PeachPickle's DFW Diary

PeachPickle

Just realised, with October's payments I now owe less than my basic salary. Woooooohooooooooo! It's been under my average salary for a while, thanks to overtime and bonuses etc but now it's properly under :)

gallygirl

Well done!!!!!! Superb!!!!!! :j :j :j :j

Next target.... hmmmmm.... ok your next challenge is:

Get it below your net take home salary.......

Are you up for the challenge - when will this be achieved?????

PeachPickle

Ooooh! That's a very good challenge ali! Thanks

Ok, well net is around £14440. So assuming I hit my target that's £17750-£14440 = £3310

I think June 30th would be quite reasonable for that. That's actually going to be very challenging with saving to move etc, so it'll give me more of a kick to do it! Plus, the more I beat my Christmas target by, the smaller my June amount will be. Woooh! Cheers ali :beer: :beer:

gallygirl

You're welcome pp!!! Here's hoping you stay motivated...... :whistle:

PeachPickle

Not quite sure what that picture makes me feel :rotfl: :rotfl:

Gemmzie

You're nearly there Well done :T

CAFCGirl

she scares me.....

ooooooooh I'm excited Peaches has less than £500 to go for current challenge..... :T

ZTD

PeachPickle wrote:

Not quite sure what that picture makes me feel :rotfl: :rotfl:

What you feel depends on whether you're her, or you're the recipient of the crop... :eek:

PeachPickle

Thanks everyone Even you, ZTD

I'd really like to beat my target by a month if I can, but with the weekend away that may not be possible. We'll see. Watch this space

PeachPickle

Wow, I haven't updated this for ages!

I've got a lot of stuff going on at the minute and to be truthful, my head is in a total mess.

Moneywise, it's all ticking along. I'm only £130 away from my target, and I may actually pay that before my next payment date pf dec 28th so I can beat my target by a month - a "debt month" if you will. I've got the money, just gotta decide where best to put it really. My lowest debt is around £350 and I may shoot towards a F&F (not of £130, I'm not that optimistic!). We'll see.

Haven't had my charges back from Capital One yet on tuesday their 28 days to defend will be up so I think I should win by default, but I'm a little confused as most people on CAG seem to have been paid earlier than that. Not sure what they have against me! Typical at the moment though.

Emotionally, I'm very confused right now. There are a couple of things floating around that would be life changing, but it's unlikely I'll get one and impossible to get the other (and I am sure about that impossibility, because I asked.... huge embarrassment, but hey ho, you never know!). But they're both there, in front of me, making me want them. I almost wish that I'd not encountered either of them. Argh. Only one of them is a man, btw. And not the unlikely one either

Had a fantastic weekend away recently. I won't say when/where/who with because hey, still paranoid! But it was the best weekend in recent memory. Although it did throw up one of those head-messers. Argh again.

Back to money - I've done all my christmas shopping. And it's only the 7th! I'm so impressed with myself And very thankful to MSE, as 95% of them came from Boots with vouchers obtained from Pigsback with I discovered on here and the rest were paid for with Quidco and Mystery Shop money, which again I have MSE to thank for. I feel I've been able to be quite "generous" this year, without actually spending any money, and it feels very nice So thanks MSE, and thanks Martin :T