Boost Your Tesco Clubcard Points Discussion

Pocoyo

Hello Yvonne, a pal from Babyworld here.
I have just got a clubcard credit card and would recommend it. If you do all your Tesco's shopping on the card you will get five extra points per £1 spent and as long as you pay it off you won't incur interest charges. They have 0% for nine months too, 12 months on Tesco's purchases so I just blew some cash on a new mattress. :T
Laura. (Pingu)

princessmoneysaver

Hi Laura,

Thanks for that, think that might have to be the one we go for then. I don't want it to be able to spend excessivley but to be more protected online, I will always pay off in full.

Hope you are all well

Yvonne

Domthemon

emaw wrote: »

Can anyone please tell me the difference betwene the old style Tesco CC and the new ones? Is it a different rate of clubcard points on spending outside of Tesco.

I've had the one with a sunflower on for years and wondered if it was the best one for maximising clubcard points!

The old cards gave (give?) 1 point for every 2 pounds spent on it anywhere incin Tesco (in addition to 1 point per pound spent in Tesco which you would get however you pay so you should remove this from the equation..... Tesco use it in their illustrations but it isn't giving you extra points as you would get these if you paid by cash or debit card or someone elses Credit Card anyway). The new ones only give 1 point for every 4 pounds spent on them (wherever used) so are only half as good.

I haven't managed to suss out whether the old sunflower card still pays me the same amount of points as it used to. The problem is that I don't think this is stated in the terms and conditions so not sure they have to notify you if they change it. As we are all aware these firms are quick to shout about a new deal but are very quiet when reducing the bonuses surreptitiously. It is like building societies who trumpet new accounts then quietly cut the interest rates to nothing.

It made me laugh when they launched the new credit cards as they trumpeted the points (one per 4 pounds) as a good way to get clubcard points......a new product half as good as the old one and yet being trumpeted as the ''Clubcard Credit Card - The fastest way to collect Tesco Clubcard Points!!!!'' Yeah right!

Dom

As the saying goes, you can fool some of the people some of the time.......

Domthemon

Pocoyo wrote: »

If you do all your Tesco's shopping on the card you will get five extra points per £1 spent

I don't think so! You get 5 points per £4.... but you would get 4 points per £4spent in Tesco anyway whatever way you pay. You are therefore only actually getting extra a single point per £4 spend on your card, whether this be in Tesco or anywhere else. Don't be fooled by Tesco's rhetoric. Yes it is extra points (1 per £4 spent) but it isn't as good as the original Tesco Credit card (see above) and not as good as they lead you to believe in their publicity:

I quote: 5 points for every £4 you spend at Tesco or Tesco.com and 1 point for every £4 you spend everywhere else! Yeah, nice work Tesco, but like I say you get the 4 points per £4 spend in Tesco with or without the credit card anyway!!!! IMHO this is very close to misleading advertising as it leads people to believe they are getting something with this credit card (4points per £4) that they are not getting without it, which is not true

Dom

emaw

Thanks DomtheMon for clarifying about the Tesco CC, very intersting to note! Like you say though I haven't been able to work out the breakdown of points from my CC. All you see if TPF points on receipts/statements!

Also, I don't know if this is a well known fact or if it's been mentioned on here before but I used to work on Tesco checkouts as a student and you can use coupons (non Tesco ones) against your shopping even if you haven't bought the product. I'm talking about the ones in magzines etc. Tesco claim it back off the company issuing it. Generally there is no limit to how much you can take off your bill with coupons but if you haven't actually bought the product that it relates to you can only use one coupon against per transaction. However if you have bought it, you can use two! Hope that makes sense!!

Pocoyo

DomtheMon wrote: »

I don't think so! You get 5 points per £4.... but you would get 4 points per £4spent in Tesco anyway whatever way you pay. You are therefore only actually getting extra a single point per £4 spend on your card, whether this be in Tesco or anywhere else. Don't be fooled by Tesco's rhetoric. Yes it is extra points (1 per £4 spent) but it isn't as good as the original Tesco Credit card (see above) and not as good as they lead you to believe in their publicity:

I quote: 5 points for every £4 you spend at Tesco or Tesco.com and 1 point for every £4 you spend everywhere else! Yeah, nice work Tesco, but like I say you get the 4 points per £4 spend in Tesco with or without the credit card anyway!!!! IMHO this is very close to misleading advertising as it leads people to believe they are getting something with this credit card (4points per £4) that they are not getting without it, which is not true

Dom

LOL, I realised that typo after I replied! :rolleyes: I thought the five points per £4 spent at Tesco were in addition to the one point per £1 from the clubcard. Must check further into that!

west_is_best

Ive asked this question a couple of times, can someone please tell me if I can change my Mothers cashback vouchers into Deals, even though we have a different surname??

Or should I get her a card under my name??

gt568

Hey_Dude wrote: »

I'm afraid Tesco HO don't give a stuff what you think Dear Consumer.

If you are a repeat Wombler, Dundee will soon catch on and either warn you about the 'unusual' activity on your Clubcard account or suspend your account - you risk losing Wombled and 'genuine' points.

Up to you though - perhaps all things in moderation applies here?

Duder

Totally agree with the Dude here. I used to do a little wombling, but CS got more and more suspicious, coupled with my RnR activities at the tie, I decided not to bother any more. Plus I know some serious womblers who recieved letters from Dundee. Personally though I can't see the problem, if somebody doesn't want the points, why can't somebody else have them. Once in an extra the chap in front of me was buying a £1600 tv, and when asked if he had a clubcard send no. So I politely asked him if he minded if I had the points and he said no probs, however the CS girl was having none of it, and point blank refused.

Domthemon

gt568 wrote: »

Totally agree with the Dude here. I used to do a little wombling, but CS got more and more suspicious, coupled with my RnR activities at the tie, I decided not to bother any more. Plus I know some serious womblers who recieved letters from Dundee. Personally though I can't see the problem, if somebody doesn't want the points, why can't somebody else have them. Once in an extra the chap in front of me was buying a £1600 tv, and when asked if he had a clubcard send no. So I politely asked him if he minded if I had the points and he said no probs, however the CS girl was having none of it, and point blank refused.

Good on her. He clearly was buying the product without being interested in the ''incentive''. The added incentive to buy the product(s) is the points. If he was buying the product anyway, without the added incentive, why should they give the incentive away to you, when it was clear the product was going to be sold anyway (i.e. without giving away the added incentive?)

Let us be clear, whatever Tesco's profits etc and however much it might appear to be a drop in the ocean, these clubcard points do cost something. It obviously generates more new sales than it costs, hence their record profits, but it still is a cost to the business.

I know it is difficult for some people to get their heads around these points being an incentive to buy. Qualification to get the incentive is for YOU to BUY the product. The fact they allow you to go in with old receipts is a goodwill gesture but with any such goodwill some people will abuse it.

So claiming the points if you haven't bought the product(s) is fraud because you are claiming an incentive you were not entitled to.

I can't spell it out any simpler.

Dom

Domthemon

Lynwen wrote: »

Ive asked this question a couple of times, can someone please tell me if I can change my Mothers cashback vouchers into Deals, even though we have a different surname??

Or should I get her a card under my name??

It depends on the Deals. A few are name specific, i.e. they are only available for the person named and this is put on the Deals coupon. This applies with holidays, I believe, plus a few others such as MFI I think, and is stated in the Deals booklet or on the website (or certainly used to be)

However most deals (eg Days out and meals and for example Eurotunnel) don't have names on the deals coupons so can be used by anyone, so you send them off on her behalf or she sends them off, they would have to be sent to her address, then you can use the Deals, because you don't have to prove your name or present your clubcard again when using the Deals tokens (except in the stated exceptions)

Even with the holidays,I am sure your Mum could get her coupons, send away for the vouchers, book the holiday in her name but with you as the traveller. I would assume this would be OK?

Dom