We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
155 Days to go - Before it all changes dramatically!
Comments
-
yeah when i get my ma it wont be a problem.....
Ideally DH will get into the fire service after his tests next sunday as well, which would mean we could afford it on his salary alone..
Oh and payplan contacted him today as well and reckon they can help him set something up for his debts
Wealth is not measured by currency0 -
yeah when i get my ma it wont be a problem.....
Ideally DH will get into the fire service after his tests next sunday as well, which would mean we could afford it on his salary alone..
Oh and payplan contacted him today as well and reckon they can help him set something up for his debts
Brilliant! Then you should defo go and look at the place Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
yeah..... think we will
Plus if its currently got tenants, will be a little while before we need to pay any monies, so can get everything in order, and if we go via him, means we wont have to have credit checks done Wealth is not measured by currency0 -
It sounds like things might be coming together at lastAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
i ruddy hope so...
Im tired of waiting for it to all happen....
Still not had my gym refund despite being told it had been sent to accounts. I think another email come monday morning to be sent...Wealth is not measured by currency0 -
sad times today
found a house which would be ideal, but its to buy
3 bedroom, well 2 and a study, nice area, schools nearby, outdoor spaces, brand new fitted kitchen and bathroom, comes with white goods....
ARGH! Such a nightmare...... and its so cheap......Wealth is not measured by currency0 -
hugs - things will come right - hang on in there!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
sad times today
found a house which would be ideal, but its to buy
3 bedroom, well 2 and a study, nice area, schools nearby, outdoor spaces, brand new fitted kitchen and bathroom, comes with white goods....
ARGH! Such a nightmare...... and its so cheap......
Lol! I constantly see my ideal house online but it is always for sale as well, but like you it is not the right time. You will be in that position at some stage. In the meantime stay off the for sale sites and keep looking at the rental properties. Once you get settled in a nice rental you can start to nest properly and buying won't seem as important!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
i may possibly have some work coming my way.
Helping my bro-in-law with his work (IT based), involved updating a user manual.
I've just done one quick update for a new option thats appeared, and he's gonna check it, send it over to them and see if they want me to do the rest.
Be as a self employer peep, so not sure how that would work with tax etc, but can cross that bridge when I come to it I guess.
He reckons £10+ p/h
Oh and got weird email from old boss saying to call him as a matter of urgence... Ive already told him to only contact me by email. I just dont want to talk to him on the phone, I want my money and to be done with it. He does my nut!Wealth is not measured by currency0 -
i may possibly have some work coming my way.
Helping my bro-in-law with his work (IT based), involved updating a user manual.
I've just done one quick update for a new option thats appeared, and he's gonna check it, send it over to them and see if they want me to do the rest.
Be as a self employer peep, so not sure how that would work with tax etc, but can cross that bridge when I come to it I guess.
He reckons £10+ p/h
Oh and got weird email from old boss saying to call him as a matter of urgence... Ive already told him to only contact me by email. I just dont want to talk to him on the phone, I want my money and to be done with it. He does my nut!
Sounds great re: the work
Re: old boss. Best to ring him as you may get the money through quicker Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards