£9k in 130 days - The big 'ask'!

keza

Hi hun, the coloured squares is an idea Rainy (fellow MSE'er) shared with me.

Just a spreadsheet of squares, each one represents £50 and everytime i clear £50 of debt i colour in a square. nice to be able to see it at first view how far ive gone xx

kavics17

Ok, got it now :rotfl:. Thanks. Sold an another item for £7-but bought presents for £6 for my goddaughter's birthday-so it's £1 gain. But at least it's a gain :j. By Xmas I will know everyone in post office-seem to be going there every day nowadays. No complaining, glad I'm selling stuff.

Bad news though: BTL property tenant is moving out after 2 years-I have a month to find someone else. Really not looking forward to it, afraid I need to furnish it. At the moment it's unfurnished but there is no really market for this kind of property unfortunately. I really really don't want to budget for furnitures....

keza

ok, another week! glorious monday mornings!

A quick update from me. as it was only Payday on friday i not be doing any PAD's excpet bills until after the new year now as otherwise i think i will be running before i can walk and will have danger of falling over and running out of money!

At present, there will be £40 left in the budget for the month so i need to tread carefully. next PAD will be loan payment to OH Grandad. hope Everyone is ok! xxx

kavics17

Afternoon, hope your Monday is better than mine...I am a bit of a moan today, better go offline and save myself and everyone else from me. I won £25 on BB again, at least that's good news. Haven't done any Xmas food shopping yet, I'll be busy the next couple of days, really not looking forward to the busy supermarkets. I really need a holiday...

keza

oh no! how comes ur having a bad day? send lots of hugs!

i havent won anything on BB yet - whats ur secret? do u buy loads of tickets at once or soemthing? lol!

Just faxed over proof of my overdraft to new bank A&L as dont think i can cope with the thougth of not having it there 'just incase'. fingers crossed they match it like they sed they will!

kavics17

Had an argument with Oh yest, and although we made it up I still feel bad (and him too). Than this morning my boss was really unpleasant, it seems like I need to work on the 31st till 6-although I supposed to get the day off? And it's raining and so on. It just doesn't get any better today .

Good luck with overdraft-hope they'll match it. On BB I buy 25 tickets for one bingo game, it seems to work every 2nd or 3rd day. Also buy it early in the morning when there are not many people playing.

keza

oh sorry to hear that. me and my oh rowed on wednesday nite and it lasted until the following evening. never nice to have an unpleasant atmosphere.

I will give that a go tonite i think then!

Ive got physio at 4.30. am so so sore this week, its just not letting up. the cramp was horendous yesterday all day. its on the other side today. hopeing no needles today as i dont think my poor muscles can take it! Will let you know later how i get on!

kavics17

Ok, afterall it got better:). Still not at home, babysitting for a friend, I love the kids they are just so cute:). Having a chat with a 4 and 6 yr old made me even more broody:rolleyes:.

I decided to have a chat with my boss tmrw morning, I am so tired and was looking forward to having the 31st off-I will take it as unpaid if necessary. I have recently done a lot of overtime without complaining as it is always busy for everyone before Xmas, but won't do it anymore unless I feel it's my interest as well not just theirs.

Hope physio went ok, and you're feeling better. Only 4 days to go till Xmas!

kavics17

Another day, I'm so so tired. Still 2 days to go till Xmas! I won an another £5 on BB, how is it going Keza? Any success? Withdrawn the ebay sales from Paypal as well, I want all the money to reach my bank account by the end of December so can make big payments towards loan and savings.

Penalty money from developer is on the way as well, £785, should take a couple of days to reach my account - don't know if I mentioned but we bought a BTL new built property, and developer owned us some money for not finishing it on time. The money is all mine as I paid more into the property than OH :j. I pay probably half of it into the loan and half of it into saving account, although very tempted to put it towards the loan as whole, don't know what to do:o. My MSE mind need to be switched on for a couple of more months, gosh will I have the energy to do it?:rolleyes:

~must go to sleep earlier tonight~

keza

hiya! yes another day closer to xmas! so excited!!

im having a money dilema too! while transfering over my bank accounts i seem to have gone £50 into my natwest overdraft so to rectify im having to take some money from my wedding savings which is ok at mo as i plan to save more than i need anyhow. so i think im going to go ahead with that.

Physio last nite was 'different'! no more needles but instead he 'cracked my back' as i had a trapped nerve stopping me from having full movement of my head. the needles made the muscles tighter so i have gone back a step. they now think theres not a lot more physio can do for me and it mite mean me joining the gym! eeek! i havent the money for that - so seeing if i can claim it back during my claim process as costs.

Fantasic news on the win and the extra £785 Kavics! no win on BB for me yet but theres always tonight! fingers crossed! cud do with a win lol! hope ur having a better day than yesterday!!! xx