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It will be GONE !!!
Comments
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This first week has flown by though compared to the whole of Oct! 3 weeks till my next payday.
Are you doing anything for Bonfire Night? My village are having a bonfire but no fireworks because of H & S lol! Might stay in with the soaps I think!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
On Quidco you can get cashback & free delivery with Tescos, offer ends 7 Nov, do you know if that means you have to have your shop delivered before 7 Nov?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I would think you need to order before the 7th, I ordered with asda and got delivery for £3 because of the time then I got it free because i spent so much.
My asda order hasnt tracked yet I have a feeling it wont.
Mini breaks I have convinced DH we need a break just need to work out how to pay for it, really want to clear lloyds as it will allow me to get £7k onto 0% saving me loads and if i book online I only need to put £50 deposit downMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
My £5 Tesco didn't track either, don't think it will now
Really pleased your gonna book the mini break, will you book this before clearing Lloyds?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
So am I right in thinking, spend £40 in Asda and get £40 vouchers - can't order online as they don't deliver to the outback!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Yep it depends if the vouchers are any good to you, google it there is a list of items in the book, Im sure the £5 champers you could slip in your trolley.
I can only really book it if i make enough on ebay to get us through the month and still make my overpayments I wanted to. I have been thinking today that we really dont do much any more and maybe we need to cut ourselves some slack and reduce the overpayments slightly still going for next christmas though just have to find the pennies.
Oh i forgot im winning the euros tonight so maybe it wont be such a big problem.....MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Pleased to hear your still going for next Xmas, don't want to be alone on this challenge!
You deserve some slack though xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
DH won £74 on Wed Lottery and so we are going to dinner tomorrow night for exactly that reason.........we don't do anything anymore! I have justified it by saying that it was money we never expected and so never budgeted!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Thats great news Red well done hope you enjoy it, you dont need to justify everything which is someting i am coming to learn very slowly.
I even spoke to DH about money last night hopefully he wont be spending as and when also gave him a nudge about sorting me some ebay stuff.
Free listing weekend again and im hoping to get some more listed to make up the missing money i need. I also have a PPI claim and a charges claim to follow up it's in my paperwork to sort and has been there sometime so I will try and get it sorted today it could potentially be upto £500 if I get them both back.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
That ppi could be your mini break, hope they pay up
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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