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Go For It - My 2010 Diary of Need!
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Day 295 Friday 22nd October
Money Spent - £46 gift and food; £44 petrol
Days since last cigarette - 9 M, 3W, 1D
Number of sweets / cakes etc. - lots
WW Points Used: 21
Exercise: just some walking about
Week weigh in on a MONDAY: w/c 18/10 11st 9lb (total -23lb)
HL Score: 7/10
Flying Stars: Year total: 119/175
Lovely night out with friends at a Mexican .... (yummy!) am dreading the weigh in next week, haven't done much to deserve a good loss!0 -
Day 296 Saturday 23rd October
Money Spent - £67.98 Birthday presents; £19.62 food shopping
Days since last cigarette - 9 M, 3W, 2D
Number of sweets / cakes etc. - more again
WW Points Used: 19.5
Exercise: just some walking about (again)
Week weigh in on a MONDAY: w/c 18/10 11st 9lb (total -23lb)
HL Score: 7/10
Flying Stars: Year total: 119/175
Visited MILs and went to shops whilst over there. Managed to get some of DD3's birthday prezzies - wow, aren't designer clothes expensive - bring back Primark anytime please!!!!
Had a lovely day, but far too calorific on the food front again. Desperately need to do some exercise to work this off, but fear housework needs to come first tomorrow!!!0 -
Day 297 Sunday 24th October
Money Spent - £150 + £15.56
Days since last cigarette - 9 M, 3W, 3D
Number of sweets / cakes etc. - was okay
WW Points Used: 15.5
Exercise: housework
Week weigh in on a MONDAY: w/c 18/10 11st 9lb (total -23lb)
HL Score: 8/10
Flying Stars: Year total: 120/175
Quite a dull day really, just pottering with washing; dinner etc. bargain mse xmas gifts etc. :-)0 -
Day 298 Monday 25th October
Money Spent - £3.04-40p whoopsie shop
Days since last cigarette - 9 M, 3W, 4D
Number of sweets / cakes etc. - none yet
WW Points Used: 15.5
Exercise: none
Week weigh in on a MONDAY: w/c 25/10 11st 6lb (total -26lb):j:D
HL Score: 8/10
Flying Stars: Year total: 120/175
Yay - another 3lb bites the dust!!
OMG - none of my clothes fit me though - I look like a total tramp as all my clothes just hang off me!! I think i need new year to come around so I can resolve to buy myself something to wear! In the meantime I think I'd better have a look on ebay bargains!!!0 -
Day 299 Tuesday 26th October
Money Spent - £nil - but I broke my car!!!
Days since last cigarette - 9 M, 3W, 5D
Number of sweets / cakes etc. - none yet
WW Points Used: 15.5
Exercise: walked too and from the garage twice!!
Week weigh in on a MONDAY: w/c 25/10 11st 6lb (total -26lb)
HL Score: 7/10
Flying Stars: Year total: 120/175
I went down a ruddy great pot-hole and something broke and now the car won't drive straight - arghhhhhh!!!0 -
Day 300 Wednesday 27th October
Money Spent - £110 unplanned car repair (!) plus about £50 on ASOS Xmas bargains!!
Days since last cigarette - 9 M, 3W, 6D
Number of sweets / cakes etc. - none yet
WW Points Used: 15.5
Exercise: walked too and from the garage once and zumba
Week weigh in on a MONDAY: w/c 25/10 11st 6lb (total -26lb)
HL Score: 7/10
Flying Stars: Year total: 120/175
**SOB SOB** £110 to fix the car over going over this flaming pot-hole. Am going to phone the roads people tomorrow to massively complain - am raging that we're not even in 'winter' proper and the road is a mess already!!! And it's not an avoidable one, unless you want to crash into on-coming traffic - so it could happen again unless they fix it!
I also missed out on the Goddiva deal of the 3p dresses (but some amusement was had trying!!) however, I lucked in on the ASOS glitch with a total of 7 orders, saving a massive £70 off of about £110 worth of goods!!! Am chuffed to bits!0 -
Close down of October
_______________________________________________
October 2010 (30th September - 28th October inc.)
My Debts (or the ones I'll currently admit too!)
CC1 - £6,194.48 Limit £6,700. (interest 1.52% monthly)
CC2 - £1,050.00 Limit £2,400. (interest 1.77% 2.17% monthly next estmate = £26.81)
Catalogue Account - £314.81 (0% interest)
Overdraft 1 - £1,450
Overdraft 2 - £2,800
Mum - £2,155
Gran - £890
START OF OCTOBER TOTAL = £15,196.21
END OF OCTOBER TOTAL = £14,854.29
October 2010 Reviews
1st Review (+£14.69) - massively overspent on holiday but had an amazing time
2nd Review 13/10 (+66.97) tx some extra fm joint account.
3rd Review 16/10 (+32.13) overspent on food shopping and bought a McDonalds as a treat for the kids (and me:cool:)
4th Review 18/10 (+44.25) Quidco cash back
5th Review 21/10 (+18.69) more food shopping :-(
6th Review 23/10 (+34.69) removed bus fares
7th Review 23/10 (+15.07) spent some money on birthday bits n' bobs and some MORE food!
8th Review 24/10 (-4.47) on some of the carry forward ... paid out for school trip, some MORE food, paid off main birthday present - IPOD etc....
9th Review 27/10 (-20 CF) good xmas bargains!! (41.65 Debenhams gift glitch; ASOS - £7; £5; £10; £15; £5; £1; £1; £2 = £87.65 total)
October's Paying Out List
Income: 56.74 + 134.80 + 2657.08 + 170.95 = £3019.57
Estimated Bank 1 Outgoings: 7.00
Estimated Bank 2 Outgoings: 0
Estimated Additional Expenses: 200.00
Bank 1 balance = 22.81
Bank 2 balance = 180.89
October 2010
Estimated Additional Expenses Break Down:
Petrol (£44.00 per week @ 4 weeks) = £nil - used on other things!
Grocery Shopping (£40 / 2 per week @ 4 weeks) = £nil - overspent again
School Bus x 15 days = £0
DD2 School Trip - £100
Carry Forward for Mini Break £200
Carry Forward for Birthday £0 - IPOD bought etc.
Exercise Funds - £0
Xmas Savings - £100
Additional Extras Total: £836.00
Total remaining to pay out: £446.02
Estimated Bank 1 Outgoings:
Electric (7)
C Tax (223.00)
Mortgage (748.70)
Contents (36.76)
Gas (26)
Head in the Sands 2 (740.00)
Sky (91.00)
Pet Ins (14.74)
Landline/BB (24.39)
Int & Charges (11.65)
Head in the Sands 3 (105.90)
Sky Protect (9.25)
Build Ins (23.09 :eek: from 15.73)
Home Care (28.92)
Nat Trust (7.00)
Total: £ 2094.23
Remaining: £5.00
Estimated Bank 2 Outgoings:
Phone £58.32
Catalogue £80.00
Car Ins £22.72
CC1 £157.00
CC2 £236.00
Head in the Sands 1 £312.30
TVL £12.12
Phone Ins £7.99
Life Ins 1 £27.43
Life Ins 2 - 9.35
Int / Charge - 21.22
Total: £926.62
Remaining: £00 -
Day 301 Thursday 28th October
Money Spent - £100.95 on Hotels for mini-break to London (4 days accom!!); £13.00 ASDA shop for DD sleepover tonight
Days since last cigarette - 9 M, 4W, 0D
Number of sweets / cakes etc. - none
WW Points Used: 15.5
Exercise: run around at B&G
Week weigh in on a MONDAY: w/c 25/10 11st 6lb (total -26lb)
HL Score: 5/10
Flying Stars: Year total: 120/175
I'm definitely spending too much and have started to lose count of where I'm up to with Xmas stuff etc. so need to calm it a wee bit to ensure I'm not totally going off the rails!0 -
Day 302 Friday 29th October
Money Spent - £18.00 on EVANS glitch - but saved nearly £100 on gifts!!! £39.50 on fuel
Days since last cigarette - 9 M, 4W, 1D
Number of sweets / cakes etc. - none
WW Points Used: 20
Exercise: none
Week weigh in on a MONDAY: w/c 25/10 11st 6lb (total -26lb)
HL Score: 5/10
Flying Stars: Year total: 120/175
Mad run around at work, but managed to spend lunch on MSE looking through London touristy things to do (including writing to local MP) - also phoned council about reclaiming cost of car damage - so they said they'd send in a form.
DD has 3 friends sleeping over, so it was a pizza night and then driving them around all night (incl. driving me mad) - adopted 2 new fishes from freeble also (welcome to the mad ceebeeby family fishes!!)0 -
You are doing so very well with ww, when did you start. I am on week 7 and have lost 11lbs but you are streets ahead!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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