Go For It - My 2010 Diary of Need!

ceebeeby

Day 267 Friday 24th September

Money Spent - £nil
Days since last cigarette - 8 M, 3W, 3D
Number of sweets / cakes etc. - 1 x rice cake; WW crisps
WW Points Used: 16
Exercise: None - 3-4 mile brisk walk; 3 hours walkabout at work
Week weigh in on a MONDAY: w/c 20/09 12st 3.5lb -2.5lb (total -14.5lb)
HL Score: 5/10
Flying Stars: Year total: 115/175

Very busy day, with a busy evening, just trying to get everything sorted out. Taught DH to make an omelette tonight - sure I've got deja vu about this!!!

ceebeeby

Day 268 Saturday 25th September

Money Spent - £37.01 fuel
Days since last cigarette - 8 M, 3W, 4D
Number of sweets / cakes etc. - 5 x Rice Cakes!
WW Points Used: 23.5
Exercise: None - Walkabouts at Uni
Week weigh in on a MONDAY: w/c 20/09 12st 3.5lb -2.5lb (total -14.5lb)
HL Score: 5/10
Flying Stars: Year total: 115/175

Lovely day at Uni Open Day for DD. Then went off to historical sites. Lovely relaxing day.


Day 269 Sunday 26th September

Money Spent - £nil
Days since last cigarette - 8 M, 3W, 5D
Number of sweets / cakes etc. - nil
WW Points Used: 18
Exercise: Climbed 2 mountains
Week weigh in on a MONDAY: w/c 20/09 12st 3.5lb -2.5lb (total -14.5lb)
HL Score: 5/10
Flying Stars: Year total: 115/175

Fabulous day in the freezing clear sunshines. Managed to climb 2 munro's - magical.

ceebeeby

Day 270 Monday 27th September

Money Spent - £10.02 on essential shopping ... I know I've got no budget left!!!
Days since last cigarette - 8 M, 3W, 6D
Number of sweets / cakes etc. - 2 x ww cake
WW Points Used: 13.5 - not enough yet
Exercise: Housework / shopping
Week weigh in on a MONDAY: w/c 27/09 12st 0lb -3.5lb (total -18lb)
HL Score: 7/10
Flying Stars: Year total: 115/175

Yay - 3.5lb off at WW!!! I think I might achieve this 2stone off this year after all! 12 weeks to go until the end of the year - sure I can make this!!!!

Yippppppeeeeeeeeee.

And only a few more days to go until singley's holiday - sorry, I know it's all a bit mad at the moment, jumping between the planned mini-break and now the singley's holiday - am so excited - I can fit into a size 14 (just!!!). Now to keep it going on hols!

ceebeeby

Day 271 Tuesday 28th September

Money Spent - £nil
Days since last cigarette - 8 M, 4W, 0D
Number of sweets / cakes etc. - 2 x ww mallows
WW Points Used: 15.5
Exercise: 3 hour walk about at work
Week weigh in on a MONDAY: w/c 27/09 12st 0lb -3.5lb (total -18lb)
HL Score: 6/10
Flying Stars: Year total: 115/175

I had a list of things to do: phone Mum; pack bags; do the food shopping for family (DH paid hence no deduction); clean bathroom. All achieved except the bathroom (oops!!).

Didn't sleep last night - just one of those random "not tired" nights!!

ceebeeby

Day 272 Wednesday 29th September

Money Spent - £nil
Days since last cigarette - 8 M, 4W, 1D
Number of sweets / cakes etc. - 1 x ww mallows
WW Points Used: 16.5
Exercise: zumba
Week weigh in on a MONDAY: w/c 27/09 12st 0lb -3.5lb (total -18lb)
HL Score: 5/10
Flying Stars: Year total: 115/175

Okay, officially ready to go now - so after a hectic day I'm off to bed for a couple of hours before heading to the sunshine. Be back in a week x

ceebeeby

SEPTEMBER ARCHIVE

September 2010 (26th August - 29th September inc.)

My Debts (or the ones I'll currently admit too!)

CC1 - £6,248.48 SEPTEMBER ADDED Limit £6,700. (interest 1.52% monthly)
CC2 - £1,250.00 SEPTEMBER ADDED Limit £2,400. (interest 1.77% 2.17% monthly next estmate = £38.88)
Catalogue Account - £402.73(0% interest)
Overdraft 1 - £1,450
Overdraft 2 - £2,800
Mum - £2,155
Gran - £890 - £20 lottery paid

START OF SEPTEMBER TOTAL = £15,506.43
END OF SEPTEMBER TOTAL = £15,196.21

September 2010 Reviews

What's left in the pot after the bills have been paid:

First Review (26/8): +321.60
Second Review (27/8): +301.60 (Gran's lottery ticket)
Third Review (28/8) + 244.00 (M&S Sale)
Fourth Review (30/8) + 262.10 (cash used for savings / Bday gift)
Fifth Review (03/09) + 174.19 - I don't really know!!! Paid for B&G stuff, have lots of cash in purse.
Sixth Review (04/09) +154.48 (overpaid CC2)
Seventh Review (09/09) +244.64 (less spent at wedding)
Eighth Review (10/10) +229.64 (hotel booked for AT trip)
Ninth Review (15/10) + 175.63 (booked hotels for unbudgeted November getaway, spent loads at shops and revised budget below!)
Tenth Review (17/09) +118.68 (additional Xmas gifts etc.)
Eleventh Review (19/09) +59.58 (catalogue payment more than expected / extra shopping etc).
Twelfth Review (24/09) +50.76 (overspent again on shopping)
Thirteenth Review (27/09) +52.49 (more shopping again less bus fares paid out)

(Wow - this is a long month by the way!!!)

September's Paying Out List

Income: 335.36 + 134.80 + 2657.08 + 170.95 = 3298.19
Estimated Bank 1 Outgoings: 0
Estimated Bank 2 Outgoings: 0
Estimated Additional Expenses: 38.24
Bank 1 balance = 15.50
Bank 2 balance = 56.74

---

September 2010

Estimated Additional Expenses Break Down:
Petrol (£44.00 per week @ 5 weeks) = £6.23 remaining
Grocery Shopping (£40 / 2 per week @ 5 weeks) = £28.98 OVER
School Bus x 24 days = £12
Holiday Savings (Single) = £50
DD School Trip - £100
Airport Parking - £32.01 remaining
Carry Forward for Hire Car / Day Out from last month £100
Wedding Hotel - £100
Weight / Exercise Funds - £50 remaining / WW Fee
Xmas Savings - £100
Additional Extras Total: £948.00
Total remaining to pay out: £0

Estimated Bank 1 Outgoings:
Electric (7) 3.5
C Tax (223.00) 111.50
Mortgage (748.70) 374.35
Contents (36.76) 18.38
Gas (26) 13.00
Head in the Sands 2 (740.00) 370.00
Sky (88.50) 44.25
Pet Ins (14.74) 7.37
Landline/BB (24.39) 12.60
Int & Charges (11.65) 4.69
Head in the Sands 3 (105.90) 52.95
Sky Protect (8.08) - 4.04
Build Ins (15.73) - 7.87
Home Care (28.92) - 14.46
Nat Trust (5.00) - 2.50
Total: £ (2082.09) / 1041.05
Remaining: £0

Estimated Bank 2 Outgoings:
Phone £41.49 confirmed
Catalogue £80.00 unconfirmed
Car Ins £22.72
CC1 £158.00 confirmed
CC2 £221.25 (approx) Paid 236.46
Head in the Sands 1 £312.30
TVL £12.12
Phone Ins £7.99
Life Ins 1 £27.43
Life Ins 2 - 9.35
Int / Charge - 20.22
Total: £936.59
Remaining: £0

ceebeeby

Day 273 Thursday 30th September
Day 274 Friday 1st October
Day 275 Saturday 2nd October
Day 276 Sunday 3rd October
Day 277 Monday 4th October
Day 278 Tuesday 5th October
Day 279 Wednesday 6th October
Day 280 Thursday 7th October
Day 281 Friday 8th October
Day 282 Saturday 9th October
Day 283 Sunday 10th October (home in early hours)

Money Spent - £over budget by £140.57
Days since last cigarette - 9 M, 1W, 3D
Number of sweets / cakes etc. - ANYTHING AND EVERYTHING WANTED
WW Points Used: Gazzillions, but had D&V most of the time, so hopefully not too bad!!
Exercise: climbed mountains, swam every day, biked, diving, snorkelling etc.
Week weigh in on a MONDAY: w/c 27/09 12st 0lb -3.5lb (total -18lb)
HL Score: 9/10
Flying Stars: Year total: 115/175

Home xxxx

ceebeeby

Day 284 Monday 11th October
Money Spent - £33.
Days since last cigarette - 9 M, 1W, 4D
Number of sweets / cakes etc. - Danish Pastry
WW Points Used: 20
Exercise: crawling out of bed (!!!)
Week weigh in on a MONDAY: w/c 11/10 11st 11.5lb -2.5lb (total -20.5lb) :T:T
HL Score: 6/10
Flying Stars: Year total: 117/175

Chronic D&V so had to call in sick at work which is totally unlike me in any way at all.

Eventually managed to stay vertical long enough to get up and get dressed, but not much of anything was achieved. Pleased to see that despite eating the world for the past two weeks, managed to lose 2.5 lbs!!!

ceebeeby

Day 285 Tuesday 12th October
Money Spent - £41 petrol
Days since last cigarette - 9 M, 1W, 5D
Number of sweets / cakes etc. - none
WW Points Used: 15
Exercise: none
Week weigh in on a MONDAY: w/c 11/10 11st 11.5lb -2.5lb (total -20.5lb)
HL Score: 6/10
Flying Stars: Year total: 117/175

Still feel poorly but went back to work today!

Have worked out that very soon I will be over £300 a month worse off due to losing child benefit; maintenance payments etc. plus no payrise for the next 2 years! Wow, that's a lot! Plus now having to possibly pay higher uni fees for DD ... I'm so not loving this government!!!

ceebeeby

Day 286 Wednesday 13th October
Money Spent - £nil
Days since last cigarette - 9 M, 1W, 6D
Number of sweets / cakes etc. - 1 x cake
WW Points Used: 15.5
Exercise: zumba
Week weigh in on a MONDAY: w/c 11/10 11st 11.5lb -2.5lb (total -20.5lb)
*HL Score: 9/10
Flying Stars: Year total: 117/175