Go For It - My 2010 Diary of Need!

ceebeeby

CLOSE DOWN OF AUGUST

August 2010 (29th July - 25th August inc.)

My Debts (or the ones I'll currently admit too!)

CC1 - £6,248.48 AUGUST PAID Limit £6,700. (interest 1.52% monthly)
CC2 - £1,450.00 AUGUST PAID Limit £2,400. (interest 1.77% 2.17% monthly next estmate = £38.88)
Catalogue Account - £492.95 1ST SEPTEMBER PAID £93.52 (0% interest)
Overdraft 1 - £1,450
Overdraft 2 - £2,800
Mum - £2,155
Gran - £910

START OF AUGUST TOTAL = £15,943.37
END OF AUGUST TOTAL = £15,506.43

August 2010 Reviews

What's left in the pot after the bills have been paid:

First Review (02/08) 329.55 (no money spent from account just yet in month - some holiday money left!)
Second Review (06/08) 345.29 extra holiday spending money, paid less to credit card as haven't seen a bill .. might pay more out later though!
Third Review (15/08) £297.07 extra again holiday spending money, saved a little by paying cash for petrol, some food and less on school clothes, extra paid to CC2.
Fourth Review (17/08) £257.51 cash out at machine, used for bus, weight watchers etc.
Fifth Review (18/08) £251.82 more spends at ASDA!
Sixth Review (19/08) £329.84 £10 cashback, £11.98 ASDA, party cancelled.
Seventh Review (20/08) £331.09 - however bank is 48.75 short as covered family cost in joint gift, but will get back very soon.
Eighth Review (23/8) 211.67 - 1st September catalogue payment - paid every 4 weeks so will be two in September, this was first one plus socks.
Ninth Review (25/8) 335.36 to Carry Forward (includes carry forward for wedding)

August's Paying Out List

Income: 101.13 + 134.80 + 2657.08 + 170.95 = 3063.96
Estimated Bank 1 Outgoings: 33.92
Estimated Bank 2 Outgoings: 20.22
Estimated Additional Expenses: 0
Bank 1 balance = 58.92
Bank 2 balance = 355.58

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August 2010

Estimated Additional Expenses Break Down:
Petrol (£44.00 per week @ 2 weeks) = £9.99 remaining
Grocery Shopping (£40 per week @ 2 weeks) = £0.45 remaining
School Bus x 8 days = £8 remaining
Holiday Savings (Single) = £50
Spending Money for Summer Holiday = £100
DD School Trip - £100
Wedding Present - £50 48.75
Wedding Hire Car / Day out in Ireland - £100
Back to School Clothes - £100 (Actual £44+28.98+6 = 78.98)
DD Birthday Party - £100
Additional Extras Total: £784.00
Total remaining to pay out: £119.69

Estimated Bank 1 Outgoings:
Electric (7) 3.5
C Tax (223.00) 111.50
Mortgage (748.70) 374.35
Contents (36.76) 18.38
Gas (26) 13.00
Head in the Sands 2 (740.00) 370.00
Sky (88.50) 44.25
Pet Ins (14.74) 7.37
Landline/BB (24.39) 12.60
Int & Charges (9.37) 4.69
Head in the Sands 3 (105.90) 52.95
Sky Protect (8.08) - 4.04
Build Ins (15.73) - 7.87
Home Care (28.92) - 14.46
Nat Trust (5.00) - 2.50
Total: £ (2082.09) / 1041.05
Remaining: £5.00

Estimated Bank 2 Outgoings:
Phone £41.69 confirmed
Catalogue £103.72 confirmed
Car Ins £22.72
CC1 £159.00 (confirmed)
CC2 £190.00 (bill about £40 but overpaying to reduce)
Head in the Sands 1 £312.30
TVL £12.12
Phone Ins £7.99
Life Ins 1 £27.43
Life Ins 2 - 9.35
Int / Charge - 20.22
Total: £252.53
Remaining: £20.22

ceebeeby

Day 238 Thursday 26th August

Money Spent - £10.70 ASDA
Days since last cigarette - 7 M, 3W, 4D
Number of sweets / cakes etc. - one go ahead biscuit - 2.5 pts
WW Points Used: 16.5
Exercise: Run Around at B&G
Week weigh in on a MONDAY: 12st 13lb -5lb w/c 23/08
HL Score: 8/10
Flying Stars: Year total: 108/175

Very busy running around day that started at 05.30 - late for B&G and forgot my keys (how frustrating). Ended up having a veggie burger sarnie for dinner (but had a biscuit and fruit also). Eventually got in at the back of 22:00 after stopping in ASDA. Into bed exhausted!!

Gave DD2 £20 pocket money and got £10 cashback also.

ceebeeby

Day 239 Friday 27th August

Money Spent - £nil
Days since last cigarette - 7 M, 3W, 5D
Number of sweets / cakes etc. - nil
WW Points Used: 17.5
Exercise: Walk to bank at lunchtime
Week weigh in on a MONDAY: 12st 13lb -5lb w/c 23/08
*HL Score: 10/10
Flying Stars: Year total: 108/175

Lovely day with lie-in this morning (only till 6.30!), glad it's the weekend. Meant to do more exercise today, but didn't get round to it.

ceebeeby

Day 240 Saturday 28th August

Money Spent - £62.94 ASDA! Is that the biggest food shop of the year??
Days since last cigarette - 7 M, 3W, 6D
Number of sweets / cakes etc. - nil
WW Points Used: 17.5
Exercise: Cycle ride
Week weigh in on a MONDAY: 12st 13lb -5lb w/c 23/08
HL Score: 9/10
Flying Stars: Year total: 109/175

Lovely bike ride today except DD3 fell off and grazed all her knee! I live in a lovely part of the world and someone driving by stopped to see if we needed help!

Huge big ASDA shop ... but not really! It's just that fresh food and low fat / calorie food seems to cost so very much more!!

Off climbing mountains tomorrow

ceebeeby

Day 241 Sunday 29th August

Money Spent - £5 for flowers for friend who made dinner
Days since last cigarette - 7 M, 4W, 0D
Number of sweets / cakes etc. - 1 flapjack
WW Points Used: 18.5
Exercise: Climbed two mountains (seriously ... I did!)
Week weigh in on a MONDAY: 12st 13lb -5lb w/c 23/08
HL Score: 9/10
Flying Stars: Year total: 109/175

Up very early and headed for the hills. The plan was to 'bag' two mountains - which 8 very hard hours later was achieved.

Stopped at friends house on way back for very welcome shower and dinner - which was utterly delicious, and almost WW ruinous - except I managed to 'skirt' around the bad girl bits!

Our darling 8 yr old bunny hopped her way to bunny heaven, and DD3 was distraught! As I now have a no pet replacement policy in place, we're down to just our lovely cat - who is also quite an old girl (14.5). Now to dispose of 3 bunny hutches (one very large outdoors, one winter garage and one indoors one - she was spoilt!!)

Didn't get in until gone 23:00 - exhausted but happy!

ceebeeby

Day 242 Monday 30th August

Money Spent - £10 on WW products; £10 wedding gifts for 3 work people
Days since last cigarette - 7 M, 4W, 1D
Number of sweets / cakes etc. - 1 flapjack
WW Points Used: 18.5
Exercise: General run arounds!!
Week weigh in on a MONDAY: w/c 30/08 12st 10lb -3lb (total -8lb)
HL Score: 9/10
Flying Stars: Year total: 109/175

Quick dash to weight watchers, 3lbs off - total of 8 since starting 2 weeks ago! That's a bit of a confidence boost. Have already noticed my trousers aren't quite so tight as they were before (alright, they're not falling off, but gotta start somewhere).

Family up visiting, so lots of running around. Delight to see them all - can't believe how big the kids have got!

Also, picked up my M&S sale order - am chuffed to bits with what I got - saved over £100 in my selection, and have got some lovely stuff for girly hols in a few weeks time!

SmlSave

Sorry to hear about your bunny passing away ceebeeby.

And well done on your 8lb loss!

ceebeeby

Day 243 Tuesday 31st August

Money Spent - £nil
Days since last cigarette - 7 M, 4W, 2D
Number of sweets / cakes etc. - nil
WW Points Used: 14.5
Exercise: 3 hour walk around work place!
Week weigh in on a MONDAY: w/c 30/08 12st 10lb -3lb (total -8lb)
HL Score: 9/10
Flying Stars: Year total: 109/175

Spent a lot of time walking around today, which actually made my legs hurt a lot after the mountain climb! Didn't help that I was wearing heels either!

In late after a 12 hour day, only to have a much welcome and enjoyed B&G meeting, where we made the plans for this term including exciting outings, Xmas activities! I'm looking forward to it already!

ceebeeby

Day 244 Wednesday 1st September

Money Spent - £nil
Days since last cigarette - 8 M, 0W, 1D
Number of sweets / cakes etc. - WW Choc Bar
WW Points Used: 18.5
Exercise: 3 hour walk around work place (again); one hour Zumba; Beach Run
Week weigh in on a MONDAY: w/c 30/08 12st 10lb -3lb (total -8lb)
HL Score: 8/10
Flying Stars: Year total: 109/175

A MASSIVE (and I'm not scared of them) spider walked over me in the middle of the night and woke me up. Was too big to pick up - would need both hands - and put out, so needed a cup or something, by the time I'd found one at half one in the morning, the bloomin' thing had disappeared - which meant a total freak out and couldnt' get back to sleep **yawn**. Genuinely they don't bother me, but this was huge and hairy and had already given me a fright in waking me up (yup, it was that heavy!).

Lots of exercise again today, and totally seem to have run out of time for anything and everything at the moment!!

ceebeeby

Day 245 Thursday 2nd September

Money Spent - £87.91 cashback (don't ask!); £43.50 petrol and £6 petrol!
Days since last cigarette - 8 M, 0W, 2D
Number of sweets / cakes etc. - WW Choc Bar
WW Points Used: 16.5
Exercise: 1 hour walk around work place (again); on my feet for B&G
Week weigh in on a MONDAY: w/c 30/08 12st 10lb -3lb (total -8lb)
HL Score: 8/10
Flying Stars: Year total: 109/175

Seem to have gone mad with money ... bizarre how that happenend! Need to seriously reign back - it's only the 3rd of the month and still got another 4 weeks to go and used up most of the flex!

Still being good on weightwatchers - but wondering how I'll get on after next weeks wedding.

PS - I got the spider!!! Sent scuttling off down the bottom of the garden!