no wiser than the fool i was before-lyns' debt diary!

LookingAhead

Your so right for tackling the work [STRIKE]demon[/STRIKE] bully and I wish you well with that. How DARE she say something like that to you and expect to get away with it? I hope you wipe the floor with her (metaphorically of course!). I'm steamed up on your behalf, I can't stand to see people try and intimidate others. Keep us posted won't you?

I think you had some great achievements in January LJ. Congratulations on those! And as for the failures....well...how dull would February be if you had nothing to work on eh?


I would just like to say I've had tarot cards read twice and each time they've been spookily spot on...and I'm not talking vague nonsense, I'm talking specific areas in my life. Accurate even down to the star sign of one of the people who was causing problems at the time in one reading! So, I am very open minded about them personally.

I can't say much about the D word that you haven't said already, so I won't. But a big virtual hug coming at ya and a YAY :T to the stuff you said about the self improvement and beginning to like yourself more because that's important.

Hope the weigh in went well.

x LA x

lynsayjane

well mixed news on the weigh in... i've lost three lbs taking me to (just) under 10 and a half stone! but i've dropped muscle and water as well as fat... which isn't good. but it's not as bad as i'd feared given the terrible diet i've had the past few days.

my diet has been really good today though, apart from the fact i'm about to eat garlic bread, but my stomach is actually rumbling and i'll not sleep if i don't eat.

i'm about to start writing down yesterdays incident for my bosses. it's weird she was so nice today at work, it feels like working with jeckle and hyde! but if it's going to be like this something needs to give and it won't be me!

i had my no spend day as i'd planned which means i still have £1odds of my budget for the week which is fab seeing as how i only had £2odds left on sunday!

oh and on the good news side, i found out today that EVERYONE in my english class passed their assessment which obviously includes me! :j

right i so gotta stop skiving on this site and get my complaint filled. have a good day all and keep smiling even when it hurts, at least the world won't know

lynsayjane

right, i've had enough of tears. i know it's not gonna get easier just because i said so, but i'm now ready (i think) to try and get my life back together. the past week or so i've been detached and distant and it has to stop. last night i didn't cry myself to sleep which i'm seeing as a step forward. i've managed to hide the pain i'm in during the day, i guess it's just been catching up with me. i don't even know why i'm hurting so bad over a guy i knew for such a short time, i didn't cry this much for my last bf! i don't know if i'll ever hear from david again (tho he does have a habit of getting in touch once i've given up and made comments like that!) but i can only hope he does get in touch once he's ready to talk. i've decided now that i definatly do not want a man in my life right now though. things are too much up in the air and it's just adding too much confusion. if i were to have something i'd need it to be steady and reliable, not like this has been.

so today, day 33, is the start of stage two of my perfect year plan. this weekend i have made a list of things to do. mostly just tidying my house and organising a few things, but i'm gonna tidy out my wardrobes and cupboards in my bedroom. i've got one week left at work till my holidays and i'm going to start getting things ready for a big kick up the !!!!!! i'm now thinking i'm going to do my best to finish off my kitchen and hall while i'm off. since time is my biggest excuse for not doing it two weeks hols is perfect! i'm going to try and get to the gym most days too.

i'm also going to take a bit of time tonight to do a revised list of outgoings/debts and post it up here at some point as it's been a while since i actually talked debt on here...and since it's a debt free diary that'd seem a wise move! i read through the whole thing tonight and it's so weird to look back at how i felt and things i did seven months ago when i first joined on here. the title of my diary (stolen from paulo nutini) is very apt, i am no wiser than the fool i was before! am still crap with money and men :rotfl: it's such a shame those are the fun things in life!

lynsayjane

i am soooo bored folks. i think i seriously need to change my life. i'm 25 years old, it's a friday night and i've not spoken to anyone other than my mum since i finished work. i've had no texts from friends to ask me out, no chances of exciting plans and no man to snuggle up on the sofa with. i'm starting to realise that whats going on in my head is why am i bothering to do anything in life when i share it with noone. the one person who actually knows me well is a scouser i met on here who i've never actually met...there's something really wrong about that


(oh and for the record it's not ss!)

jessicamb

lynsayjane wrote:

i am soooo bored folks. i think i seriously need to change my life. i'm 25 years old, it's a friday night and i've not spoken to anyone other than my mum since i finished work. i've had no texts from friends to ask me out, no chances of exciting plans and no man to snuggle up on the sofa with. i'm starting to realise that whats going on in my head is why am i bothering to do anything in life when i share it with noone. the one person who actually knows me well is a scouser i met on here who i've never actually met...there's something really wrong about that


(oh and for the record it's not ss!)

Erm, when did you wake up with my life :eek:

It is a bit dull at times

The power of positive thinking is the future I think :j

lynsayjane

jessicamb wrote:

Erm, when did you wake up with my life :eek:

It is a bit dull at times

The power of positive thinking is the future I think :j

maybe we are just on parralel universes and living the same life? :rotfl:

i try the positive thinking thing and i succeed in fooling everyone most of the time, unfortunatly i'm not good enough to fool myself...

ok im going to bed, this is just lowering the happy on this forum. i'll be back again tomorrow with a again i hope!

i'd wish you sweet dreams but i don't really believe in them anymore. sleep tight everyone xxx

lynsayjane

right as promised an update on my debts n things!

just checked my skycard balance online and it's so not as bad as i was expecting!

skycard £443.46 0% offer is finished but am using it as a cashback card. this amount includes my ipod (£169-birthday money) and years tv license. will be payed in full each bill that arrives

smart card £1400 this was my bt card, 0% for six months (five left i think) payment of £28 due next week

one card £665.80 0% finishes on this at next bill, due end of feb planning on paying this off and cancelling using charges returned from bos!

od £750 0%...just received notification of od being added to a&l account so i'll transfer that over (one major query being solved first) and close my last account

my plan is to keep as much money in my savings account as possible and pay off my debts once the 0% periods finish. at the moment i have £1242.61 in my account. this means once i have my two cc's payed off i'll have £133.35 towards my next debts. :j but as i get paid again and i've done to this month i should ideally have another £300 to add by then.

LookingAhead

HI LJ. Congratulations on the English assessment first & foremost! :T

Also congratulations on losing 3 pounds after - by your own admission - having a bit of a relapse on the old diet scene.

Two achievements racked up for February already. And look at that, a financial plan to boot too.

Sorry that Friday night was dull for you....I hope you are doing something tonight or if not, you can immerse yourself in something at home which is stimulating, or pampering...or both!

lynsayjane

thanks la, i do have more fun plans for tonight as it happens, a friend called me shortly after midnight last night!!! and i'm going to her aunts with her for a few drinks tonight and we might go out after. if we don't go out then i'll only need bus money so a couple of pound spend, if we do go out i'll take out £20 and come home with change hopefully!

lynsayjane

well last night was a good one...i'll give the highlights as it'd take too many pages to give details. went to my friends aunts house for drinks. one of their friends knows a trainer who comes to my gym so we had a laugh, got on great with them all, then one (bi) tried to snog me :eek: run for the hills! went into town and went to the bar/club that the iron man just happens to work at, and guess who we 'bumped' into? :rotfl: being me i said hi and gave him a hug...then introduced him to my friend who started tryin to squish his cheeks grandma style :eek: i asked her after why she did it and she announced him cute and could she have his number....eh no! then we went to some of the dodgiest nightclubs in aberdeen and walked home. it was a good laugh but there was a melencholy behind it. her aunts asked if i had a bf and i didn't know what to say. i gave a brief overview of whats going on and she announced he'd been hurt before and i should keep at him...talk about reading my mind!

anyway today i had to go to work, the good news is that five hours of my day will be time and a half as it's my sixth day this week. think of the money! :rolleyes:

health wise, although my diets been, well pretty much shocking! i've eaten so much chocolate this week! but i've been in the gym five times so it's a bit ok.

this week i sort out a few more bits of my debt. hopefully by the end of the week i'll have only one current account and possibly no od. am thinking of bt'in it to my cc so i can have all my debt in one place. it's 0% and no bt fee so its no real difference other than being able to say this is my one single debt which would be a good feeling. will call them up and see what the script is about doing that with an od.

well it's a new day tomorrow and a new week so here's hoping for more forward motions xxx