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£161,044.25 reasons to be mortgage free

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  • Thanks love. I know the guy will do a great job on the kitchen but i am dreading the 3-4 week wait. I will survive though, and love it come christmas time.

    Didn't realise your youngest was 19 months too. You are going to have a small age gap like me between the two. I have 18 months and it is hells bells at times, but i don't think i would have them any other way. Best friends and fiercest enemies. But mostly friends. The worst bit was the nappy changes i found. I used to joke that if they made synchronised nappy filling an olympic event we would be medal holders.

    Now i am up to date i will be keeping up. I bet you have a baby before my kitchen is complete though. ;)
  • No more overpayments made this week but am waiting on my ebay listings to finish on sunday evening...have nine items listed but only one bid of £20 and about 20 watchers in total. So even if only that one item sells at least it will be another £20 off the mortgage :D
    Pay day is one week away and am going to get the rest of the christmas presents ordered and out of the way so have spent most of this week checking out the best deals on the internet. Will update on sunday when ebay listings have finished.
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I want to get xmas all sorted as well but I am soooo far behind with that one, I am normally mostly done by now. I hate not being organised lol
    Sounds like ebay will be good with those watching your items. fingers crossed for you x
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Thanks Pammy, have just checked ebay and 4 of the 9 items have bids on totalling £39....so this will be the minimum overpayment i will be making. The others all have watchers on except one, so hopefully i should make a bit more than this. They will all have finished by 6 oclock so i will update then.............
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Right, time for ebay update....5 of the items sold for a total of £64 before postage :j, just waiting on three people to pay and then will make mortgage overpayment. I have relisted the other 4 items, its a free listing weekend so thought i may aswell. Hope everyone had a good weekend.
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Welldone on the ebay sales!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Thanks Smlsave, have made an online overpayment of £60, still waiting on one buyer to pay :mad:.....it is really annoying when buyers do that....i wish they would just pay when the auction is over...i have a feeling they arent going to pay...but we will see.
    Mortgage payment comes out on wednesday and i am hopping we will be in the £144's.
    Maternity leave has started and to be honest i am a bit bored.....i am sure it will pass when the new arrival comes....am finding it hard to stay out of the shops and resist all the gorgeous baby stuff!!
    WABL
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • greent
    greent Posts: 10,785 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done on the ebay sales :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    am finding it hard to stay out of the shops and resist all the gorgeous baby stuff!!

    Resist the shops! Resist the shops! you can do it :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done on the ebaying, they're pretty decent sales! Enjoy your maternity leave before little one arrives. I think so much unnecessary money is spent when preparing for a newborn, we probably wasted a fortune on things we thought we needed.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
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