Bang...and the debt is gone! (Hopefully!)

MissShoes

Chores done so far today:

Washed back downstairs windows and doors inside and out
1st load of laundry done and drying on line
2nd load of laundry done and drying on line and inside
3rd load laundry washing now
Fresh grocery shop done for the week, except fruit for work
Both cars tidied out rubbish and air freshener put in
Both OH and my driving licenses changed address- will arrive in a fortnight
Sorted under sink kitchen cupboard
Dusted lounge blinds

Chores still to do today:

Hoover house
Change bed linen
2 loads laundry (including sofa throw and bed sheets)
Bathroom blitz
Washing up
Kitchen blitz
Paperwork sort (shred, bin, file)
Put boxes away for OH computer
Put airbed away

7 days til OH payday. 10 days til my payday. So far OH owes me £102- I expect this will go up to £150 by end of week.

OH heard back from Cap1- he needs to send further proof of ID :eek::mad: so need to sort this out.

I'm still waiting to hear from new l00k card and need to call/write to Vanqu1s to reopen that card to use it for fuel.

Waiting for £27 refund onto my cata1ogue but I have paid this statement in full. Next month's budget looks like I can clear 'old' credit card which has been shut down and make a substantial payment to my storecard. All going to plan.

MissShoes

Cloudy and overcast here but still breezy. Laundry drying but slowly.

Still to do:

hoover house
blitz bathroom
blitz kitchen
putting away
change bed

9 days til my payday, 6 til OH's.

Need to top up car with petrol, other than that I should have no spends Mon-Thurs so expecting 4 NSDs. May top up car today if I get a minute.

Roast dinner or BBQ today then leftover takeaway for OHs tea and soup for mine. WIll aim to make up sandwiches for tomorrow tonight so the morning is less of a rush.

Earned £3.60 on qu1dco doing my Mr T shop for next week in advance (organised) and have used their 3 month delivery saver in an attempt to book groceries a week in advance, alter order as needed through the week and save weekend time which is fleeting and precious! We shall see how much of a good idea that is!

MissShoes

£6.74 in purse.

Will use CC for petrol.

Taken bins out and washed towels and bath mat. Finally getting there with chores. Taking a lifetime!

MissShoes

LSD today. £3 spent.

Need to pick up some milk tomorrow but nothing else that I can think of.

Managed to strip bed and make up with fresh sheets. Will aim to wash and peg out sheets before work depending on how energetic I'm feeling. Lots of dry washing up to put away and a little washing up to do.

Bread out of freezer for sarnies tomorrow.

8 days til payday 5 til OH payday

Hiddenidenity

Hope all is okay xx

MissShoes

Hiddenidenity wrote: »

Hope all is okay xx

All is fine, life is hectic. Will update with all today xx

MissShoes

A productive start to my Sunday.

So far I have:

- emptied the litter trays
- swept patio
-taken out recycling
- first load laundry
- hung out first laundry load
- first load washing up soaking
- wiped down and put away slow cooker

Finances going well. 10 days til OH payday. 11 days til mine. OH approved for cap1 card. Pin arrived, limit/card will arrive in a few days.

NW card, FW catalogue, Cap1 card all being paid off in full each month.

Old debts- BC and DP- BC has £300 to clear and DP has £1000 so I need a plan for those.

Second job has earnt me £245 approx but there's a 6-8 week wait to get paid then once a month so I'm not counting it until I get it and hopefully there'll be a nice lump sum. This will go towards a savings lump I think.

Lots of chores still to do. Looking forward to some leave from work coming up soon.

Applied for joint account, co-0p want more ID etc for OH so I've copied everything and sent it off. Think they'll want us to visit a branch with it, could do this on our leave? Want it all set up so our money goes in their for groceries/bills/rent/insurances/tv license/sky etc rather than having all DDs and SOs come out of my current account- very confusing.

MissShoes

Getting to grips with next month's budget. Will be a tight one! Have postponed savings standing orders until January as I'll need the money each month- no point putting it into savings to take it out almost immediately.

Purse balance: £6.50

Bank balance: £41.91

Available on credit card (used as debit card and cleared in full each month: £44.60

I'm awaiting a £35 refund which will go onto the credit card. This should've arrived already, I've already had to chase once, I'll call again tomorrow.

9 days til my payday, 8 days til OH payday. Will do Mr T shop for Wed, OH payday, for the basics for the month. Not much needed.

Today I have:

washed 3 loads of laundry and pegged out
done a little weeding
organised purse/receipts
took clean laundry upstairs and put away
hung up coats and scarves
emptied bathroom and kitchen bins
taken rubbish out
taken recycling out
wiped down bathroom
made bed
aired bedroom
made sofa
downloaded a free song on 1tunes
cleared out handbag
tidied lounge
done washing up
run washing machine on hot wash with vinegar
put away clean washing up
wiped down kitchen


Still to do:

earn £45 on work from home
call eon, sort out gas and electricity accounts


I'm sure there's lots more.

MissShoes

Purse balance: £0.51

Bank balance: £6.23

Available on credit card/used as debit card and cleared in full each month: £9.05

4 days til my payday, 3 days til OH payday.

OH approved for cap1 card, card arrived, £500 limit.

So far today I have:

- put load of laundry on
- done washing up
- wiped down kitchen
- wiped down bathroom
- put out rubbish
- put out recycling
- tidied lounge
- made sofa
- cancelled insurance policy
- cleared out fridge
- updated Mr T order

Still need to:

- whole house needs hoovering (OH's job)
- make bed
- air bedroom
- put pile of clean laundry that's in bedroom away
- clear litter trays
- big paperwork job for work
- data entry jobs

Also have to organise budget for next month. Make sure we're not spending beyond our means. Also will do some cooking/baking today.

Just got £10.32 payment from quidc0. Also need to check my £46 refund to catalogue has been put on. Then I'll have exact balance which I clear each month.

MissShoes

No sign of £46 refund. Managed to cancel policy and will have £20 winging it's way back to me within a week.