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Go For It - My 2010 Diary of Need!

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Comments

  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 295 Friday 22nd October
    Money Spent - £46 gift and food; £44 petrol
    Days since last cigarette - 9 M, 3W, 1D
    Number of sweets / cakes etc. - lots
    WW Points Used: 21
    Exercise: just some walking about
    Week weigh in on a MONDAY: w/c 18/10 11st 9lb (total -23lb)
    HL Score: 7/10
    Flying Stars: Year total: 119/175

    Lovely night out with friends at a Mexican .... (yummy!) am dreading the weigh in next week, haven't done much to deserve a good loss!
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 296 Saturday 23rd October
    Money Spent - £67.98 Birthday presents; £19.62 food shopping
    Days since last cigarette - 9 M, 3W, 2D
    Number of sweets / cakes etc. - more again
    WW Points Used: 19.5
    Exercise: just some walking about (again)
    Week weigh in on a MONDAY: w/c 18/10 11st 9lb (total -23lb)
    HL Score: 7/10
    Flying Stars: Year total: 119/175

    Visited MILs and went to shops whilst over there. Managed to get some of DD3's birthday prezzies - wow, aren't designer clothes expensive - bring back Primark anytime please!!!!

    Had a lovely day, but far too calorific on the food front again. Desperately need to do some exercise to work this off, but fear housework needs to come first tomorrow!!!
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 297 Sunday 24th October
    Money Spent - £150 + £15.56
    Days since last cigarette - 9 M, 3W, 3D
    Number of sweets / cakes etc. - was okay
    WW Points Used: 15.5
    Exercise: housework
    Week weigh in on a MONDAY: w/c 18/10 11st 9lb (total -23lb)
    HL Score: 8/10
    Flying Stars: Year total: 120/175

    Quite a dull day really, just pottering with washing; dinner etc. bargain mse xmas gifts etc. :-)
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 298 Monday 25th October
    Money Spent - £3.04-40p whoopsie shop
    Days since last cigarette - 9 M, 3W, 4D
    Number of sweets / cakes etc. - none yet
    WW Points Used: 15.5
    Exercise: none
    Week weigh in on a MONDAY: w/c 25/10 11st 6lb (total -26lb) :D:j:D
    HL Score: 8/10
    Flying Stars: Year total: 120/175

    Yay - another 3lb bites the dust!!

    OMG - none of my clothes fit me though - I look like a total tramp as all my clothes just hang off me!! I think i need new year to come around so I can resolve to buy myself something to wear! In the meantime I think I'd better have a look on ebay bargains!!!
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 299 Tuesday 26th October
    Money Spent - £nil - but I broke my car!!!
    Days since last cigarette - 9 M, 3W, 5D
    Number of sweets / cakes etc. - none yet
    WW Points Used: 15.5
    Exercise: walked too and from the garage twice!!
    Week weigh in on a MONDAY: w/c 25/10 11st 6lb (total -26lb)
    HL Score: 7/10
    Flying Stars: Year total: 120/175

    I went down a ruddy great pot-hole and something broke and now the car won't drive straight - arghhhhhh!!!
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 300 Wednesday 27th October
    Money Spent - £110 unplanned car repair (!) plus about £50 on ASOS Xmas bargains!!
    Days since last cigarette - 9 M, 3W, 6D
    Number of sweets / cakes etc. - none yet
    WW Points Used: 15.5
    Exercise: walked too and from the garage once and zumba
    Week weigh in on a MONDAY: w/c 25/10 11st 6lb (total -26lb)
    HL Score: 7/10
    Flying Stars: Year total: 120/175

    **SOB SOB** £110 to fix the car over going over this flaming pot-hole. Am going to phone the roads people tomorrow to massively complain - am raging that we're not even in 'winter' proper and the road is a mess already!!! And it's not an avoidable one, unless you want to crash into on-coming traffic - so it could happen again unless they fix it!

    I also missed out on the Goddiva deal of the 3p dresses (but some amusement was had trying!!) however, I lucked in on the ASOS glitch with a total of 7 orders, saving a massive £70 off of about £110 worth of goods!!! Am chuffed to bits!
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Close down of October

    _______________________________________________

    October 2010 (30th September - 28th October inc.)

    My Debts (or the ones I'll currently admit too!)

    CC1 - £6,194.48 Limit £6,700. (interest 1.52% monthly)
    CC2 - £1,050.00 Limit £2,400. (interest 1.77% 2.17% monthly next estmate = £26.81)
    Catalogue Account - £314.81 (0% interest)
    Overdraft 1 - £1,450
    Overdraft 2 - £2,800
    Mum - £2,155
    Gran - £890

    START OF OCTOBER TOTAL = £15,196.21
    END OF OCTOBER TOTAL = £14,854.29

    October 2010 Reviews

    1st Review (+£14.69) - massively overspent on holiday but had an amazing time :)
    2nd Review 13/10 (+66.97) tx some extra fm joint account.
    3rd Review 16/10 (+32.13) overspent on food shopping and bought a McDonalds as a treat for the kids (and me:cool:)
    4th Review 18/10 (+44.25) Quidco cash back
    5th Review 21/10 (+18.69) more food shopping :-(
    6th Review 23/10 (+34.69) removed bus fares
    7th Review 23/10 (+15.07) spent some money on birthday bits n' bobs and some MORE food!
    8th Review 24/10 (-4.47) on some of the carry forward ... paid out for school trip, some MORE food, paid off main birthday present - IPOD etc....
    9th Review 27/10 (-20 CF) good xmas bargains!! (41.65 Debenhams gift glitch; ASOS - £7; £5; £10; £15; £5; £1; £1; £2 = £87.65 total)

    October's Paying Out List

    Income: 56.74 + 134.80 + 2657.08 + 170.95 = £3019.57
    Estimated Bank 1 Outgoings: 7.00
    Estimated Bank 2 Outgoings: 0
    Estimated Additional Expenses: 200.00
    Bank 1 balance = 22.81
    Bank 2 balance = 180.89
    October 2010

    Estimated Additional Expenses Break Down:
    Petrol (£44.00 per week @ 4 weeks) = £nil - used on other things!
    Grocery Shopping (£40 / 2 per week @ 4 weeks) = £nil - overspent again
    School Bus x 15 days = £0
    DD2 School Trip - £100
    Carry Forward for Mini Break £200
    Carry Forward for Birthday £0 - IPOD bought etc.
    Exercise Funds - £0
    Xmas Savings - £100
    Additional Extras Total: £836.00
    Total remaining to pay out: £446.02

    Estimated Bank 1 Outgoings:
    Electric (7)
    C Tax (223.00)
    Mortgage (748.70)
    Contents (36.76)
    Gas (26)
    Head in the Sands 2 (740.00)
    Sky (91.00)
    Pet Ins (14.74)
    Landline/BB (24.39)
    Int & Charges (11.65)
    Head in the Sands 3 (105.90)
    Sky Protect (9.25)
    Build Ins (23.09 :eek: from 15.73)
    Home Care (28.92)
    Nat Trust (7.00)
    Total: £ 2094.23
    Remaining: £5.00

    Estimated Bank 2 Outgoings:
    Phone £58.32
    Catalogue £80.00
    Car Ins £22.72
    CC1 £157.00
    CC2 £236.00
    Head in the Sands 1 £312.30
    TVL £12.12
    Phone Ins £7.99
    Life Ins 1 £27.43
    Life Ins 2 - 9.35
    Int / Charge - 21.22
    Total: £926.62
    Remaining: £0
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 301 Thursday 28th October
    Money Spent - £100.95 on Hotels for mini-break to London (4 days accom!!); £13.00 ASDA shop for DD sleepover tonight
    Days since last cigarette - 9 M, 4W, 0D
    Number of sweets / cakes etc. - none
    WW Points Used: 15.5
    Exercise: run around at B&G
    Week weigh in on a MONDAY: w/c 25/10 11st 6lb (total -26lb)
    HL Score: 5/10
    Flying Stars: Year total: 120/175

    I'm definitely spending too much and have started to lose count of where I'm up to with Xmas stuff etc. so need to calm it a wee bit to ensure I'm not totally going off the rails!
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 302 Friday 29th October
    Money Spent - £18.00 on EVANS glitch - but saved nearly £100 on gifts!!! £39.50 on fuel
    Days since last cigarette - 9 M, 4W, 1D
    Number of sweets / cakes etc. - none
    WW Points Used: 20
    Exercise: none
    Week weigh in on a MONDAY: w/c 25/10 11st 6lb (total -26lb)
    HL Score: 5/10
    Flying Stars: Year total: 120/175

    Mad run around at work, but managed to spend lunch on MSE looking through London touristy things to do (including writing to local MP) - also phoned council about reclaiming cost of car damage - so they said they'd send in a form.

    DD has 3 friends sleeping over, so it was a pizza night and then driving them around all night (incl. driving me mad) - adopted 2 new fishes from freeble also (welcome to the mad ceebeeby family fishes!!)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    You are doing so very well with ww, when did you start. I am on week 7 and have lost 11lbs but you are streets ahead!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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