Frugal Fresian's 2010 Adventures

honeybear_2

kissjenn wrote: »

Wouldn't be inclined to stick my hand up him either :eek:

:eek:

I've clearly missed something :rotfl:

Hope the Sheriff sorts ot the f***wits - i say park up on the other side of the road, & point & laugh

beanielou

kissjenn~Always wondered what m,akes people think its ok to behave like that?
I dont get it myself.

mooomin

honeybear wrote: »

Lady, your new signature is beautiful I really hope someone feels that way about me

I kept forgetting to update my budgeteering one, and update on here anyway so figured I needed something new! I saw this quoted online somewhere and thought it was lovely!

kissjenn

beanielou wrote: »

kissjenn~Always wondered what m,akes people think its ok to behave like that?
I dont get it myself.

A legal and benefits systems which backs them up every step of the way! Sounds cynical but they can stop paying and takes so much time and money to get them out that the losses run into 000's.

What I'd love to do is take out a full page advert in a local paper and name and shame them so that no other sod would be stuck with them.

And if you get a ccj they declare bankruptcy under Low Income Low Assets for £100 and get every penny wiped off. They just don't care and you and I pay for them and the system that supports. Oh and the law now allows them to include CSA arrears too so they are effectively told that society doesn't expect them to have responsiblity for any area of their misbegotten lives. :mad::mad::mad::mad::mad:

You wouldn't guess this hacks me off - I hide it so well :rotfl:

beanielou

Dident realise you could now include CSA arrears in LILO.Gaaaaaaaaahhhhhhhhhhhhhh.

kissjenn

Yep...and tax arrears, community charge, utilities, loans, cards as well I think. Found out at the CAB, law changed about a year ago and just about every debt known to man is thrown in. We were dealing with cases where the debts were built up knowingly and in 5 years they can declare again. And for the record half of those I saw where on there second bite exactly 5 years after the first...why bother scrimping when the law says you can have it all and f*** your creditors.

It's a bl00dy joke and everyone working in debt management knows it. There are those in genuine difficulties through business failure, illness, family breakdowns etc and those who know and play the system. And the part that sticks in my craw is the people bleating it's the banks, I didn't know what I was signing, the taxpayer bailed the big boys out, they make billions of profits etc...what they don't mention is that the vet doesn't get paid, I don't paid, the local shops don't get paid...these are the ones hit hardest because of the smallest margins. People here make a real effort to make it all work others are quite simply my tenants.

If your credit is shot and you don't own a house in positive equity then there is no logically reason not to declare bankruptcy...your credit history is equally destroyed. From a moral perspective then whole different ball game.

Sorry it just rankles...

mooomin

kissjenn wrote: »

And the part that sticks in my craw is the people bleating it's the banks, I didn't know what I was signing, the taxpayer bailed the big boys out, they make billions of profits etc....

Not even going to get started on this. People who bang on like this are the reason I tell strangers I work in M&S

kissjenn

flying_fresian wrote: »

Not even going to get started on this. People who bang on like this are the reason I tell strangers I work in M&S

Join me in controlled breathing ... now 1, 2, 3 inhale hold, hold, hold now exhale.

And then go

I'm not a little f**kwit
I'm just a f**kwit's son
I'm only playing stupid
'Til the lila form comes

beanielou

Oh a ryme:rotfl: :rotfl:

mooomin

macgirl wrote: »

SW)
Just seen on NUTRACHECK, there's 25% off a 3 month membership for £14.99 (usually £19.99) You can still do the 5 day free trial too, so for anyone who wants to lose weight and save cash - I highly recommend it!

Signed up for the free trial. Eek....