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Hypno's "me, me, me, me, me," diary.....

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Comments

  • Happy new diary Hypno and a VERY HAPPY NEW YEAR!!!

    Bec
  • lucielle
    lucielle Posts: 11,679 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year, hope you have a good time.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    So, I have made an effort.......party clothes on, hair straightened, slap trowelled on........and I would still prefer to stay at home :o Ah well, the kids want to go out, so out we will go. I will enjoy it once I am there, I'm sure.

    Whatever you all end up doing this evening, I hope you enjoy yourselves. Thank you for all your help and support over the past 12 months and bring on 2010!!

    Love Hypno x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • skint_spice
    skint_spice Posts: 13,640 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It'll be fun once you get there Hypno, have a lovely time. x
    Mortgage OP 2026 £50/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £33,546

    Make £50 a month Jan £20
    Boiler fund £925/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • maggiem
    maggiem Posts: 2,002 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :whistle:Delurks guiltily and waves:hello:

    Happy New Year Hypno. Making time for yourself and nurturing too sounds fab after all your hard work etc.

    2009 has been a pretty carp year for me too so hoping a new decade will be happy for us all - healthy and happy seem a reasonable hope but if anyopne wants to make us wealthy too that could work as well.

    Good luck and a very happy new year to all,

    :T

    Maggie
  • scrooge2008
    scrooge2008 Posts: 1,405 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I really hope that the new decade brings you and your family, good health, happiness and riches.

    xx
    I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    happy new year Hypno, i can't beleive i'd missed that you've started a new diary.
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi hypno - glad the car was fixed cheaply. Hope you and the family have a great night out

    For those staying in... pringles anyone?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • lucielle
    lucielle Posts: 11,679 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What flavour?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • milann
    milann Posts: 11,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I like sour cream pringles if theres any going spare - Baileys and ice anyone?

    Have a happy new year and heres to busting those debts in 2010!!!!

    Milann
    January spends - £587.58
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