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Olympic Countdown aka clear those debts by July 2012!
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Hiya dragon - another £60 for me today (I found some old foreign currency in a draw and changed it up takes my total up to £499
According to my calculations thats 1.78% but I will defer to your greater mathematical skills
PS - I've added my min payments to your totals but won't add them to my signature until the end of the month - hence the difference
UDTotal debt at 01/01/2010 £34,262 (Excludes mega mortgage) Daily interest £12.42
02/10 Now £3.12 due to repayments, BT and :money:
Olympic challenge £5081/£28,000 (18.15%)
Aim to lose 35 lbs from 01/01/2010 to 30/06/10 9.5/35
1 debt in 100 days £2886/£38390 -
Hello All
Well we seem to be gathering more contestants by the day!
Another £20 for me please dragon, thanks.Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £20000 -
Just done another online payment, checked my balances (as you do) and now report that I have paid off £596.26
Thats 2.12% :T:T
I've made a few calls to existing lenders today where I have zero balances and they are willing to do a few low/no interest bal trans
I don't need any at the moment as I need to do a bit of juggling and spreadsheet manipultation but I will be doing some transfers over the next month which should see my debts reducing
5% by the end of Feb is a nice short term target :cool:
UDTotal debt at 01/01/2010 £34,262 (Excludes mega mortgage) Daily interest £12.42
02/10 Now £3.12 due to repayments, BT and :money:
Olympic challenge £5081/£28,000 (18.15%)
Aim to lose 35 lbs from 01/01/2010 to 30/06/10 9.5/35
1 debt in 100 days £2886/£38390 -
Got £100 unexpectedly from DS (he owed it but I didn't expect to get it;)) and so paid that off Very and added £9.50 to round down the debt to £200.
Also paid £12.50 off Choice today.
So today's total from me is £122
Edit: Paid another £151 off Barclaycard No. 2 - so total today & yesterday is £122 + £151 = £273:j:j:j:j:j:j:jNR [STRIKE]£5542[/STRIKE]£2771 BC [STRIKE]£7987[/STRIKE]£7700 BC [STRIKE]£3000[/STRIKE]£5100 Cat1 Pd Cat2 Pd Ulstr [STRIKE]£3400[/STRIKE]£3070 TSB [STRIKE]£4851[/STRIKE]£4400 MBNA [STRIKE]£7700[/STRIKE]£3887 NWst [STRIKE]£950[/STRIKE] £700 Hfx [STRIKE]£10097[/STRIKE]£10050 Asda [STRIKE]£398[/STRIKE] £315 HFX1 Pd Hfx2 [STRIKE]£3133[/STRIKE] £3000
LBM 15/1/10 £47,728 now £40,993 14.11% pd
Snowball at LBM [STRIKE]1050[/STRIKE] 871 days left (745 days to Olympics 2012)
£365/365 - £388 (that's for DH & me!)0 -
Morning Dragon
I raided one of the twins accounts yesterday - I felt quite justified as the £600+ in there had only made £3 interest in the last year
I have removed £500 and put it on my debts
I have therefore paid off £1097 so far - thats 3.91%
UD XX
Total debt at 01/01/2010 £34,262 (Excludes mega mortgage) Daily interest £12.42
02/10 Now £3.12 due to repayments, BT and :money:
Olympic challenge £5081/£28,000 (18.15%)
Aim to lose 35 lbs from 01/01/2010 to 30/06/10 9.5/35
1 debt in 100 days £2886/£38390 -
I've just made a payment of £50, keep up the good work everybody :jKarma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £20000
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An unexpected additional £199 from me today (DH got reimbursed for some course costs - so straight off a CC):j
Dragon, I am sure you are keeping track;) but just in case I make it I have now cleared £899:TNR [STRIKE]£5542[/STRIKE]£2771 BC [STRIKE]£7987[/STRIKE]£7700 BC [STRIKE]£3000[/STRIKE]£5100 Cat1 Pd Cat2 Pd Ulstr [STRIKE]£3400[/STRIKE]£3070 TSB [STRIKE]£4851[/STRIKE]£4400 MBNA [STRIKE]£7700[/STRIKE]£3887 NWst [STRIKE]£950[/STRIKE] £700 Hfx [STRIKE]£10097[/STRIKE]£10050 Asda [STRIKE]£398[/STRIKE] £315 HFX1 Pd Hfx2 [STRIKE]£3133[/STRIKE] £3000
LBM 15/1/10 £47,728 now £40,993 14.11% pd
Snowball at LBM [STRIKE]1050[/STRIKE] 871 days left (745 days to Olympics 2012)
£365/365 - £388 (that's for DH & me!)0 -
Ok - me again:o
It's a new day and the DD's come of the bank. Another £228 off the debts today. So annoying that in reality it's more but they always insist on adding this nasty virus thing called 'interest' - it's not at all interesting so I have no idea what daft nutter ever thought to call it that. Mind you I suppose if I was 'earning' it instead of paying it then I might find it interesting:rolleyes:
So, running total off my debts is £1,127:T:T:T:T:T:T
I am going to try sooooo hard to find another £42 to pay off today cos that would take me sub £47k - how great would it be to say last Friday (LBM;)) I owed in excess of £48k, and less than one week later I only :rotfl: owe 'just' over £46k (ok...just over....is taking the michael but who cares;))NR [STRIKE]£5542[/STRIKE]£2771 BC [STRIKE]£7987[/STRIKE]£7700 BC [STRIKE]£3000[/STRIKE]£5100 Cat1 Pd Cat2 Pd Ulstr [STRIKE]£3400[/STRIKE]£3070 TSB [STRIKE]£4851[/STRIKE]£4400 MBNA [STRIKE]£7700[/STRIKE]£3887 NWst [STRIKE]£950[/STRIKE] £700 Hfx [STRIKE]£10097[/STRIKE]£10050 Asda [STRIKE]£398[/STRIKE] £315 HFX1 Pd Hfx2 [STRIKE]£3133[/STRIKE] £3000
LBM 15/1/10 £47,728 now £40,993 14.11% pd
Snowball at LBM [STRIKE]1050[/STRIKE] 871 days left (745 days to Olympics 2012)
£365/365 - £388 (that's for DH & me!)0 -
£217 extra paid off my loan today thank you :jLBM February 2008. DFD March 2013 19 August 2011Debt at LBM £14,395.48. Debt Now £00
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Hi,
A bit of help please, not sure if this is the right place but I'm sure someone will know the answer.
I'm filling out a snowballing form - I have a loan that I took out in Nov 08 for £12,000 paying £198 per month and one final for £340 for 7 years, rate of 10.4%. In my Excel spreadsheet I showing £16380 which is £198 x 81 + £340.
Which figure do I put into my snowballing form?
Good news I applied for a new egg card 0% till March 11 + 3% balance transfer fee and got accepted only took 15 mins.
Thanks for your help.Pay £7,500 in 2011 paid £29,325 No 43 OP £21,825
Olympic 78= £20,000 paid £35,708 over paid £15,708
Mortgage over payment £1996/£1497 paid in 2011
sealed pot 4 number 845
Weight Loss 29lbs/13lbs0
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