Starting my DMP on 1st Feb... Anyone want to join me?

true27

Thats madness PDD!!

true27

Nice one Vic! Love winning stuff

pure_dead_dopey

good one Vic, nice to get something for free, enjoy

nataz

Hello all
DS has run my ragged today so not much to say and in a bit of a mood.
Had another letter from CCCS re BofS this morning, apparently they have the wrong acc/ref number for them. !!!!!!! Honestly. So that means another call to BofS who will probably just give me the same details arghhhhhh.
And a lovely comp gen letter from M&S telling me Ive missed two payments blablablablablabla. Yeah kinda new that!

Blimey I need a drink

Actually feeling pretty low today. Stuggling with DS and am having one of those days when I just cant come to terms with his disabilities. Feel like the worst mum ever

Professor_Pat_Pending

Evening ladies, I have officially joined the default club today, got one from Virgin MBNA for cancelling the DD? They won't do anything re interst until Payplan get in touch with them (about 4 weeks away) and are charging me £135 interest this month on £5k, how charming.:mad:
Feel kinda relieved, no credit for me for 6 years then, what a shame!!

pure_dead_dopey

Professor_Pat_Pending wrote: »

Evening ladies, I have officially joined the default club today, got one from Virgin MBNA for cancelling the DD? They won't do anything re interst until Payplan get in touch with them (about 4 weeks away) and are charging me £135 interest this month on £5k, how charming.:mad:
Feel kinda relieved, no credit for me for 6 years then, what a shame!!

How helpful, nearly as helpful as Lloyds. They are really so caring and good, it makes you want to murder someone:mad::mad::mad:

true27

Morning All!

Oh Nat, hugs babe xxx

Welcome to the default club Prof, its nice and cosy here - we huddle together for warmth coz we're too broke to put the heating on :rotfl:

Defo worth changing I would say Ted - even if just to negate the midnight trips to the corner shop when the emergency credit runs out!

Hugs all round and hopes for happy, sunny, stress free Thursday xxx

true27

*wanders in......feels lonely......goes away again.....*

nataz

Morning toots and thanks for the hugs, think you better keep um coming. Had morning from hell tyring to sort out BofS and the missing account numbers :mad::mad::mad::mad::mad:
Its taken 3 calls to them and 3 to CCCS to end up back where I started. Apparently the acc numbers BofS gave me where wrong (so CCCS said) so I rang BofS and asked for my individual ones. They gave me what I already had and said I had to quote agreement no. as well. So rang CCCS and told them this. NO they said, you should have a unique one. So rang BofS again. We dont have unique ones they said. Rang CCCS back, oh yes we do.... Rang BofS AGAIN, no we dont.... Rang CCCS spoke to a fuddery old man he said leave it with me.
Goodness knows if they will ever get their money.
Anyone else had this problem?

Hey True come back, you arent alone

PPP :j for joining us in the default club :rotfl:

Babes awake, it just never stops and the sun has disappeared

pollywoggle

hi guys, am new to the boards, first post on monday.please can I join you all. Have contacted cccs and done the filling in on line waiting now for pack through the post. have sent letters to 4 creditors posted yesterday advising then off whats happening and asking for 28 days, template on here that tixy directed me to. Havent told lloyds anything yet cause thats where my wages and tax credits etc get paid in to, waiting to hear if I can get basic account with natwest to transfer wages etc.

am scared and worried but also relieved. I know you'll know what I mean xxx ;o(