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It will be GONE !!!
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DH has kindly helped me out with my budget and spent £30 which he then forgot to tell me :mad:. Was just about to ring the bank and find out what it was for when he admitted to it, with a ooooo sorry thought i put it on the cc :mad:
Anyway another day down and £7 spend at tesco for a few essentials.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
My dh is worse with money than my kids!
Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120 -
Men, don't you just love um!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well I am not going to comment on DH's and spending money!!!
Actualy I will comment - he did it again today - used money from our account and only told me when I got home. He of course, has no idea if dd's are due or if I have allocated the money to something!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Tell me about it, not going to panic just yet but i think i will fill DH wallet with paper cc that you get when you buy a new wallet maybe that will stop him.
I guess building a bit of spare into the o/d is required when they forget there is no spare money to spend. I had my card cloned a few years ago and now panic at the slightest thing that looks wrong.
This reverse phscology stuff will it work if I say there is lots of money in the bank, not sure i want to take the risk........MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
I got signed up to a !!!!!! website for about a year on a Capital One credit card, I never noticed as I only ever looked at the minimum payment! I did get a full refund when I finally noticed and queried it!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Im sure there would be lots i dont remember spending on my cc as like you only looked at minimums.
Its that time of the month now where im waiting for statements and interest to hit its marmite week love it or hate it and im not sure which yet LOLMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Just to clarify I wasn't surfing !!!!!! sites or anything lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
My statements get produced soon, Lloyds is on the 12th, get very excited about this now as it means it's nearly time to make some more big payments!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
No but someone else was thanks to you, when my card got cloned they went to tesco and topped up mobile phones surprisingly i noticed that one.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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