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Congrats on the new job x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Paid tax cheque off Virgin last night but only £100 came off balance as the interest went on. In January the Interest was £140 now its £44 and next month it will be £0, I have until about 16th to put all the payments through so should be able to do it.

    Virgin Balance 27.06.10 £1240
    30th June Pay - 950
    Amazon - 33
    £2 Coins -10
    Quidco - 70
    Cash left in bank - I have a refund due of £209 so will have enough to transfer some to Virgin

    Woowoo Im with you then its 2 large cc from Lloyds not so nice as they dont use fast pay I like that when I pay Virgin in the morning its on my account in the evening
    Note to self -Must sort out online banking

    I bought a car yesterday as well I went for the cheaper one as it seemed more reliable and they are throwing in service, mot and tax DH bonus money will have to pay for it so picking it up Thursday :T
    Looking at the figures dont think I will get the balance below £40K :( this month unless I move my butt and make some extra cash I need about £350 and then Im into the £30's

    Off to think about new challenges and and how im going to approach the next pile of debt............
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That will be great...virgin gone...

    what's the next one?
  • Ceniza
    Ceniza Posts: 761 Forumite
    Herewego wrote: »

    Off to think about new challenges and and how im going to approach the next pile of debt............

    I know how you feel. When my last CC is gone, I then have an £18k lump to pay so need to break down the challenges to make it seem less daunting of a task.

    Good luck :D :T
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Never a woman to sherk a challenge is our HWG

    Health to Drive for new car!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Just back in after a lovely Indian meal, DH bought me a new laptop for my birthday im absolutley blown away. Firstly because I have never owned a new laptop always cast offs and secondly because I thought the bonus was gone. Then he took me shopping for a few bits for the holiday but just kept thinking this should go off the debt :cool:
    I need to make some cakes for work tomorrow as no money in my purse to buy them unitl wednesday.
    Time to tighten my belt and get back to debt busting, next debt to clear is a LLoyds one £6590 hoping to transfer £5000 to 0% Virgin card for a bit of breathing space clear the remainder by September and then hopefully I will roll all cards onto 0% if I can find any. My spreadsheets will work sooooooo much better if i dont get any interest :D
    Sorted online banking this will make my life so much easier as now I dont need to make a 15 mile round journey to the bank or use telephone banking :T
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Good God Just noticed your Virgin Card - I just hadn't registered it til now

    WELL DONE YOU

    HAPPIEST of DEBT BUSTING Birthdays too - you are just amazing and now you have an amazing shiny lappers to match!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Payment to Virgin £45 just to get it a bit lower now payday is 2 days away taking my chances and spending whats left in the account. Off to Mr T to get some Green coffee, if you like coffee but want to be a bit healthy I can recommend it although it is very mild and takes a bit of getting used to. Also hoping it might help a little with the weight loss holiday is looming and weight is going up and down.

    Have a great day all, Im off for another day of people trying to get me to stay it's so hard I like the people but hate the job :(.
    Letter of acceptance sent and I am going to have next week off for ME :) Lots of exercise cleaning and generally getting everything ready for a week away.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    So another birthday hasn't slowed you down any then!!!!!!!!!!!!!!!!

    You must as high as a kite right now, new car, new job, a week off coming up and then off on your holliers!

    And no-one deserves it more, you worked hard for that. (Being a local job and better money, you will also save on fuel, so even better new job and more money)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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