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£161,044.25 reasons to be mortgage free

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Comments

  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    big congrats on your pregnancy, I am really pleased for you xx

    I'm tired all the time without being pregnant!

    good luck with the caravan sale hun x
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Pammy, just sold the caravan for £2100 Woo Hoo :j:j. About to go out for a lovely meal for my birthday and cant wait.....i love food.....:rotfl::rotfl:
    WABL
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ~Oh, well done!!!! I'd insert a jumping foy joy smiley but am typing with 2 fingers feeding ds3....
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    greent wrote: »
    ~Oh, well done!!!! I'd insert a jumping foy joy smiley but am typing with 2 fingers feeding ds3....

    :j Here you go greent, consider it done :j

    Well done from me too & enjoy your meal :EasterBun
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    signwoohoo.gif to selling the caravan :j:j
  • Hello everyone, the cheque for caravan has cleared but OH has decided to purchase himself a 50" plasma tv :mad:, are all men obsessed by the latest gadget or peice of home entertainment kit???? He has been harping on about one of these tvs for a while now and hopefully this will keep him happy for a while...we will see. I would loved to have put all the money into savings to cover the shortfall when on maternity leave...but i know if i push him too hard on the savings/MFW front it will backfire...i find it difficult to strike the balance sometimes...
    On a positive note i found an online discount code and went through quidco, so managed to save £48:D:D

    The normal monthly payment has come out and we are just short of being sub £147k. Still feeling the normal tiredness of pregnancy and am already counting the weeks till i finish work...:rotfl::rotfl:.

    WABL xo
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello everyone, no futher overpayments made so far this month except the one that is already included in the normal monthly payment. However the savings are building up nicely and have been doing quite well keeping the grocery spends down :D. OH and myself got lovely end of line wallpaper in B and Q for our chimney wall in living room for £30. After managing to paper the bedroom we decided to take a go at the living room and it turned out brilliant- makes such a difference and all for just £30 :money:.
    Have a great weekend everyone
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I am thinking about having to do the boys room and possibly mine but doing it on my own I really cant be bothered lol well done on finding a bargain tho :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    WABL, congrats on your pregnancy, hope you get over the tiredness phase soon. I am at the other end, and using my maternity leave to read all your diary!! Really enjoying it x
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Glad your enjoying the diary earthgirl :)
    Just a wee update....this months mortgage payment had come out along with the standard overpayment and this has knocked £520 off the amount outstanding :j:j....i have to admit i would like it to be coming down a bit quicker but considering when we took the deal out a year ago we were only paying around £290 a month off the capital we are definately making good progress.
    August is an expensive month for us with a hen do, wedding and a weeks holiday all planned aswell as the car MOT...it also doesnt help that i have finally caved and ordered the phil and teds double pram that i have been wanting...got a good deal with extra points through boots and of course went through quidco...so not all together bad:D

    Off to update my signature...:j:D
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
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