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Starting my DMP on 1st Feb... Anyone want to join me?

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  • newbeginning_2
    newbeginning_2 Posts: 1,094 Forumite
    Nanny - Bad news re the mortgage and DH job, but glad to hear you don't care about the defaults, try not to worry about the interest being added on, Halifax are charging me £5 a day for being over my overdraft :eek::eek:

    Meanwhile have one of our dodgy hugs ........ :grouphug:
  • Evening!
    DMP starts May. Hubby & I received letters from Halifax. Rang & offered token payments. No probs & interest frozen from today. Hubby also received letter from Crap 1(very fitting nickname!). V different story. Not happy with £5 TP, interest & charges will continue. Got others to look forward to now! Hey ho...:)

    Thats some positive news re Halifax, as BoS are my main creditor, might have to ring them myself as I start token payments to them in about 2 days!!! (DMP start 1st May....ish) BoS actually advised me to contact Payplan last month, but this is of one of the few positive comments I have heard about them on here. So thanks for the news on them. PP :D:D:D
    LBM Jan 2010. DFD 2016. :think:
    Paddle No. 5.
    Debt at DMP start (May 1st '10) £54.9k, as of 1st Oct '11 £33.2k. 40% cleared.
    (3 F & Fs down, 5 to go!) :T
  • jeddy5
    jeddy5 Posts: 69 Forumite
    A little lightheartedness - this is how we should deal with difficult creditors (not really) but it's very very funny:
    http://www.27bslash6.com/overdue.html
    Paddle number 22
    DMP Start April 6th 2010
  • ljm23k
    ljm23k Posts: 360 Forumite
    So I have managed to stop myself dialling 1471 since early afternoon.....
    Paddle no. 12
    DMP start 1st April
    Debt at LBM £23,000
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    :grouphug: dodgy hugs for you Nannny - and of course life will get better, I promise :)
    Paddle #8 DFW Nerd #1284
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    ljm23k wrote: »
    So I have managed to stop myself dialling 1471 since early afternoon.....

    :j Keep it up my lovely!! You can do it :D
    Paddle #8 DFW Nerd #1284
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    Morning morning morning all!!

    Feeling very huggy today so :grouphug: dodgy hugs all round :D

    Also a tad despondent that I still haven't had anything back from 8 of the 9 barstewards, I know I'm on tokens (and have been for ages) but they could at least write! Bit cross too because I know they will still be sticking interest on everything :grr:

    Ah well, off for some JK and coffee (and hopefully a giggle) before work!

    Fingers crossed for a stress free Tuesday :)
    Paddle #8 DFW Nerd #1284
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    jeddy5 wrote: »
    A little lightheartedness - this is how we should deal with difficult creditors (not really) but it's very very funny:
    http://www.27bslash6.com/overdue.html

    :rotfl: how did I miss that!! Love it!!


    *wanders off to find paintbrushes*

    tedsd wrote: »
    Have a good day True, have you read Jeddy's post, sure to cheer you up?!:rotfl:

    Thanks for the tip mate, somehow missed it on the first glance through the thread!!
    Paddle #8 DFW Nerd #1284
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    Think I'll write some letters today too Teddy, just to remind them I'm still alive more than anything!
    Paddle #8 DFW Nerd #1284
  • VicB
    VicB Posts: 228 Forumite
    Awww feeling the love today :grouphug:

    Anyone else watching Married Single Other on ITV1? I was utterly traumatised last night...still haven't quite recovered :cry::cry:

    Hi Nanny - things will get better, it will all work itself out, you just have to ride out the storm...we're all here for you x

    No news from me. Bored now ;)
    Paddle No 16

    If You Can Dream It, You Can Do It. (Walt Disney)

    DFD 2016 :eek:
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