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Eager Elephant's Effective Everyday Excursion ...

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  • Well done EE - what's done is done and keep looking forward - maybe with no spends tho ;)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • I've worked out that if I want to clear the Santander credit card in 12 weeks it means I need to pay £75pw to it:eek: or £10.71 per day :eek:

    Well it is a challenge and I do love a challenge!!!!


    I started my challenge on 25/8 and after 1 week I have paid £80.01 so I have met Week 1 target :T
  • I have been to work today and although I popped out to the shops I only got my son some note books for his college course, I didn't even buy any sweets for my afternoon sugar rush :(


    The cost of the note books will come from the 'Kids' budget!!!


    I have made a PAD of £10.01 today
  • Not been anywhere near a shop today although by late afternoon I was pondering a chocolate bar and then thought about my PAD and if I buy chocolate I won't have money to PAD!!!


    Another £10.02 to Santander c/c
  • Fantastic EE! :T

    have you tried fruit instead of a choc bar/sugary treat. It usually works for me ..or dried fruit too like raisins/cranberries etc I always have these in so can grab if I need some sugar xx keep up the good work xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Fantastic EE! :T

    have you tried fruit instead of a choc bar/sugary treat. It usually works for me ..or dried fruit too like raisins/cranberries etc I always have these in so can grab if I need some sugar xx keep up the good work xx


    Great minds think alike - I had half a bag of mixed nuts and raisins (Sainsburys value) which I finished and I felt ok with!!!


    I think I need to go to H&B for more - not sure where is cheap really - bring back Julian Graves!!!


    Today I just had an extra coffee and thought how lovely a bar of chocolate would be with it - naughty EE:rotfl:
  • I did spend money today but as it was for DH and he is going to give me the money it doesn't count (note to self to transfer money). It was a tie for his manager who is leaving - I found a lovely one in Debenhams for £10.


    Also had a committee meeting tonight and spent £7.50 on 3 drinks:mad: - that's the last time I offer to buy some drinks for people!!


    Another PAD of £10.03 - not sure how long I can keep this up but I will keep doing surveys and hope some pay out!!
  • Accidentally brought 2 chocolate bars today - this came from the change in my purse so no money taken from the bank.


    Another PAD today of £10.04.


    Gosh isn't my life boring!!!
  • beanielou
    beanielou Posts: 95,486 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boring is sometimes good!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • You're on a roll with these PAD's ....:T Excellent! :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
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