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Day 1... where will it lead

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  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Hi Lemon Tree,

    I lodged the cheque today into my account. Mainly cos I am too lazy to remember to bring it to the bank that I pay my CC through to ask them. Thanks for your info anyway.

    Apart from that, I've done nothing all day, well tell a lie, did the dishes and then some ironing.

    A friend has some items on ebay and I was having a nosey at them, I have a few items that I need to get listed on ebay asap. I won't get a chance tonight as it's too late to take decent photos and I want them to run for 5 days. As Sun is the best day for buying I'm going to list them on Tuesday Night and put them on as a 5 day auction. I know I get bored watching items that are listed as a 7 day auction so I'm going on the assumption that other people are the same and will get bored too of a 7 day auction. I could be wrong, but I know that you guys will let me know if I am.

    Nothing much else to tell, so I'm going to go and make dinner.

    Night all.

    LL xx
    £38,000 and change to £0
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    It's official, I am in Love. OMG he is gorgeous, only problem is that he is totally unavailable but on the positive side I can unashamedely drool over him in the comfort of my front room. That's right I am in love with Zen. BBC you are my saviour, thank you. Sundays will never be the same again.

    I know I sound bonkers, but sure I'm in debt to my eye balls and I need something to make me smile and day dream....so give me a break.

    Only MSE thing I did today was return a set of bedlinen that I bought. I bought it this afternoon in the sale and then returned it about an hour later, clever or what? If I think about it, it really wasn't MSE saving as I wasted diesel money getting there. But sure it's £60 back into the pay off the debt challenge.

    I have to look at my car insurance as the wee blighters hiked up the premium by £150!! and they have no apparent reason for it other than they can. Aaaagggghhh they are like credit card companies...vermin!!

    So after that wee rant I'm away to dream about marrying someone as handsome, sexy and just plain gorgeous as Auriel Zen.

    Night all.

    LLxx
    £38,000 and change to £0
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Hi,

    Just popping in to say hello, I've a million things to do and really need to get them done today.

    So i hope to pop back later with good news on all the brilliant things that I have done (hopefully!)

    See you all later.

    LL xx
    £38,000 and change to £0
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Oh sweet Lord, I have totally messed up my sign in for the Scalifax. Memorable word????not so. Now have to wait for a new password.

    Why did I start sorting all boring but necessary things out?? Aaaggghhh!

    LL xx
    £38,000 and change to £0
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Ok,

    So the following has been done!!

    PPI reclaim one credit card
    another CC chase up PPI
    Another CC chase up PPI

    Old store card asked why PPI applied and when I signed for it, esp as it appeared mid way thru my time of the CC

    Old CC asked why PPI applied and when I signed for it, this should be interesting as they are refusing to provide me with a copy of the signed CC agreement

    requested some money back for a stupid thing I was missold.

    Oh and some stock returns done as well.

    I have sore fingers from typing!!

    Chat soon

    LL xx
    £38,000 and change to £0
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Oh no,

    My dad's birthday is early next month and we are organising a family meal plus 65th b'day present. So that is money that i hadn't budgeted for and I'm not entirely sure that I will have. Well I will have it but it will be reduced from my CC payment money. Aaaggghhh.

    I've also had a few other bills to pay this week that I wasn't fully budgeting for, well i was but i messed up.

    So I am now hoping that the God's will look favourably on me and please, please make some money appear. If the PPI mis-selling claims I have made are approaved in the next few weeks it would be nice, like majorily nice. Or indeed the Lottery, now that would be such a nugget of good news!

    I'm away to do some paperwork, so boring and so MSE cos it means I can't go out and spend money.

    Night all.

    LL xx
    £38,000 and change to £0
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hi Lexie, glad you found my diary. :)
    sounds like you've been productive with your PPI requests, they have come good for quite a few people so i hope they come good for you.
    i went shopping in town today instead of being on here - i think Martin owes me some compensation for making me spend lol nearly dropped down with shock at how much it cost in Asda
  • sazzle81
    sazzle81 Posts: 178 Forumite
    Wow! You've been mega busy Lexie! Can I have some of your motivation please...
    How annoying is that Memorable word thing!! I know it's for our own good and what not but I literally ahve to use my fingers and look like a right wally trying to figure it out!!
    NSD -5/20
    Emergency funds - £84
    Loan payments - [STRIKE]48[/STRIKE]40
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Hi Lemon Tree and Sazzle,

    Sazzle I love your comment about the fingers....unfortunately that's not where I mess up on a password, i mess up with how many numbers i throw into the password to make it different.

    Lemon Tree...I know what you mean about Asda. I went into our local shop to buy 1 loaf of bread! I nearly dropped at the counter when she asked for the money! OMG like am I going to need to rob a bank to pay for it!

    Nothing much else to tell, except I am loaded with the cold and just not fit for anything.

    I too am hoping that a PPI claim comes good this month, or else by the middle of Feb so that it can pay me for Feb as I have NO money to pay myself. Oh the media and the word that they keep brandishing about... RECESSION!!

    Off to do some paperwork..

    Night all

    LL xx
    £38,000 and change to £0
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hope the cold starts improving soon and the ppi claims cough up.
    the thing that really gets me when logging on to the banks is the memorable year, i can NEVER remember the bloomin year or date if they want a date.
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