elantan's diary

elantan

oh i hope she's better today snaggs...well i was expecting my wage slip through yesterday and it still hasnt arrived i have a bit of overtime in it so i would love to know exactly how much it's from my second job i can roughly work out the wage from my first job (which i did get £30 extra with this month that's going straight to the visa) but with the second job i have never done overtime i spose i shouldnt get excited it aint gonna be earth shattering

elantan

and just when i thought it was starting to go good ...i just checked my online banking and it appears that i am gonna be short for paying my bills this month so i have had to up my overdraft to £1000 and this is with the extra wages that i got what the hell have i been doing ...ohhhhh i could slap me sometimes

The_Dragon

elantan wrote: »

nad just when i thought it was starting to go good ...i just checked my online banking and it appears that i am gonna be short for paying my bills this month so i have had to up my overdraft to £1000 and this is with the extra wages that i got what the hell have i been doing ...ohhhhh i could slap me sometimes

Elantan - could you not sit down with OH and work out where the money has gone?

elantan

hey dragon i would love for that to be possible and he did have a wee glimmer of a light bulb moment a long long time ago but i think the bulb blew....we seem to be either famine or feast in this house ..i really could kick myself sometimes...we do so good i thought i had it all under control but no...was even proud of myself about how great i was doing with getting rid of one visa ...oh well back to the drawing board ...but i will get there i will ...

hypno06

:mad: Oh bother :mad: (not the word I was looking for, but I didn't want to have a load of !!!!!!!!s in its place!). Things like this are incredibly frustrating, just when you think things are going well, something jumps up and shouts "ha ha, fooled you".

:mad:

elantan

totally but i am trying to be more hypno about it i totally admire your never give up strength and perserverance so i am N.L.P ing you lol ...how you doing?. hows the car now? hows the injuries

Snaggles

Trying to be more Hypno about it - I LOVE it!

Read any DFW diary and it will be full of ups and downs like this one El, everyone has bad times and good times on the way to becoming debt free. I think we just didn't used to notice them as much before we started to tackle our debts, because we used to plaster over the cracks with our plastic friends. Now we don't automatically reach for the credit card, which makes life harder in the short term, but much easier in the long term.

You are so nearly there now, and we are behind you all the way, don't let this bad patch bring you down.

elantan

i think you've hit the nail firmly on the head there snaggs before we decided that we have to become debt free or truth to tell before we had it forced upon us by a huge reduction in income we never thought about debt to begin with it was always we earn plenty we'll manage (and those share saves were always a good fall back) and more often than not just put it on our plastic friends of which i had many this is deffinately a huge learning curve for me i'm glad though that i'm doing it now ( that is before i'm a pensioner with my cat food and still paying debts off)

elantan

well a wee tiny bit of good news ...my contract was due up on my mobile i went through the usual what can you give me etc but got no joy so i checked quidco and got a not bad deal with another provider but to be honest the only provider that i can get a signal in my house with is the one i am with so was a bit loathed to change ...so i phoned for my pac code and eventually was given it the other day since then they have phoned me eventually today i answered the phone ...they are gonna give me the deal i want at the price i want so i am happy (well happier) ...but should i go through this s**t every time?

hypno06

Hi El, hope you have had an ok couple of days!

Only just read your bit about "trying to be more Hypno about it" - I am indeed very flattered!!!

Hope things are going well for you this week. Neck still hurts, back at the physio tomorrow. I will get there.

did you get any result with your 2nd accident?