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Can I withdraw my 6 pound please? ....."NO"

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  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Haha it wasn't a telling off, just a point. Tis why I went to Lloyds when I was 17. Couldn't get train tickets on my HSBC maestro :D
  • onlypaddy
    onlypaddy Posts: 991 Forumite
    Debt-free and Proud!
    izools wrote: »
    I remember when I was 15, and the only account I had was a Nationwide Savings account with a Cash Card. They wouldn't (nationwide...) give me a normal account until I was 16.

    So I sold some stuff on eBay that I found in my attic (an antique Commodore Pet 2001 that I refurbished) and got £700 paid into my Nationwide account which I went into branch to withdraw.

    They said I could only withdraw £100 a day and would have to take it out over the course of seven working days.

    I politely requested that I hear confirmation of this rule from a manager, which I did, so I sat down, cross legged, and proclaimed that I am not moving until I have my money.

    They threatened to call the police, so I advised "Please do, and you can explain why you are refusing to give me what is legally mine!".

    They then handed over my cash.
    If you were 15, you were too young to have an eBay account....
    Debts at LBM (May '08) £5760 - Lloyds CC £4260, Lloyds OD £1500;
    Debts as of May 28th 2011:
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  • delain
    delain Posts: 7,700 Forumite
    Lokolo wrote: »
    Haha it wasn't a telling off, just a point. Tis why I went to Lloyds when I was 17. Couldn't get train tickets on my HSBC maestro :D

    Bus tickets are a cash thing :o:rotfl::rotfl:

    I don't go far enough to need a train :o

    I feel geographically stunted now! :eek:
    Mum of several with a twisted sense of humour and a laundry obsession :o:o
  • Yes
    Since the smallest amount most cash machines will give is £10, it's not beyond reason that you might have less than that in your account, still be (technically) solvent, and need actual cash for something.
    I remember when I was a student in Lancaster withdrawing my last £3.64 in the world (over the counter) which had to last me 4 days until my student loan went in. Couldn't have done that by debit card, as it had to include a bus fare too...
    And what about if you want small sums of cash because you budget better that way? Lots of people have difficulty treating debit card payments as "real" money - and yes, you could say they should try harder, but why not let them have their OWN CASH?
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    No
    onlypaddy wrote: »
    If you were 15, you were too young to have an eBay account....

    Yes I was. The facts remain. This was eight years ago and eBay didn't ask my DOB or for proof of ID.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • *Ruby*
    *Ruby* Posts: 35 Forumite
    It shouldn't matter if you can use a debit card in the post office! If the OP wants to withdraw money from their account they should be able to. Why do some people have a problem with that?
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    *Ruby* wrote: »
    It shouldn't matter if you can use a debit card in the post office! If the OP wants to withdraw money from their account they should be able to. Why do some people have a problem with that?

    Because people complain that the queues are too long because people are getting £1x5 out of their accounts.

    Hell I'm not bothered but others are, they wouldn't say no otherwise.
  • http://www.youtube.com/watch?v=C6DGs3qjRwQ

    OK, less of the abusive messages please and back to the point made. I have attached a youtube clip to lighten up the subject.
  • phild145
    phild145 Posts: 74 Forumite
    Tenth Anniversary Combo Breaker
    Hi,

    To be honest I think the people complaining about the length of the queue are idiots. I would imagine that if the OR had been given her £6 when she asked for it she would have left. The amount of time spent discussing the reasons with the cashier and manager would make the queue longer meaning of course they would be complaining even more.

    By the way my local corner shop does not accept cards and I know of others like that as well
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    No
    That clip just epitomizes the whole charade doesn't it?

    FYI I always take a fiver with me to the post office as their card readers are somewhat unreliable where I live.

    Try and find a cashpoint that hands out fivers. It saves the faffing.

    In Exeter there used to be a cashpoint at the back of Lloyds TSB (the one on the left) that gave out fivers.

    It doesn't any more, but the one outside HSBC does (again, the one on the left :p ). You may have one near you, too ;)
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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