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22 Months to DF-Day - The Race is On!

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Comments

  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hey saving. It's going ok. My flatmate's still not there a lot, which I'm really enjoying. Got the bed base and room looks much nicer, but still not quite finished. Virgin installation is today!!! Fingers crossed it goes right the first time.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    My flatmate just texted me. The virgin guy is there, 2 hours early! But, she says he says there's a problem...:( typical. No idea what the problem is, but doubt I'll get online when I get home....
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope you managed to get online
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hooray!!! Don't know what the problem was but we have virgin and internet is working!!! Woo hoo!!! Thanks for bf installing it!

    Was straightoff to scratchie sites...:)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That is such good news - I know how it has been bothering you - connection to the outside world restored - woohoo!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    It's just brilliant! Can't believe it got sorted yesterday, finally. Now I can sort my amazon stock and start ebaying again! No excuses for money making now! :) Plus I can skype with my dad. Such a relief to get things sorted.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Am delighted your internet is working. It is also great you can Skype your Dad. So what are your money making plans?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Off to London for couple of days to meet up with uni mates. Back on Saturday night ready for Valentine's Day. Have a good weekend ladies!
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    Off to London for couple of days to meet up with uni mates. Back on Saturday night ready for Valentine's Day. Have a good weekend ladies!

    Have a good weekend Tirlittan
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well, was nice to see my friends in London and Brighton. We meet up 2-3 times a year and it's nice to have kept in tought since '03! How the time flies...

    Went for a walk on Valentine's Day which was really nice, weather was beautiful. Then bf cooked my favourite meal (by him) fish curry (peppered mackarel and prawns -it's so yummy!). I got a card but no flowers. He got a card, but no flowers ;). I usually by him one single red rose, but as I was away, and then we were on the walk when shops were open, there was no chance.

    Pay day yesterday. Only makes me happy to see the money going in, and then next day, it's already gone...Must start looking for those jobs!!! Can't live like this. Supposedly 21 months to DF Day...
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
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