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155 Days to go - Before it all changes dramatically!

A might fine Good Evening to One and All,

Many of you may know me from my perpertual lurking on MSE forums over the past few years....

Its shameful but yes I am still in debt...
I cant reveal at this exact time how much because I simply dont know, but I'm sure in a fit of organisational rage, I'll soon find out....

Quick update for all the lurkers...
I quit the job that was lovely yet killing me all at the same time, and am awaiting my final wage to be sent by my employer, who refuses to until the refund on my gym membership (paid for by the business) lands in his greasy hands....

We moved up north, and are currently holing up in my sisters house with her partner, rent free, looking for somewhere to move to and hopefully will sort out housing benefit for this...

Darling Hubby is still living the pipe dream of getting into the fire service. He currently has one active application, and if he doesnt get in with this one, then thats it, time for a new dream! He's also currently unemployed but is claiming JSA....

My post is being redirected and I know what most of them are, but there's not a lot I can do about them, so they are currently being ignored, very naughty I know but I'm also trying to be very honest here about where I'm at in my life....

And to round it all off I have at this time 155 days until I am due to give birth to our (hopefully) beautiful baby in June.
Absolutely crapping it doesnt even come close, but thats the added motivation to sort out what the hell is going on in our lives.....

So let the tale of moving (yet again), benefits, pregnancy, relocation, job hunting, and attempting to live our lives on the raggedy end of a shoe string begin ... :beer:
Wealth is not measured by currency
«13456723

Comments

  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Hey gorgeous as always I am along for the ride :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    woo Happy new diary my lovely!
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hiya chuck

    Found you! Good luck!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    me too hello you :wave:
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ahhh my faithful followers.....

    Im going to aim for one constructive task to be completed every day, and not just making food etc, I mean the stuff that is really going to matter, like housing benefit form, or wages from evil old boss, or thing for baby (bought for free!) etc.

    Pregnancy so far has been really tough, and energy sapping, and loads of other things to describe how crap I've felt, I'm hoping I'm just a late bloomer ;)

    Hardest things at the moment though are DH or I not having jobs, we're just around each other constantly. I know most couples would kill for that, but we're also not in our own home which makes it harder..... some days we're literally around each other too much, and with me feeling like hell, a tizzy soon brews LOL

    But Gordon Ramsay the pug is the absolute hardest thing. He's staying with my parents till we find somewhere to live, and its killing me.... I just miss him so much I actually ache.... god only knows what he's gonna make of things when he sees the size of me!

    Constructive thing completed today though, Hubby and I went through all our dvd's and picked out all the tat, never to be watched again etc as there is a shop in town that buys old dvds. We've got 37 to take in, and see what we get offered. I'd like to think £1 each at least but will just have to wait and see...
    Wealth is not measured by currency
  • spud30
    spud30 Posts: 16,872 Forumite
    Ohhh look a shiny new diary :T
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Dont worry Spud, Im sure by the end of it, it'll be bruised and battered and covered in baby dribble.....

    or is that just me??
    Wealth is not measured by currency
  • spud30
    spud30 Posts: 16,872 Forumite
    CAFCGirl wrote: »
    Dont worry Spud, Im sure by the end of it, it'll be bruised and battered and covered in baby dribble.....

    or is that just me??

    Hun, dribble will be the least of your worries - puke, poo and if it's a boy, those wee fountains will become everyday life :rotfl: :D
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    spud30 wrote: »
    Hun, dribble will be the least of your worries - puke, poo and if it's a boy, those wee fountains will become everyday life :rotfl: :D


    And you know what.............

    I absolutely can't wait.................:D

    And yes, we're expecting a little boy, affectionately known as Little L at the moment xx
    Wealth is not measured by currency
  • spud30
    spud30 Posts: 16,872 Forumite
    CAFCGirl wrote: »
    And you know what.............

    I absolutely can't wait.................:D

    And yes, we're expecting a little boy, affectionately known as Little L at the moment xx

    Well, when you take his nappy off, and the fresh air gets to his bits, be warned. I got caught out a few times with my lad ;)
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
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