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Debt Free by 40 Debt Diary

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  • Ruby_Pudding
    Ruby_Pudding Posts: 897 Forumite
    Part of the Furniture Photogenic Combo Breaker
    At least you are talking to someone about what is going on - that's the main thing.
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on vist to GP & on that woman as well
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    O-M
    I'm sure it's a VERY good thing to talk to the doctor. I had PND after my first and it was really horrible. (luckliy, didn't suffer then second time) but I have some 'happy pills' for a few months and they really helped.
    If you ever just want a natter, PM me, I'm often on line at night.
    Bunny
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    oakdale_minx wrote:
    And boss has messed up big time on a very very important document....and she can't blame me one little bit.........:)

    Oh dear, that IS a shame :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • scottishspendaholic
    scottishspendaholic Posts: 1,171 Forumite
    Hi oakdale,

    I don't post much anymore, but I just wanted to to let you know that I log on every day and read your diary - you really are a special, lovely person who deserves a break.

    Keep posting as I miss you when you're not here. I've not much else to add as I know from experience that any decisions you need to make must come from you - but I'd maybe like to suggest that something has got to give - your stressful job (and silly boss), AQA, OH, Masters, court, Quidco and other survey/paid2clicks - something has got to give - please don't let it be your health.

    Lots of love - thinking of you.

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • bride2be2006
    bride2be2006 Posts: 169 Forumite
    Hi there, this is the first time I have posted on here, I joined back in June (i think) but have been planning my wedding (hence the screen name) which took place on the 14th October, it was a fab day and we had a great honeymoon in Mauritius but now I am back to reality with a bump!!

    I have just over 16k in debts - a loan for £5000, one for £8000 and £3000 on my credit card and earn £15000 a year. I am desperate to stop overspending - I just dont seem to be able to stop!

    Any advice would be most welcome - where on earth do I start?
    £2 Savers Club - £36 (Started 17.11.06)
    20p Savers Club £8.00(Started 19.11.06with proceeds from car boot sale)
    MONEY MADE:T
    Ebay £83.20
    Car Boot Sale 19.11.06 £65
    Matched Betting Profits(since 2.12.06) Just over £150
    Mutual Supporters Club Member!(Nov 2006):grouphug:
    Lose weight 9 member Jan 2007

    Proud to be dealing with my debts!
    Life is like a ferrari - it goes too fast - but thats ok because I can't afford it anyway!
  • robnye
    robnye Posts: 5,411 Forumite
    Part of the Furniture Combo Breaker
    bride2be2006 wrote:
    Hi there, this is the first time I have posted on here, I joined back in June (i think) but have been planning my wedding (hence the screen name) which took place on the 14th October, it was a fab day and we had a great honeymoon in Mauritius but now I am back to reality with a bump!!

    I have just over 16k in debts - a loan for £5000, one for £8000 and £3000 on my credit card and earn £15000 a year. I am desperate to stop overspending - I just dont seem to be able to stop!

    Any advice would be most welcome - where on earth do I start?

    can i suggest you start a new thread, with a relevant title..... that way all the responses will be about your situation and saves confusion
    smile --- it makes people wonder what you are up to.... ;) :cool:
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    hey scottish, so glad you are ok
    was wondering bout you at the weekend!
    take lots of care
    lou x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • scottishspendaholic
    scottishspendaholic Posts: 1,171 Forumite
    So sorry for hijack in advance OM!

    Beanie - can you clear your PM box?

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry OM
    Done SS
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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