📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£9k in 130 days - The big 'ask'!

Options
1356721

Comments

  • Hiya Keza!

    You posted on my diary so I'm just repaying the favour! I love what you're aiming to do here and will be keeping updated on your progress and fishing for more useful tips. :)

    Keep it up!!!!

    Brighterdayz xx
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi all! how cold out today! :eek:

    Well, I didnt have an NSD yesterday :( went to lakeside and ended up buying 3 pairs of earings in a sale for £1 each. bargain and i couldnt resist.

    Today however is a NSD i have decided! im round my parents tonight so no reason to spend!

    Am paying £120 off aqua as we speak which is ebay money that came into my account today. but thats all until payday on friday - roll on!

    xxxx
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • Hi Keza- Well such a bargain like that I wouldn't beat yourself up! Better than buying them full price! :)
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Just on here for a little whinge coz feeling sorry for myself. and its not coz of my debt this time! althou all at once, it can give me down days!

    Went physio again last nite (13th session for my whiplash injury) and he sed its not improving (and its been over 12 weeks since my accident). So he decided to give 'intermuscular stimulation' a go. Basically he inserted an acupuncture needle into my muscle and as the muscle is supersensitive and shortened from my injury (basically all tight and not relaxed!), it grasped the needle and started spasming. Oh my god! The pain! I was blinded with pain on the 4th needle pr!ck. I couldn’t carry on with it.

    I have to admit, it has helped a little and i can move my head a little more toward my shoulders than before, albeit only a cm or so but like with my debt, every little helps!
    so hopefully if the sessions carry on (about 8 on average) I should be almost free of my whiplash into the mid of next year!

    For those of you who don’t know, I had an accident on a bus one night at beginning of September, the bus driver broke super hard and I went chest first into the metal bar in front. Had various injuries but the whiplash is hanging on and it is soo painful! I don’t know how people fake it! Ive had weeks of physio and painkillers, even perscription for 10days after the accident. but on the mend now hopefully!

    Ok rant over. dont judge me by this post, i know loads fake whiplash and its made it hard for people like me to be believed but i actually do have whiplash!

    Wish me luck for the next session (Monday!) think I will take some painkillers before hand! xxx
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Ouch on the whiplash.

    eriously good luck in your challenge.
  • kavics17
    kavics17 Posts: 2,235 Forumite
    Yeah, ouch on whiplash, hope you'll feel better soon. Also well done on paying towards Aqua, it'll disappear in no time. Keep up!
  • Wow!!! Just read the whole thread and can't believe the challenge. I really hope you do it - good luck!
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £9k in 130 days is £70/day every day for 130 days, after tax.
    It's the entire take-home equivalent of somebody earning £34k/year in a job.

    So how do you plan to do it?

    As you're clearing a debt, this indicates you need to earn an extra £34k/year for 130 days over your normal money.

    Er ... how?
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    well as i mentioned before i dont have any rent or household bills to pay just yet so about 85% of my monthly wage can be thrown at the debts. as for the other chunk, i get a child endowment paid out in march which i have been paying (well my parent have paid half!) for the last 10 years or something. then i hope to get a bonus from work in March to clear off the last bit.

    All this along with some ebaying old tote, and free scratchcards and good old fashioned boot sales!

    Not imposible but quite a challenge. and im throwing all the effort i can at it! xxx
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    £9k in 130 days is £70/day every day for 130 days, after tax.
    It's the entire take-home equivalent of somebody earning £34k/year in a job.

    So how do you plan to do it?

    As you're clearing a debt, this indicates you need to earn an extra £34k/year for 130 days over your normal money.

    Er ... how?

    I posted earlier but went away and thought about it! I have £9K to clear too, but at best could pay it off by Dec 2010! Are you getting compo from your accident?! Just asking, as I was involved in an accident last February and received compo as I wasn't at fault (and injured) and by the sounds of it you could get a good pay-out from the bus company! Best of luck if you do, mines took about six months to come through, so would be good timing to pay off by April :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.