Go For It - My 2010 Diary of Need!

ceebeeby

Day 145 Tuesday 25th May
Money Spent - £32 ASDA
Extra Money Earnt - £nil
Hours / Days since last cigarette - 4M, 3 wk 3 day
Number of sweets / cakes etc. - Donut and cakes
Week weigh in on a Thursday: I'm not doing this for the time being - too depressing. Will try and face it again soon ***WIMP***
HL Score: 7/10
Flying Stars: Year total: 72/175. Week total: 5/5 - Downstairs Clean!
MMHB Jobs - 4 in May

A long work day followed by lots of house cleaning!!!

Day 146 Wednesday 26th May
Money Spent - £3.50 Zumba
Extra Money Earnt - £nil
Hours / Days since last cigarette - 4M, 3 wk 4 day
Number of sweets / cakes etc. - None
Week weigh in on a Thursday: OMG!!!! I did it!!! Errrr - lets just say, I'm right back at square one! The 8lbs lost are all back on! Brakes now applied though - I need to make this right, I hate being fat!
HL Score: 7/10
Flying Stars: Year total: 72/175. Week total: Downstairs Clean!
MMHB Jobs - 4 in May

Went to Zumba this evening. Last day of 'May' pay and coming in with circa. £400 surplus for June, will do the totals tomorrow.
thanks everyone for sticking with me!

ceebeeby

MAY ARCHIVE AND ANALYSIS

May 2010 (29th April - 26th May inc.)

My Debts (or the ones I'll currently admit too!)

CC1 - £6,450.27 (June interest added). Limit £6,700. (interest 1.52% monthly) = £163.00 Next interest estimate £110.43.
CC2 - £1,860.23 (June interest not added). Limit £2,400. (interest 1.77% 2.17% monthly) = estimate £55, will pay £100. Next interest estimate £ nyk. Payment date mid May. PAID £300 - TRYING TO GET RID OF IT!!!
Catalogue Account - £605.58 (0% interest) - May paid
Overdraft 1 - £1,450 £11.76 for May
Overdraft 2 - £2,800 May charges not yet received
Mum - £2,155
Gran - £950 (£20 lottery paid)

START OF MAY TOTAL = £16,745.25 + 3 Head in the Sands
END OF MAY TOTAL = £16,271.08 + 3 Head in the Sands
START OF JUNE TOTAL = £16,271.08

May 2010 Reviews

What's left in the pot after the bills have been paid:

First Review: + 680.06
Second Review (04/05): + 676.38 (adjustments in bus fares etc.)
Third Review (08/05): + 419.99 (£250 overpayment to CC2; £20 to Gran; £26.12 Wilko's; £9.96 Sports Direct)
Fourth Review (10/05): + 463.83 (saving from bus fares; adjustments from bills etc.)
Fifth Review (13/05) + 393.43 (train ticket and incidental expenses)
Sixth Review (18/05) + 519.55 (Mr T's £44.44 / ASDA £56.68 / Cashback £50 for school trip / reduced holiday spends by payback amounts)
Seventh Review (20/05) + 459.20 (Extra Euro's / Zumba Classes)
Eighth Review (22/05) + 439.20 (Cashback for bits n' bobs)
Ninth Review (24/05) + 365.55 (Lots of weekend purchases!!!)
Current Review (25/05) + 458.16 (adjustment of costs, download from joint account of excess)
Final Review (27/05) + 426.86 (extra groceries)

May's Paying Out List

Income: 345.01 + 134.30 + 2657.08 + 170.95 = 3307.34
Estimated Bank 1 Outgoings:0
Estimated Bank 2 Outgoings: 0
Estimated Additional Expenses:0
Bank 1 balance = 28.34
Bank 2 balance = 426.86

---

May 2010

Estimated Additional Expenses Break Down:
Petrol (£44.00 per week @ 4 weeks) = £44.50 remaining - will remain as car full.
Grocery Shopping (£25 per week @ 4 weeks) & Pets Shopping (£25 total) plus £25 extra for visitors = £150 / -£69.76 REMAINING :eek::eek::eek:
School Bus x 14 days = £16 remaining
Holiday Savings (Single) = £100
Spending Money for Summer Holiday = E25 remaining
Mum's Birthday = £50 only spent £20
Additional Extras Total: £714.00
Total remaining to pay out: £0
Estimated Bank 1 Outgoings:
Electric (7) - 3.5
C Tax (223.00) - 111.50
Mortgage (748.70)- 374.35
Contents (36.44) - 18.22
Gas (26) - 13.00
Head in the Sands 2 (740.00) - 370.00
Sky (88.50) - 44.25
Pet Ins (14.74) - 7.37
Landline/BB (23.86) - 10.85
Int & Charges - (11.76) - 5.88
Head in the Sands 3 (105.90) - 52.95
Sky Protect (8.08) - 4.04
Build Ins (15.73) - 7.87
Home Care (28.92) - 14.46
Nat Trust (5.00) - 2.50
Total: £ (2104.26) / 1052.13
Remaining: £5.00

Estimated Bank 2 Outgoings:
Phone - £35.37 confirmed
Catalogue - 142.80 confirmed
Car Ins - 22.66
CC1 - 163.00 confirmed
Head in the sands 1 - 312.38
TVL - 12.12
Phone ins - 7.99
Life Ins 1 - 27.43
Life Ins 2 - 9.35
Int / Charge - 20.73 confirmed
CC2 - 100.00 PAID £300
Total: £860.42
Remaining: £20.73
2010 Savings Funds
Holiday Savings Fund (Singley's) 1: £650 (Amount added in May - £115)
Holiday Savings Fund (Family) 2: £520.56 + E305 (Target = £520.56 + E600) (Amount added in May - E305)
Christmas 2010 Savings Fund: £0 (Amount added in May - £0)
DD2 School Trip: £90 (Target = £715. Amount added in May - £90 (£60 me / £30 her)




SO .... I finished the month £500 less in debt which is :j:j, however, didn't finish the month any lighter in weight :mad::mad:.

Still no fags - almost 5 months now! Savings for holidays are well on track, although Christmas is looking dodgy don't you think!!!

ceebeeby

Day 147 Thursday 27th May
Money Spent - 9p on 9 items of whoopsie food!
Extra Money Earnt - £nil
Hours / Days since last cigarette - 4M, 3 wk 5 day
Number of sweets / cakes etc. - Chocolate and GFY hot cross bun(s) ... might as well be honest!
Week weigh in on a Thursday: Okay, so I lasted 24hours!
HL Score: 7/10
Flying Stars: Year total: 72/175. Week total: Downstairs Clean!
MMHB Jobs - 0 in June

B&G tonight - had a good time. Day passed very very quickly

Day 148 Friday 28th May
Money Spent - £28.55 Car breakdown cover from AA plus £33 Fathers Day Present that I forgot about!!!
Extra Money Earnt - £saved about £80 on AA cover!
Hours / Days since last cigarette - 4M, 3 wk 6 day
Number of sweets / cakes etc. - Chocolate
Week weigh in on a Thursday: Back to burying my head again ... don't ask!
* HL Score: 7/10
Flying Stars: Year total: 72/175. Week total: Downstairs Clean!
MMHB Jobs - 0 in June

Okay, so was thinking I was doing okay for this month except I forgot about the AA breakdown cover that was needed and Fathers Day - Fathers Day comes too £33, however, that includes extortionate P&P and there's a couple of sale items kids would love for Xmas, so going to do a teensy bit of early Xmas shopping and will add up the lot! Trying to be MSE re: saving P&P!!!

Have spent hours (and I literally mean hours) looking for 2 things I have lost - if anyone out there is psychic please tell me where they are!!! Am about to buy a new one of one thing - which will be another bloomin' £15 unwisely spent, just to make up for carelessness. The other thing is also a must have replacement, which woudl be another £15 on top (boo!)

So, basically, what I'm trying to say is I'm going from a no spend day, to a huge bloomin' spend day!!!

HUH!

ceebeeby

Day 149 Saturday 29th May
Money Spent - £29.72 ASDA and £30 on Fathers Day / Xmas Gifts on-line.
Extra Money Earnt - £4 in coupons on shopping and went to the library for books!
Hours / Days since last cigarette - 4M, 4 wk 0 day
Number of sweets / cakes etc. - Chocolate and cake
Week weigh in on a Thursday: Back to burying my head again ... don't ask!
* HL Score: 7/10
Flying Stars: Year total: 73/175. Week total: Main bedroom, ensuite and kids rooms gleaming!
MMHB Jobs - 0 in June

Got a few bargains in ASDA to keep the shopping 'reasonable'. Also made up a monthly menu to try to keep myself on grocery target track this month (for a change!!!)

ceebeeby

Sat 29/05 Pizza, nachos and dips
Sun 30/05 Pasty and Salads
Mon 31/05 HM Burgers / Chips - Make Spag Bol & mini shep pie
Tues 01/06 Toad in hole and mash - Use extra mash on top of shep pie
Wed 02/06 Spag Bol
Thurs 03/06 Shep pie
Fri 04/06 Omelette
Sat 05/06 Salad or BBQ
Sun 06/06 Roast chicken, potatos etc. See mon, tues, wed
Mon 07/06 Chicken curry
Tues 08/06 Pasta with chicken
Wed 09/06 Chicken cassoulet with mash - Save some cold mash for fishcakes
Thurs 10/06 BBQ on beach
Fri 11/06 HM Fishcakes and beans
Sat 12/06 Noodley prawns, mushrooms etc.
Sun 13/06 Belly pork
Mon 14/06 Corned beef hash
Tues 15/06 Macaroni cheese and bread
Wed 16/06 Salad
Thurs 17/06 Diet coke chicken
Fri 18/06 S&S chicken (microwave)
Sat 19/06 Left over corned beef hash
Sun 20/06 Steak, egg and chips
Mon 21/06 Pork burgers
Tues 22/06 Sausage bolognaise / pasta
Wed 23/06 Salad
Thurs 24/06 Pizza and nachos (leftover salad)
Fri 25/06 Fishfingers and prawn noodles
Sat 26/06 Quorn / chicken fajitas
Sun 27/06 HM Chicken dippers
Mon 28/06 Tuna pasta bake
Tues 29/06 Sausage, bacon and egg
Wed 30/06 Salad

ceebeeby

Day 150 Sunday 30th May
Money Spent - £9 Farmfoods
Extra Money Earnt -
Hours / Days since last cigarette - 4M, 4 wk 1 day
Number of sweets / cakes etc. - Christmas Pudding (I know!!!)
Week weigh in on a Thursday: Back to burying my head again ... don't ask!
* HL Score: 7/10
Flying Stars: Year total: 75/175. Week total: Whole house gleaming
MMHB Jobs - 0 in June

Posted up monthly menu. Needed a few essentials from FF, however, now have enough 'stock' of loo roll, kitchen roll, soap powder to las the entire month!

ceebeeby

Day 151 Monday 31st May
Money Spent - £8 Zumba
Extra Money Earnt -Free from Freeble Walking Boots - yay!!! Thank you kind Freeeble!! Hand-washed car! Cycled to Grans instead of taking car so saved petrol!
Hours / Days since last cigarette - 5M, 0 wk 0 day
Number of sweets / cakes etc. - 2 x ice-cream sundae, 2 chocolate biscuits and 1 yogurt biscuit - and I wonder why I'm fat!!!
Week weigh in on a Thursday: Back to burying my head again ... don't ask!
* HL Score: 7/10
Flying Stars: Year total: 75/175. Week total: Whole house gleaming
MMHB Jobs - 0 in June

Went for exceptionally long bike-ride after washing the car. Off to keep fit class tonight! Oh well, very fit, just still fat!

Posted up monthly menu. Needed a few essentials from FF, however, now have enough 'stock' of loo roll, kitchen roll, soap powder to las the entire month!

angela110660

Just read your monthly menu and very impressed. What is Diet coke chicken though? sounds a bit surreal. hope you enjoyed your spag bol today.

ceebeeby

angela110660 wrote: »

Just read your monthly menu and very impressed. What is Diet coke chicken though? sounds a bit surreal. hope you enjoyed your spag bol today.

:rotfl::rotfl::rotfl: I know, it's a new one on us too! The recipe is on MSE but I'm absolutely rubbish with links and don't know how to post them! It's on the monthly budget challenge at the front where all the tried and trusted menu's are!

Everyone loved the spag bol thanks + there's loads left over for the freezer (it was eeeked spag bol with loads of veg through it!!)

xx

ceebeeby

Day 152 Tuesday 1st June
Money Spent - £43 Petrol, £28 in Sports Shop so next time I fall off my bike it won't hurt so much!
Extra Money Earnt - nil
Hours / Days since last cigarette - 5M, 0 wk 1 day
Number of sweets / cakes etc. - marshmallows and the rest of the Xmas pudding!
Week weigh in on a Thursday: ... don't ask!
HL Score: 7/10
Flying Stars: Year total: 75/175. Week total: Whole house gleaming
MMHB Jobs - 0 in June


Day 153 Wednesday 2nd June
Money Spent - £20 out of machine, Zumba and bus fares, £38 ebay on shoes and mozzy nets !!!!
Extra Money Earnt - nil
Hours / Days since last cigarette - 5M, 0 wk 2 day
Number of sweets / cakes etc. - marshmallows
Week weigh in on a Thursday: ... don't ask! I'm good at ignoring it though aren't I
HL Score: 6/10
Flying Stars: Year total: 75/175. Week total: Whole house gleaming
MMHB Jobs - 0 in June

Zumba tonight and boy do I ache all over and then some!! All this work and still no weight loss ... I just put it all back on again in sweets. However, at least I'm fit and fat!