Starting my DMP on 1st Feb... Anyone want to join me?

candypop

Hi - made the big step and clicked on the button with cccs to start a dmp. So it all starts from now........ hope its not too much of a bumpy ride. Lets hope I sleep better tonight!

newbeginning_2

Candy - Well done and welcome to our little gang x

mamajojo

Hi Candy:TWell done, you will sleep better, you've faced up to it and are taking steps to deal with your debt. Big calm breaths and have a good sleep!

nataz

candypop wrote: »

Hi - made the big step and clicked on the button with cccs to start a dmp. So it all starts from now........ hope its not too much of a bumpy ride. Lets hope I sleep better tonight!

Well done :T it all starts now, heres to a better DF future :beer:

Achelois_2

Hi all
Sorry i havent been in for a couple of days but been off on a course. My CCCS pack arrived with the payments sheet for my creditors and the "what to do" book as well as all my bank bits. Had a letter from Lloyds saying "you have cancelled your direct debit, please complete form ASAP to set it up again" hehehehe! Thats not gonna happen!
Anyway, hope you are all well? Candy - welcome to the club! It is such a weight lifted once things start to get sorted - you're in the right place.
Have a nice weekend all (whats left of it)

A xx

pure_dead_dopey

Welcome Candy, you are on the right road
Morning All, slept like a baby, because at least the debt pile with Lloys/Hbos is sorted for the time being so don't really have to worry until I next have to phone them in April. Only RBS to sort out and we're all accepted!!!!
Gorgeous day here again although really cold, our fancy boiler (big slice of debt there), has a thing that makes it come automatically if the temp falls below a certain level (14 degrees in the house) and its been on since around 4.00am, must be cold out there.

Have a lovely Sunday

pure_dead_dopey

Gibbs

did you get that reply to your PM, I don't think I quite know what I'm doing with the system so far?

GibbsRule_No3

Yes thank you, even replied :T Thanks for the info. Stopped raining here, cycling over to my sisters for my dinner today so £££s saved on the eating front. Has anyone else who likes porridge from scratch noticed that M&S are selling boxes of the stuff for just 39p. I've stocked up. Might even get to Aldi as there is one where sis lives. Wonder what the special buys are today?

newbeginning_2

Ok.... I give in, I'm off to Aldi one day soon to see what all the fuss is about!

And while I'm here what's the book about?

mamajojo

Morning all...not that it feels like it here, up all night with ds2, who has progressed from an exploding bottom to an exploding stomach, all night, everyhalf hour...:jno time or energy to think about the debt mountain!

Am liking the sound of your boiler PDD, fall below 14 degrees most nights at the moment, upstairs where its warm, and as for downstairs, well the boys like pretending to be steam trains! WE've snow here so will be making snowpeople, as it doesn't happen very often where we are, too close to the coast I think.
Hi Debtfreeforme, know what you mean about lbm and back to work to maintain debt, I need to go back to speed up our dfd -12 years at the moment...only just getting my head around the idea of f&f but for now just want the creditors to accept.

I didn't do the introduce self thing, so here goes, Am a stay at home mummy to 3 little ones dd -7, ds -4 and ds 2. Am 40 with combined debt with dh of 40K with 15 creditors and dmp starts on 1st march. Hopefully debt will go down as I get older, not hopefully, IT WILL! Need to go back to work as soon as but want part time - teaching.
That's it I think. Off for bath to wash off the smeel of puke!
Enjoy the rest of your post free:j sunday