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Starting my DMP on 1st Feb... Anyone want to join me?

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  • :j:j:j:j:j:j:j:bdaycake:

    one hundred pages of advice, consolation, trolleys, techniques, encouragement, whacko bars, deviants, delinquents, more whacko bars, chorizo, madness, drinks, virtual drinks, rugby, more encouragement, more consolation, back bone stiffening, letters, links, threads and most of all some really great friends:j:j:j:j

    Thanks Nat, was a great idea and has been a Godsend, lets go for another 100:j
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    I'll drink to that PDD :beer:
    Paddle #8 DFW Nerd #1284
  • newbeginning_2
    newbeginning_2 Posts: 1,094 Forumite
    :j:j:j:j:j:j:j:bdaycake:

    one hundred pages of advice, consolation, trolleys, techniques, encouragement, whacko bars, deviants, delinquents, more whacko bars, chorizo, madness, drinks, virtual drinks, rugby, more encouragement, more consolation, back bone stiffening, letters, links, threads and most of all some really great friends:j:j:j:j

    Thanks Nat, was a great idea and has been a Godsend, lets go for another 100:j

    And lets not forget sticky carpets, exploding bottoms and spotty bottoms
    :T:rotfl::T:rotfl:
  • newbeginning_2
    newbeginning_2 Posts: 1,094 Forumite
    Meant to say spotty tonsils :o
  • OMG forgot to add in the spotty/exploding things, how could I have????
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • VicB
    VicB Posts: 228 Forumite
    100 pages!! Woo Hoo! :j:j

    _party__party__party_

    You guys have made this whole DFW/DMP journey so much easier...thank you thank you thank you thank you thank you thank you thank you thank you!
    Paddle No 16

    If You Can Dream It, You Can Do It. (Walt Disney)

    DFD 2016 :eek:
  • candypop
    candypop Posts: 148 Forumite
    Hi everyone - nothing in post today apart from my password from CCCS have logged on and managed to reduce 2 of the balances on my creditor lists because I have had letters with up to date balances on them they are lower than expected so it looks better already yipee
  • ljm23k
    ljm23k Posts: 360 Forumite
    Evening all! What a busy day here on here today! I had a crappy day but nothing to do with dmp, LOL! Took the kids to an outdoor museum st pats event but it wasn't great and I felt like I'd wasted money, then DS behaved like a toddler (he is 6) most of the time:mad:

    Can't wait for the post tomorrow, I would rather know whats happening
    Paddle no. 12
    DMP start 1st April
    Debt at LBM £23,000
  • :hello:

    Thanks from me also. Feeling kind of left out, not received any mail or phonecalls from creditors yet. (I know I should be careful what I wish for!!) Might feel like it is happening when I do though. Like the sound of HSBCs offering yesterday about "we have to accept", since they are one of mine, so fingers crossed. It is fun on here hearing about other problems and food shopping and not just bills, bills, bills.
    Paddle No 21 :wave:
  • Rhian82
    Rhian82 Posts: 110 Forumite
    Can I join the thread?

    DH and I are about to start the whole DMP process - have been making arrangements with a different bank account (an old Co-op one we'd stopped using, no overdraft) to get our salaries and bills transferred there from the end of the month, and start token payments.

    We're dealing with the National Debtline and hoping to have the DMP set up as quickly as possible.

    It's all quite scary, but I'm looking forward to having actual budgeted money to spend on things like food, as at the moment every penny goes on minimum payments. Can't wait to just live in cash not overdrafts, and have set payments and budgets. Roll on next payday!
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