It will be GONE !!!

Woowoo

Indian my favourite, I'm sure you'll have a great time x

ecoelle

I hope you had a lovely evening out. I love going out to eat, all teh fun of food and no washing up! You desrve a treat after all your hard work

Herewego

Morning all,
Mr Ebay came and collected but the £50 hasnt gone far, xmas tree bought, DS haircut he was desperate and new wiper blades for my car and i have about £5 left.
This will not cover train into town tonight so I hope DH has the cash sorted. We have about £50 in the bank but i will have to take sme out to cover DS training today. Everything is ticking along as well as can be expected without the wages so far, once tonight is over we dont need anything tomorrow it should be fine.
Tomorrow it will be tree decorating day with xmas movies and songs, so looking forward to the break from work then it can snow all it wants.

REDMADCURLS

Awh sounds like a fabby weekend HWG - enjoy!

Woowoo

Hope you have a really good time tonight HWG x

Woowoo

Morning HWG

Did you have a good time?

Herewego

Morning

Had a really good night great food, great company now trying to get xmad decorations up and final major clean through then I am going to look at doing a final round up of the year and maybe start a new Diary ready for 2011.
Have a good day all.

Woowoo

Have a good day, looking forward to the 2010 round-up

REDMADCURLS

Glad you had a great night HWG x

Herewego

I have decided to round up 2010 a little early as i know what money we are due to be paid
We started 2010 with a debt of £49,908.60 :eek:
Minimum payments were £1350 per month and interest was over £1000 per month
As at today’s date we have closed 4 account’s with a 5th being closed this week.
I now have £10000 on 0% interest only for 6 months but it’s a start and a saving
I have reclaimed over £2000 in cc charges I still have 2 cases pending with FSO
We have paid off £16,928.60 which is almost 34% of the debt
We are starting 2011 with a debt of £32980 this is across 5 credit cards
Minimum payments this month are now £953.21 Interest is estimated at £544.22
I never dreamed we could clear this much in one year and I am now determined to try and clear the rest by the end of 2011.
I have also learnt that it took many years to get into this mess and it could take a few to get out of it. I also still want to have a life a little more than we have had this year so if I am still here at the start of 2011 it wont be the end of the world.
I also want to say a big Thank You to all the friends I have made on here I couldn’t do it without you. :T
I wish you all a Happy Christmas and a Prosperous New Year :xmastree: