It will be GONE !!!

REDMADCURLS

well that is one hell of a end of year round-up, very very well done HWG - AMAZiNG

and THANK YOU for all you have done to help me thru this sometimes mind blowing path to freedom and THANK YOU too for forcing me to engage in mind numbing ebay, I certainly owe less because of you xxx

taxi73

That's a great round up HWG and the debt will come down loads more whilst paying less interest.Don't forget to put a link to your new diary xx

Polly_Wolly_Doodle

Hi HWG,
Just wanted to say i've been reading your diary over the last few days and it's been inspirational!
You've achieved so much in such a short time and i'm sure you will break the back of it over the next year.
2011 is going to be debtbusting for us too and i'll subscribe to your diary to keep me going!

Keep up the fantastic work,
PWD xx

Herewego

Hi PWD
Welcome along, I am planning a new diary for 2011 but will stay here for the next 10 days or so.
Do you have a diary ?

Woowoo

Wow HWG you have done amazingly, you should be really proud of your efforts :j

2011 will be even better with the reduced interest

Herewego

Morning all,

Well I have been paid and I have made the final payment to Lloyds of £75 now I can move onto my next debt in January when DH gets paid.
Have a great day and take care its cold and icy

Woowoo

Morning HWG

Fantastic news on clearing Lloyds

It's soooo cold this morning!

EB69

I love reading other's stories, but all the more so when the numbers are similar to mine - it gives me real hope that I can do it too!

You've worked so hard and done so well - I uldnt be surprised if it's all gone by this time next year. Either way I will be cheering from the sidelines x

Polly_Wolly_Doodle

Morning everyone,
Well done on getting rid of Lloyds, another one bites the dust!

No i don't have a diary, my numbers are frightening, between DH and i we owe £77,852.48 on cards, £214,320.02 on mortgage and there is a car loan of £150.89 per month, a loan of £402.33 per month and a secured loan of £416.41 per month.:eek::eek::eek::eek:

Lots of indecision at the moment, so comments welcome. We bought this house to do up and sell but with the market the way it is i don't know whether to keep spending on the house to get it ready to sell or pause it and put any extra money to the debts. If we put the debts first it will take a long time 2017 is what i work it out as. If we could sell the house, and who knows, that would clear the vast bulk of the debt....

Still reading your diary has made me put loads on ebay and really sit down and start to look at all this!:D

PWD xx

EB69

Have you done a SOA PWD? I was freaking out til I did that and received some great advice from other more savvy users on here...