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155 Days to go - Before it all changes dramatically!

1235723

Comments

  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Good luck with your Constructive Job List!
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    thanks hun

    Found another email address online for the landlord company so have sent it there as well, and asked for them to let me know theyve actually got it.
    Am tempted to, when I send the letter, send via recorded so at least i know someone physically had it in their hand.
    Wealth is not measured by currency
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Afternoon chicka, how are you and bumpino?? xx
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope you are having a good day - how's the list coming along?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    managed one lol

    but i can get them all done tomorrow....
    i fell asleep and just felt so bad, and had to go out for food shopping....

    bump is achey lol i think he's having a spurt
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ok make that two jobs.
    just sent email to letting agent offering the deposit, and half rent for first month if landlord covers fees and the remainder of the rent...

    If you dont ask you dont get xx
    Wealth is not measured by currency
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Afternoon chick, how you doing?
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    148 days to go :)

    Have had a reply from the landlord company, so hopefully have a answer come monday, as they need to investigate, as they gave the impression they think the letting agent has the money..... I dont care whose got it, i just want it back.

    Sent my relocation proof to gym so should get my refund by mid week, and then can get my wages back from old employer hopefully not long after that....

    Not had a reply from the letting agent for the house here yet, but thats ok since I dont exactly have the money right now LOL

    Only thing I've not yet done on the list is my jsa claim online....

    Glad that monday will soon be here and I will finally see a midwife at 20 weeks! I'm going to be one appointment behind now. Need to have bloods and another scan soon.....
    But on baby news, my lovely parents have bought us our travel system so that will save us a nice bundle of cash!

    And...............

    DH has his assessment interview for paramedic job on monday!!!
    YAY! He passed all the testing with really good margins so am really chuffed for him!

    FINALLY!!!!Things may start moving in a positive direction!
    Wealth is not measured by currency
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    fab news about DH. will keep everything crossed for monday.

    Hope you're feeling better x
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    thanks hun.
    im getting there slowly, day by day...

    still having niggly moments with DH but i think thats mostly because we're under each others feet all the time, but hopefully that'll all change soon enough....
    Wealth is not measured by currency
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