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The Ultimate Incentive to have an amazing 2010.

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  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dinah93 wrote: »
    Keys have landed! So now I just need mum to get home and take me across in time for us to pick them up before 5pm!

    :beer::beer::beer::beer::beer::beer::beer::beer:
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Ooooh how fantastic! Yay!!!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Didn't get there in time :( So we went and peeked in the windows - she's left it really filthy! It's more of a gut it and start again than I thought, but the conservatory is a lot bigger than I remember, and the garden more private. Looking forward to getting the keys tomorrow and going and having a poke around our new house :D
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dinah93 wrote: »
    Didn't get there in time :( So we went and peeked in the windows - she's left it really filthy! It's more of a gut it and start again than I thought, but the conservatory is a lot bigger than I remember, and the garden more private. Looking forward to getting the keys tomorrow and going and having a poke around our new house :D

    Aw sorry you didnt make it. That really annoys me when people leave a house filthy. Our place was filthy when we moved in as well
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I think she's angry she had to leave it - she clearly liked it to put in such a nice kitchen and flooring, but the garden now looks like a wilderness!

    Sold the greenhouses from the Tesco deal today, so that's £45 I have beside me now. I think I'm going to look for a local Freecycle, try to get some furniture for the new house that way. Things like bookcases or cupboards. My brothers best friends parents are moving from their amazing 1.8million old rectory in the next few weeks too, into a slightly smaller (still 6 bed!) modern house as sadly the hubby is loosing his sight. They've invited us around on Sunday morning to see if we want some of their furniture, as they have too much and were just going to offer it to the removal men!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Well we officially own the house, and that means one more thing struck off the 30 before I'm 30 list! This weeks to do list is nowhere near as impressive as last weeks though:
    • Write to surveyors company
    • [STRIKE]Hunt the courier down for the window[/STRIKE]
    • [STRIKE]Wrap and post remaining dongle once they pay[/STRIKE]
    • [STRIKE]Write up invite list for hen/[/STRIKE]stag do with contact details to send to maid of honor.
    • Do 2 Vine reviews
    • Finish 'The Girls'
    • 75
    • Finish taking up denim skirt
    • [STRIKE]Finish orange skirt (which won't fit but might as well finish now I've started!)[/STRIKE]
    • [STRIKE]Cut out veil shape[/STRIKE]
    • [STRIKE]Type up gift book questions[/STRIKE]
    • Get sewing book up to date
    • Hem the 4 pairs of trousers in my sewing basket
    • Make 2 get well soon cards
    • [STRIKE]Competitions 20/05[/STRIKE]
    • [STRIKE]Competitions 21/05[/STRIKE]
    • [STRIKE]Competitions 22/05[/STRIKE]
    • Competitions 23/05
    • Competitions 24/05
    • Competitions 25/05
    • Competitions 26/05
    • Competitions 27/05
    • Competitions 28/05
    • Competitions 29/05
    • [STRIKE]Go through wardrobes and drawers and shoes again, find more to sell.[/STRIKE]
    • Sign up to betfair and first bookies
    • [STRIKE]Email piccies of center pieces to venue[/STRIKE]
    • Arrange time for builder to come look at the house, and give us a quote
    • [STRIKE]Get NIM to call Tesco, get the two vouchers put back on his account[/STRIKE]
    • Sew quilt row 1
    • Sew quilt row 2
    • Sew borders and attach to rows
    • Photograph all ebay items
    • List 10 ebay items
    • List 10 ebay items
    • List 10 ebay items
    • List 10 ebay items
    • List 10 ebay items
    • List 10 ebay items
    • List 10 ebay items
    • List 10 ebay items
    • List 10 ebay items
    • List 10 ebay items
    • List all games and CDs onto music magpie
    • [STRIKE]Post Sew Today form[/STRIKE]
    • Post Tesco vouchers
    • [STRIKE]Post competition entry.[/STRIKE]
    Hope to get a little bit more done this weekend, but tomorrow we're going to get the keys, then do a reccy of the house, then over into town to see the bank, and pick up our wedding rings which have already arrived, then if my knee (and the palms of my hands!) are holding up, go and look at some tiles and bathrooms and stuff.

    I also got quite distracted - today I spent about 5 hours starting to sew my veil. Just to attach the lace around the edge of it it's going to take around 80 hours!!! Still, hopefully it'll be worth it...
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • tinkerbel
    tinkerbel Posts: 1,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 22 May 2010 at 10:54AM
    Dinah and Tete, I found this pattern (its a print it and stick it all together job but - its free!) I want to mak it after exams I think as it could make a nice work summery dress and I need a total wardrobe rethink after uni finishes! (boo! no more hoodies and leggings every day :( ) anyways - I know you both have a lot on but it sounds like youre both really coming on with your sewing!
    On a money note, I have posted this on the savings thread, but Dinah I know you have a head for figures and I wondered if you or anyone could help. I think this is right but I am not too confident, I'm basically just trying to make the most of the money I have been saving and stoozing my student loan throughout uni! I know its only like 1% different but thats about £70 over the yar (I think) and if its in my current account it will be more instant access so I can pay my credit card off for the china trip I put on it etc...?
    • I just got my lloyds current account turned into a vantage account. (4% on balances of £5,000-£7,000) if you pay in £1000 a month
    • I don't earn £1000 a month, so will need to do this via some money moving
    • I have currently £8,500 sitting in my lloyds incentive saver (no interest for the month if you withdraw) interest rate 3% - get paid the interest on the 26th.
    Should I get paid my interest on the 26th on the Incentive account, then move £6500 (I have £500 in there at the moment which gets spent and topped up throughout the month)?

    This means I would lose out on 3% interest on about £2000 for one month (approx £5) but start getting the 4% on the rest of the money?

    Also, I didn't get an isa yet for this year because I haven't properly looked.... Is the above plan the best course of action?
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Great news that the house sale is completed Dinah!! :beer: You must be really pleased.
    Biggest Loser Weight Loss: 13 / 20 lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Great news about the house Dinah :D Hope you got the keys today. But what a bloody rotter leaving it all mucky!! I can understand her not wanting to leave (that Kitchen!!) but to leave it so messy and unkept, by the sounds of the garden, is crackers.
    zigmeister wrote: »
    Cinny are your tattoos going to be in white ink? I can't wait to see a picture!

    I was going too, but then that fades and I don't really want it too. So I'm going to just have black now. Really very excited!

    NIMs stag do does sound pretty fun, I like him getting his friends to pitch in with some DIY-ing, haha! Very clever!

    Hope everone is having a nice weekend! How bloody hot is it?! OH and Me went to Flamingo Land yesterday on the way home and it was about 30deg at lunchtime. I actually wanted to die. Camping was great though, really can't wait to go again. Will be cheaper next time too, as this time around meant a lot of buying pricey things! So I'm feeling pretty broke. I did forget how lovely fellow-campers are, it's like as soon as you pitch up you're family or something!
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Dinah93 wrote: »
    It was £50 for an oven and hob, local pick up only on ebay.


    Bargain price i agree, but am going to be MSE here (feel free to tell me to mind my own business :D) - having just bought your own house surely that £50 would have been better off putting towards your house renovations or wedding shortfall? Dont want you to think im being nosey and it is very generous of you to buy it for your mum, but surely its not your responsibility. Just dont want to see you falling back into debt after we all saw how hard you worked to get out of it in the first place!! :D

    Cinny - glad to hear you had fun camping! I'm pretty sure we will be going camping somewhere this year, just need to decide where first!
    Biggest Loser Weight Loss: 13 / 20 lb
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