Starting my DMP on 1st Feb... Anyone want to join me?

VicB

newbeginning wrote: »

Because they have no choice..... :rotfl::rotfl::rotfl:

I know, like we have no choice but to face our debts and sort ourselves out!

mamajojo

true27 wrote: »

Can't make it to Aldi today, desperately need a coffee after dealing with all that fish!! Will go tomorrow.

No post from anyone I want letters from, but a nice letter from DFS offering me £400 off a new sofa on 4 years free credit :eek: I soooooooo want a new sofa!!!




*wanders off to find cellotape................and rumages in bin for remnants of CrapOne*

I got one of those too......we need a new sofa....ours bought pre- children in a nice shade of pale sand? needs blooming scrubbing everyday....

VicB

tedsd wrote: »

Sounds like Cahoot who accepted someone's DMP because they 'accept anything'... Good news though eh?:)

It is good news, I definitely can't grumble, I did think they'd be the worst one (they are my highest creditor)...fingers crossed for the rest x

mamajojo

VicB wrote: »

Well, here's a little update for you!...

After HSBC have been stalking for weeks and yesterday sent me a message via my internet banking to call them. So I thought I'd suck it up and do it (god, how brave!).

So, to cut a long story short (most of which I could barely hear, as the connection was awful!)...

They hadn't received anything for CCCS (this is the second creditor that's told me this!?) but explained I was on DMP, so they've cancelled the standing order (which internet banking wouldn't let me do), cancelled all charges & interest (!!) AND....wait for it....said they'd accept the DMP 'because they have no choice' :eek::eek: And this bearing in mind they didn't know final DMP amount as I didn't have paperwork with me (at work) and they hadn't received anything from CCCS.

...so that's 3 down 4 to go!! :j

Good news Vic:j

Wish I'd spoken your person .... I assume hsbc have accepted our dmp because of the statement we got a few days ago, the git I spoke to on the phone said we wont be accepting THAT amount!? Your person sounds like they know what they were talking about if they had the where with all to cancel a s/o!

mamajojo

Shouldn't be on here, came to check if should be taking dd to docs with white spotty tonsils, whilst typing last message ds1 carped his pants while bouncing on the trampoline....:eek:

newbeginning_2

tedsd wrote: »

:rotfl:don't set me off laughing again:rotfl:I might be asking them for a job on March 31st and can impress them with my knowledge of the layout, the correct positioning of my trolley and the deliciousness (is that a word) of Wacko bars! And... now this is sad... can't believe I looked it up.... but ljm23k there is a store in Stranraer if you fancy a day trip

No, after that response you've got me wondering if you're a secret share holder!! Gotta dash now to pick small people up from school but will catch up later, this threads always so busy its hard to keep up with you all!

VicB

mamajojo wrote: »

Good news Vic:j

Wish I'd spoken your person .... I assume hsbc have accepted our dmp because of the statement we got a few days ago, the git I spoke to on the phone said we wont be accepting THAT amount!? Your person sounds like they know what they were talking about if they had the where with all to cancel a s/o!

It is the luck of the draw when you phone these people, it was 3rd time lucky for me! Even when I said 'is this the best number to call about my DMP?'...he said 'you won't need to call us once its up and running' :eek: He also refunded the £25 charge for bouncing my last payment :eek: wonders will never cease....

The number I called was 0845 609 1783 if it helps? x

mamajojo

Thanks Vic, I've added that number to the hsbc file, glad you got to talk to a good one!

true27

newbeginning wrote: »

Because they have no choice..... :rotfl::rotfl::rotfl:

:rotfl: I LOVE it!! They should all take that attitude, because, to be fair, they have a point :rotfl:

true27

VicB wrote: »

It is the luck of the draw when you phone these people, it was 3rd time lucky for me! Even when I said 'is this the best number to call about my DMP?'...he said 'you won't need to call us once its up and running' :eek: He also refunded the £25 charge for bouncing my last payment :eek: wonders will never cease....

The number I called was 0845 609 1783 if it helps? x

Sounds like you may have spoken to the singular human at HSBC!! Defo going to ring that number thanks Vic!