Using a UK Visa Debit Card in Ireland, Will i get charged for withdrawals/shop use

loveangel88

visting ireland next year, if i use my visa debit card over there, will i get charged?? Some threads on here say yes some say no?

apt

If you are withdrawing/spending stirling in Northern Ireland no. Eire yes, but Nationwide debit cards will not charge.

loveangel88

Ill be going to an area called Drogheda..what part is that?

apt

That's in Eire or the Irish Republic.

jammin_2

apt wrote: »

That's in Eire or the Irish Republic.

No it isn't.

Drogheda is in Ireland.

Eire is incorrect. Éire is correct only when speaking Irish. The Irish Republic hasn't existed since 1922.

benjus

To the OP: how much you are charged depends on who you bank with. There's a list of charges for common debit cards here: http://www.moneysavingexpert.com/travel/overseas-card-charges#debit

If your card isn't Nationwide, consider getting something like a FairFX card. Read this article: http://www.moneysavingexpert.com/travel/cheap-travel-money

peterbaker

Eire was a bit of a hotbed for DCC in the first year or two of its existence.

Do not agree at shops restaurants car hire desks to pay in your home currency. Pay in Euros and let your card company do the FOREX conversion via VISA at the VISA rate.

If you use a Nationwide Debit Card then it is doubly essential you don't get caught allowing the ATM or the merchant to do the currency conversion on the spot, because you stand to lose as much as 3% on the deal IIRC whereas with other cards it may only be a fraction of a percent.

jammin_2

peterbaker wrote: »

Eire

Once again - Ireland.

dzug1

jammin wrote: »

Once again - Ireland.

Even though incorrect, Eire has the advantage of leaving no doubt as where is meant. Ireland leaves open the question of 'is it the North?'

jammin_2

dzug1 wrote: »

Ireland leaves open the question of 'is it the North?'

Only to the stupid.

peterbaker

jammin, please get off your silly little high horse. I use Eire to avoid ambiguity and no-one except you has ever complained. I got top grades in Geography thirty-five years ago and don't recall losing even one mark for writing Eire in any of my work in English.

The only significant change since then is that the stupid minority of so and so's on that island seem to have generally stopped fighting of late ... thank goodness.