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It will be GONE !!!

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Looking forward to the update.
    don't you just hate it when banks change their ways..grrr
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hope your interest amount has dropped nicely x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    The interest has been added and it was 88.56 on one card and 99.95 on the other, looks like we may just come in under £700 on interest across all debt this month it's such a waste and kills me everytime i write it but at least i am on top of it now. I hope i can reduce this by quite alot in the next few months, thats the depressing bit out of the way just have to wait for the paper statements to arrive for the estimated interest next month.
    It's Friday nearly the weekend anyone got any plans ?
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • noynoy
    noynoy Posts: 380 Forumite
    ouch thats a killer interest i hate it, i dont suppose they whould freeze or lower it (don't ask you don't get) ? Got another £13.20 from paypal today whoop dee do lol, got to do my lessons tommorrow so that is a nice £80 in the pocket , umm and my friends coming over in a bit so off to make a cake of some sort lol , have a good weekend all xx
    total debt 4711.00 at lbm (4217.31) dfd aug 2012 :eek: overdraft 800 (400.00) kill overdraft first, loan 1500.00 ,creditcard 2411.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    At least the only way is down now on the interest HWG.

    I'm too impatient to wait for the paper statements and always ring and ask what next months estimated interest is, it depends on who answers the phone as to whether you get a straight answer though!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • joshua_blue
    joshua_blue Posts: 163 Forumite
    edited 8 October 2010 at 9:11AM
    HWG with similar debt levels i know exactly how you feel about interest charged by these loan sharks....but you are doing exceptionally well with your debt busting.... the interest is a killer but its gonna be killed ;)
    Jan 2010 £39,300 Now £29,630 Reduction £9,670 (24.6%)
    DFD July 2017
  • noynoy
    noynoy Posts: 380 Forumite
    ladys need some advice if possible i have my loan that is umm about 2400? i want to kill my overdraft first before chrsitmas anyway , my minium payments are about £54 of which £20 is interest now £54 whould make a huge difference do you think i should leave it in my credit card account or transfer it back to my bank account, although ill get charged about £6 in total for transfering 3 lots of £54 ..umm guess i just answered my own question lol..ill not transfer and try to find some way, i think im going to be about £150 short of paying off by chrsitmas..must find some readys ..i think ill give the ebay a good crack towards the end of the month.

    herewego..its amazing you have cleared almost 14k of debt in just 10 months ..thats some major achievement..huge pat on the back!
    total debt 4711.00 at lbm (4217.31) dfd aug 2012 :eek: overdraft 800 (400.00) kill overdraft first, loan 1500.00 ,creditcard 2411.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Thanks guys i guess it doesnt matter how much you pay off it never seems enough.
    I went to the bank today but stupidly left £16 of £2 coins on the side so now have to go back again but have paid £24 in so once it shows up i will send it off to Lloyds.
    I have been trying to save £1 a day this year and I have just counted my pot and I have £270 for xmas need to move xmas money over to my cc for things I bought last weekend.
    I have decided that this weekend I will have to go and get myself a couple of pairs of work trousers the final straw came at work yesterday when my friend said i have to be honest with you, you have one saggy bum in those trousers. The diet worked fantastic and I am about a stone lighter and I am still having treats and keeping it off.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Definitely time for some new trousers, you need to show off your new hard earned figure HWG!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    I hear a very good store mata*** has 20% off this weekend so will go and see what I can find, will have to borrow a bit from savings but I do need them.
    I am also going to get back ebaying I need to find some more cash the interest is killing me and i need to clear Lloyds and get some debt moved onto the 0% deal they are offering.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
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