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155 Days to go - Before it all changes dramatically!
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Morning chick how is you and bumpino today?Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Bumpino is huge....
Im sure he does it in preparation for my weekly bump photos that I take on a sunday evening!
Hubby felt kicks for first time yesterday as well and it was well cute!
Constructive job 1 today : Go shopping at morrisons, aim for under £20.
Constructive job 2 today : cook up yummy veggie stew, enough to last for 2 days.
Constructive job 3 today : not sure yet ............. LOLWealth is not measured by currency0 -
hi cafcgirl - hope you are okay - hope you and OH manage to get some paying work soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
me too...
its doing my head in.... had three rejections this week.... bit pants....Wealth is not measured by currency0 -
constructive job one : view house with hubby at 3:30..... remember to ask about pets, babies and housing benefit, deposit, minimum term...
constructive job two : cook decent proper dinner, start eating more, and drink more water!!!
constructive job three : if its free, steal washing machine and get washing done.
constructive job four : tidy up kitchen
Hubby also has an assessment day on thursday to be a paramedic.... woowooWealth is not measured by currency0 -
Hi CAFC, only found your new diary today. Have subscribed.
How did the house viewing to? Good luck on getting jobs.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
i'll tell you when I get back LOL
Its only a 5 minute walk from my sisters.......Wealth is not measured by currency0 -
Oh, I'm too early. Hope it goes well. I saw 5 places and some of them were just awful, and really bad for the money they were asking. I like the one I'm taking though, and fingers crossed, everything will go smoothly and I get my old room rented soon and can move to better things.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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good stuff hun...
Are you responsible for finding a new tenant for your room then?
Im in a right foul mood, house wasnt any good anyway due to size of living room and for the money, overpriced, but dh has done my head in.
Just had a rant on the 15k thread but im just really peeved with my life right now.
Hubby and I are on totally different wave lengths and im just really fed up of my life.Wealth is not measured by currency0 -
Hi CAFCGirl, I've been lurking on the Paper Hat thread so thought I would finally come out and post on your new diary!
Just wanted to say keep your chin up and I think you're doing amazingly well. :A
This part of settling somewhere new, getting jobs etc is hard work but it will all be worth it when you have a lovely home for your family, OH is working in a job he really enjoys and you can concentrate on the littlun.
I do sympathise because Mr White & I moved to Australia a few years back having decided that we weren't unhappy with our life in the UK, but that if we didn't make a decision and take some action we would just drift on to old age without ever having gone off and had an adventure!
We arrived here with just a suitcase each, didn't know anyone, had never been here before and didn't know what or where anything was. 5 years later I have a job I'm happier in than any job I've ever had (although to be fair that's only been in the last few months, prior to that it was a bit hit and miss!), OH is also loving his job, we are building a new home and this year we are going to start trying for a baby (I'm 33 so had better get on with it!)
It will all come together for you too, it might just take a bit of time.
PS I'm a Southerner, but OH is a Geordie so we lived in Newcastle before we came to Melbourne! Melbourne is a beautiful city but I really loved living in Newcastle, and also despite everything we have here, I miss home and our families and friends pretty much every day. So I know it's easy for me to say, but try to make the most of sharing with your sister while you're there!0
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