Starting my DMP on 1st Feb... Anyone want to join me?

pure_dead_dopey

try used teabags, even cheaper than cucumber if yu use them twice first and do the whole hanging on the washing line thing first...............

true27

pure_dead_dopey wrote: »

try used teabags, even cheaper than cucumber if yu use them twice first and do the whole hanging on the washing line thing first...............

:rotfl::rotfl::rotfl:

I like tea less than cucumber though

number_7

hi everybody
i have a debt of about 37k and i am in the same boat as all of you, recently i went to a dmp company they are so nice and supprtive i will have to pay them
but they make you life a bit easy.but i am verry nervess i keep ring the dmp people to make me feel better i dont want anny calls from my creditors or letter
can you advice please.

pure_dead_dopey

number_7 wrote: »

hi everybody
i have a debt of about 37k and i am in the same boat as all of you, recently i went to a dmp company they are so nice and supprtive i will have to pay them
but they make you life a bit easy.but i am verry nervess i keep ring the dmp people to make me feel better i dont want anny calls from my creditors or letter
can you advice please.

Hi No 7

DON'T go to a company which is going to charge you fro your DMP. There is no point, you are simply paying for something which you can get for free with CCCS, Payplan or Christians against Poverty. You will also take longer to pay off your debts as some of the money is going to the company and not your creditors. Cancel it all and give one of the guys above for a chat, they can get you started really quickly and handle most things for you, and by the way we've all spoken to creditors at some point and no one died, so its not worth all the money a fee paying company will charge you. Also welcome, and well done for realising that you have a problem, and keep posting here, we're all in the same wobbly boat but helping each other through with giggles and hoots and advice, so do join in.:T:T

PDDx

pure_dead_dopey

http://www.justice.gov.uk/news/newsrelease150310a.htm

ooh people, read this could be good news for us all particularly if you are doing the token tango

VicB

pure_dead_dopey wrote: »

http://www.justice.gov.uk/news/newsrelease150310a.htm

ooh people, read this could be good news for us all particularly if you are doing the token tango

Afternoon :wave:

That is good news PDD, good to see they're finally realising that people want to pay back their debts...they'd just like a bit of slack when their situation changes.

Hope everyone is having a good hump day!

true27

number_7 wrote: »

hi everybody
i have a debt of about 37k and i am in the same boat as all of you, recently i went to a dmp company they are so nice and supprtive i will have to pay them
but they make you life a bit easy.but i am verry nervess i keep ring the dmp people to make me feel better i dont want anny calls from my creditors or letter
can you advice please.

Hi No7 and welcome!

I agree with PDD's advice - DO NOT pay a DMP company. CCCS/Payplan are non-charging organisations and they do exactly the same thing, if anything a lot better than the fee charging companies.

Unfortunately, you will get calls and letters - that can't be helped, the creditors will try and put pressure on you. The good bit is that you will get used to the calls, you will find ways to open the post, and you will feel so much better.

You're in the right place

true27

pure_dead_dopey wrote: »

http://www.justice.gov.uk/news/newsrelease150310a.htm

ooh people, read this could be good news for us all particularly if you are doing the token tango

Oooo that is very interesting! A good find there PDD!

slicsav

tedsd wrote: »

Hi slicsav, good that your colleague has helped you out but not good that is happened in the 1st place! Do you know which creditor it was, is so complain!! Probably Crap one even if you don't have an account with them!!

Good luck with the interview, let us know how you get on...

When you post left click on the emoticons to your right...

Look forward to seeing lots of smiles:):):)

Funnily enough it is. I paid a token payment a couple of days ago too and they said they wouldn't call again!!

mamajojo

:wave:Hellooooo
Good to see you back PDD....and how'd you get DH to get it...think I am going to have to hide his co-op card...budget getting tight already:eek:
Took DD to doc, back with fistfull of antibiotics, 10 days worth- pills:eek::eek:she's 7!
Bought the regular and caramel whackos....am defo a regular girl! Am getting into bad choc biscuit habbit....

True, me too eye cream running out...:(cucumber pants, only good for when you've been sobbing/bad allergy eyes imho(is that in my honest opinion?) Also Aldi cucumber pants too, rom an eating it point of view, 3 children with major cucumber addiction always refuse aldi cuc.Now what we need to know is what is the best and cheapest eye cream.

Welcome number 7 - sound advice as always from from PDD, I was the worst with phone calls, but I think its worse dodging them than talking.

Nataz are you a proud thread mum? Getting very grown up at 100 pages, we should have a party!:bdaycake:
The frog's back:eek:caught in in a bucket and liberated it into next doors garden - they have a pond- with the help of ds1, do you think they'll be cross, do frogs eat fish:rotfl:????

Husbands RBS cc statement just arrived, charging interest....he'll have to ring them but he might not be devient yet, think he will be in april?!