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Go For It - My 2010 Diary of Need!

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Comments

  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 114 Saturday 24th April
    Money Spent - £2 cash on sweets, but in 'away' spends
    Extra Money Earnt - nil
    Hours / Days since last cigarette - 3M, 3 wk 2 day
    Number of sweets / cakes etc. - on holiday - who cares!!!
    Week weigh in on a Thursday: (12.5) +1 = 8 / 35lb :( still not done!
    HL Score: 7/10
    Flying Stars: Year total: 60/175. Week total: 2/5 - cleaned before I left
    MMHB Jobs - 1 in March

    Journeyed down and got to 'camp site' 2 hours early, which worked out fabby as we got great pitches.

    Had such a phenomenally good time, all the girls were amazing! The fun and laughter was just terrific!

    No money spent, but loads of 'bad foods' but hey - that's what camps / trips are for ... and I walked it off on Sunday!
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 115 Sunday 25th April
    Money Spent - £10 ish on sarnies for journey home for me and DD's; £9 on presents from park
    Extra Money Earnt - nil
    Hours / Days since last cigarette - 3M, 3 wk 3 day
    Number of sweets / cakes etc. - on holiday - who cares!!!
    Week weigh in on a Thursday: (12.5) +1 = 8 / 35lb :( still not done!
    HL Score: 8/10
    Flying Stars: Year total: 60/175. Week total: 2/5 - cleaned before I left
    MMHB Jobs - 1 in March

    The best day of the year so far!!!

    Had a wonderful time from 00:00 right the way through the 24 hours, where not one wink of sleep was slept!

    Spent much less than originally budgeted (£100), ended up spending £20 in total - and shared some of that with DD's for sarnies etc. (they already had money to cover, but I subbed it).

    Cannot say how much of a revitalisation it was! I actually felt like me!!!
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 116 Monday 26th April
    Money Spent - £28 in ASDA - couldn't budget as was so tired could hardly function!
    Extra Money Earnt - nil
    Hours / Days since last cigarette - 3M, 3 wk 4 day
    Number of sweets / cakes etc. - various cakes / biscuits /crisps!!!
    Week weigh in on a Thursday: (12.5) +1 = 8 / 35lb :( still not done!
    HL Score: 7/10
    Flying Stars: Year total: 60/175. Week total: 1/5 - House clean!!!
    MMHB Jobs - 1 in March

    The reality of 2 hours sleep in 72 hours is / was upon me - barely functioning, but still happy!

    The consequence though was a wander around ASDA for essentials, and I ended up with £28 of faffle - not fit to feed a family for a week! Oh well, the French Fancies were nice - budget - what budget ;-0
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    edited 27 April 2010 at 9:23PM
    Day 117 Tuesday 27th April
    Money Spent - NSD
    Extra Money Earnt - nil
    Hours / Days since last cigarette - 3M, 3 wk 5 day
    Number of sweets / cakes etc. - various cakes / biscuits /crisps!!! Yup Again!
    Week weigh in on a Thursday: (12.5) +1 = 8 / 35lb :( still not done!
    HL Score: 7/10
    Flying Stars: Year total: 60/175. Week total: 1/5 - House clean!!!
    MMHB Jobs - 1 in March

    Back to work today, but still with the post weekend glow, only marginally diminished by still not enough catch up sleep!

    Forgot to say was out last night at youth group planning meeting (yes, I know, on 2 hours sleep!!! But we were all the same!!) which was good.

    Also, in case anyone hadn't sneakily noticed, I had to catch up with my MSE DFW diary for the past 4 days!!! All done, and have updated April budget too - I'm all there!

    PS - Meant to say I've got laryngitus (don't feel lousy though, just sore throat!) but I can still be load on here!!!!! Hee-hee, anyone got trouble hearing me!
  • dentonemma
    dentonemma Posts: 240 Forumite
    Sound like you had a great time.
    Pay £7,500 in 2011 paid £29,325 No 43 OP £21,825
    Olympic 78= £20,000 paid £35,708 over paid £15,708
    Mortgage over payment £1996/£1497 paid in 2011
    sealed pot 4 number 845
    Weight Loss 29lbs/13lbs
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 118 Wednesday 28th April
    Money Spent - £16 something on school stuff
    Extra Money Earnt - nil
    Hours / Days since last cigarette - 3M, 3 wk 6 day
    Number of sweets / cakes etc. - New May Challenge coming up!
    Week weigh in on a Thursday: (12.5) +1 = 8 / 35lb :( still not done!
    HL Score: 7/10
    Flying Stars: Year total: 60/175. Week total: 1/5 - House clean!!!
    MMHB Jobs - 1 in March

    12 hour day at work - long and tiring. Came home, house was wrecked, no-one fed and DD screeching for school stuff - arghhh!

    Wish I was back on trip!!

    Thanks for the encouragements - I need them! I'm up for doing the April summary tomorrow, and I don't think it's that good!
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 119 Thursday 29th April
    Money Spent - nil
    Extra Money Earnt - nil
    Hours / Days since last cigarette - 3M, 4 wk 0 day
    Number of sweets / cakes etc. - New May Challenge coming up!
    Week weigh in on a Thursday: (12.5) +1 = 8 / 35lb :( still not done!
    HL Score: 7/10
    Flying Stars: Year total: 60/175. Week total: 1/5 - House clean!!!
    MMHB Jobs - 1 in March

    Still haven't done the April run down .. but will do as today was payday, so officially a new month and the start of the NSD Challenge.

    Will clear the front page to May

    Good and fun day at Youth Club!
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    APRIL ARCHIVE

    My Goals - Archived

    12. Give up all sweets, crisps, biscuits and cakes for Lent Achieved!
    14. Give up breads for a week to see if it helps weight loss! Gave Up - It didn't!!!

    MMHB Project:

    (06/03/10) - decorate inner hall incl. painting coat hooks and shelf DONE!

    April 2010 (25th March - 28th April inc.)

    My Debts (or the ones I'll currently admit too!)

    CC1 - £6,400.02 (May interest not added). Limit £6,700. (interest 1.52% monthly) APR PaidBILL = £164.10 Next interest estimate £nyk
    CC2 - £2,113.09 (1.77% monthly interest. Limit £2,400 - Apr Bill £49.79, paid £100.
    Catalogue Account - £748.38 (0% interest) - Apr Paid
    Overdraft 1 - £1,450 Apr charges not yet received
    Overdraft 2 - £2,800 Apr charges not yet received
    Mum - £2,155
    Gran - £970

    START OF APRIL TOTAL = £16,942.28 + 3 Head in the Sands

    April 2010 Reviews

    What's left in the pot after the bills have been paid:

    First Review (24/3): +563.39
    Second Review (28/3): +461.78 (bought DD clothes for school trip; trip to Glasgow; MOT extra; Ebay purchases)
    Third Review (30/3): +510.38 (used payback money from DD to go towards singles hol plus coffee shop / medicines spend)
    Fourth Review (01/04): +496.28 (DD trip goodies in ASDA, cashback)
    Fifth Review (03/04) +324.92 (Booked flights for summer holiday)
    Sixth Review (04/04) +345.12 (paid for Mr T's in cash)
    Seventh Review (08/04) + £196.74 (£39 Next (school shoes); £52.73 Wilko's MMHB; Mr T's: £3.84; ASDA £9.23; Catalogue bill was only £147.08; CC2 was £49.79 but paid £100; £11.22 car stuff)
    Eighth Review (13/04) + 201.27 (gave DH £110 to clear a debt to avoid massive bank charges; paid for food shop in cash; tx'd excess from account 1; less bank charges)
    Ninth Review (17/04) + 180.27 (£20 cash for MMHB and £10 cash)
    Tenth Review (18/04) + 215.18 (paid for groceries in cash, already accounted for - used change for all bus fares)
    Eleventh Review (23/04) + 357.09 (less spent on Guide trip; refund of petrol; paid some of hol savings in cash)
    Current Review (27/04) + 345.01 (more groceries :-( )

    April's Paying Out List

    Income: CF 564.85 + 132.80 + 132.80 + 2645.65 + 170.95 = 3647.05
    Estimated Bank 1 Outgoings: £5
    Estimated Bank 2 Outgoings: £0
    Estimated Additional Expenses: £141.50
    Bank 1 balance 24.84
    Bank 2 balance 486.51
    April 2010

    Estimated Additional Expenses Break Down:
    2 x Passport Renewals (Kids) - £126.50
    Petrol (£42.50 per week @ 5 weeks) = £44.79 remaining (won't be used - so zero)
    Grocery Shopping (£25 per week @ 5 weeks) & Pets Shopping (£25 total) = £150 / -£8.17 :mad::mad::mad:
    School Bus x 8 days = £0 remaining
    School Trip = £30
    Guide Trip = £100 Used £20
    Holiday Savings (Single) = £15 remaining
    Sealed pot for Xmas = £150 (abandon till after hols)
    Family Holiday Savings (Family) = £200
    Additional Extras Total: £1099.00
    Total remaining to pay out: £141.50
    Estimated Bank 1 Outgoings:
    CF Nat Trust (5) - 2.50
    Electric (7) - 3.5
    C Tax (225.39) - 112.70
    Mortgage (748.70)- 374.35
    Contents (36.44) - 18.22
    Gas (35) - 17.50
    Head in the Sands 2 (751.40) - 375.70 was 740
    Sky (88.50) - 44.25
    Pet Ins (14.74) - 7.37
    Landline/BB (21.70) - 10.85
    Int & Charges - (10.60) - 5.30
    Head in the Sands 3 (105.90) - 52.95
    Sky Protect (8.08) - 4.04
    Build Ins (15.73) - 7.87
    Home Care (28.92) - 14.46
    Nat Trust (5.00) - 2.50
    Total: £ (2108.10) / 1054.05
    Remaining: £0.00
    Estimated Bank 2 Outgoings:
    Int / Charge - 20.28 CF
    Phone - 94.38 confirmed :eek::eek::eek:
    Catalogue - 190 estimated was 147.08
    Car Ins - 20.12
    CC1 - 164.10 confirmed
    Head in the sands 1 - 312.38
    TVL - 12.18
    Phone ins - 7.99
    Life Ins 1 - 27.43
    Life Ins 2 - 9.35
    Int / Charge - 16.40 confirmed
    CC2 - 51.12 estimated Bill was £49.79, paid £100
    Total: £931.27
    Remaining: £0
  • God you're so organised!!!!!!!! I'm Loling at "head in sands"
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 120 Friday 30th April
    Money Spent - nil
    Extra Money Earnt - nil
    Hours / Days since last cigarette - 3M, 4 wk 1 day
    Number of sweets / cakes etc. - New May Challenge coming up! ... Okay, so it's not May yet, so I'm having a major binge ... again!
    Week weigh in on a Thursday: (12.5) +1 = 8 / 35lb :( As if!!!!
    HL Score: 7/10
    Flying Stars: Year total: 60/175. Week total: 1/5 - House clean!!!
    MMHB Jobs - 1 in March
    *New - Number of Minutes exercise today (starts tomorrow!!!)

    Another work day, but am off for the week-end, so that's something. Just as well because even the dust has dust on it in my house!

    Ha-ha, the head in the sands numbers stay in the sand because if I put them down on screen it would put people off their dinner! Perhaps a challenge for 2011 is to admit my H in the S debt!! It will take me that long to build up to it :o

    Off to MILs tomorrow - unexpected petrol costs - why don't I properly budget for these things?

    I have in the back of my mind, to do a large repayment to Gran this month so want to keep things as absolutely tight as possible.
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