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It will be GONE !!!

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Comments

  • Herewego
    Herewego Posts: 2,541 Forumite
    Interest has been added to Lloyds this morning and I now have until 2nd Novemebr 26 days to clear £1993.85 :eek:, with my reduced budget im not sure how i am going to do this but im going to give it my best shot.
    This afternoon is going to be ebay and spreadsheets oh yeah and paperwork, going for a NSD just being mums taxi this morning.
    Any ideas would be greatly appreciated and i dont have time for answers on a postcard :D
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    That's a lot HWG, how short are you currently of achieving this?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    I think I may be 200-300 short i may be able to pinch a bit more here and there just working out a breakdown, hope to get some of the £127 quidco owes too.
    DH has kindly dontaed 8 items for ebay 6 of which are designer so lets hope the can raise a bit.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Your DH is very well dressed! (Oh but then he works in retail, I guess he has to be)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    I think he WAS very well dressed I need to make some money and he has tons of clothes if I carry on like this he will have nothing left LOL.

    Ok the plan to pay this off is: £1993.85
    Pay November......................£1400.00
    Saved from Oct pay............. £ 300.00
    £2 Coins .............................£ 12.00
    Quidco ...............................£ 60.00
    Paypal.................................£ 10.00

    This leaves me with £211.85 to find, im sure i can scape together the £11.85 so £200 to raise through ebay /amazon/PPI claim/ charges.
    Whilst being mum taxi waiting for DS I have written the letters i needed to just need to type them up and post on Monday this could be a potential £500 but i'll not count on it thay have said no serveral times.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    It's just dawned on me if i only make minimum payments December I will have £1400 to play with, dont worry just a thought......
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    You will find it, no doubt about that :)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    and so are you thinking pay minimums and all extra to Lloyds?
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Yes need to chuck everything at Lloyds before 2nd then I will hopefully transfer another balance to it and the process starts again
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Your so close HWG, you will find that money x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
This discussion has been closed.
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