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£161,044.25 reasons to be mortgage free

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191012141556

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  • Wildchild_2
    Wildchild_2 Posts: 147 Forumite
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    Hi, great new on the settlement :T

    That will cut a huge chunk out of the mortgage, you deserve a bit of luck after all that has happened!
    [STRIKE]CC 1: £102[/STRIKE] / C[STRIKE]C 2: £349[/STRIKE] / [STRIKE]CC 3: £1000[/STRIKE]
    CC 4: £1000 / CC 5: [STRIKE]£150 [/STRIKE] / CC 6: [STRIKE]£500[/STRIKE]
    CC 7: [STRIKE]£500 [/STRIKE]/ [STRIKE]CC 8: £1183[/STRIKE]/ [STRIKE]CC 9: £1639[/STRIKE]

    Total debt: [STRIKE]£6,423[/STRIKE] :mad: £[STRIKE]6,128[/STRIKE] [STRIKE]£5,978 [/STRIKE][STRIKE]£4,099[/STRIKE][STRIKE]£3,639[/STRIKE]
  • Baby_steps_2
    Baby_steps_2 Posts: 389 Forumite
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    Well done that's great. U will be below 150k before u know it
    Mortgage @ 01.06.10 £165,999
    Mortgage @ 31.10.13 £14,664
  • Leigh-Anne_60
    Leigh-Anne_60 Posts: 512 Forumite
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    Thats great news on the settlement - Especially nice as you had resigned yourself to the fact you would get nowt.... Well done :T
  • greent
    greent Posts: 10,671 Forumite
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    :j:j:j Yeay! What brilliant news!!!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • wantabetterlife
    wantabetterlife Posts: 1,292 Forumite
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    Thanks everyone :D, still waiting on the cheque to arrive, not sure how long it will take!
    Received my £10 tesco voucher from valued opinions and emptied the mortgage pig, which had £19 in it, so rounded it up to £30 and have just paid it off the mortgage :j....at last i feel like we are getting back on track again after an expensive few months.
    Also I had a short break abroad booked this week but didnt get away because of the ash cloud :mad:. Fortunately i am getting a full refund for £200 because it was a package deal, so i might make another O/P when this comes through.
    Happy tuesday everyone :D
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • wantabetterlife
    wantabetterlife Posts: 1,292 Forumite
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    Hope everyone is enjoying the lovely weather :D

    Well the cheque from the solicitors has arrived and i have just done an online transfer to pay £10,000 off the mortgage Yee Haaa!!!!. Am soo delighted to get the mortgage below 150k as i didnt think that would be happening for a long time yet. Off now to update my signature :j:j.Thanks everyone for your support and encouragement.
    WABL
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
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    wow thats fantastic, bet you are soooo chuffed! 222% of your target lol
    I am waiting for a PPI claim going through but I have been waiting a year and dont hold out much hope (even though I have spent it all in my head lol)

    well done hun x
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • wantabetterlife
    wantabetterlife Posts: 1,292 Forumite
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    Thanks Pammy, i know what you mean about having it spent in your head before you get it!!!
    I was very tempted to go on a bit of a shopping spree with the money, but it was that attitude that left us with the huge mortgage that we have, so i have had to be very disciplined. We have kept enough over to get a garden shed and do a few home improvements so we dont feel too deprived :D
    We have slipped a little bit on the takeways and they seem to be gradually sneaking back in now that i am back at work full time so definately need to be more disciplined in June and get back to meal planning!
    WABL
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
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    I am hoping that I have enough to get a decent car and the rest will go on the mortgage while I am on SVR. (thats the plan if I ever get it)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Cool_man
    Cool_man Posts: 25 Forumite
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    thumps up for your article, great post...
    Good one dude..keep doing nice work
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