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155 Days to go - Before it all changes dramatically!

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Comments

  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I was wondering how you were too as haven't seen any posts from you in a while.
    Sealed Pot Challenge #016
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    LOL

    Ive been mostly posting on the pregnancy thread....

    Im trying to find my mojo..... Im being so incredibly useless with money etc... but I think Ive just got to wait for that wave of motivation to hit me again...

    On the plus side, 28 weeks pregnant yesterday and fattening up nicely xx

    XX
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    how's the house? have you got gordon back now?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    house is cool, bit of a mess coz im such a lazy fat hippo.... and yes it now suitably smells of Gordon :)
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    glad things are going well. Are you working now too?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    CAFCGirl wrote: »
    house is cool, bit of a mess coz im such a lazy fat hippo.... and yes it now suitably smells of Gordon :)

    Glad you have settled in OK and very happy that Gordon is with you now, bless him, did he settle in OK? Must be nice to have him back, hope you are getting lots of cuddles with him.
    Sealed Pot Challenge #016
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    update pweease!! how are you and bump doing? getting close now! hope you're doing well xxx
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